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VALIDATED

MICHAEL A LOORI BUS COMPANY INC

Trust Score

Excellent Why this score?

Company CheckMICHAEL A LOORI BUS COMPANY INC · DOT 617967

130 SH 36, MIDDLETOWN, NJ, 07748

DOT# 617967 MC# 296039 Middletown, New Jersey 30 years

CARRIER

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50

Power Units

63

Drivers

2

Crashes (24-Month)

$5,000,000

Insurance

Not Rated

Safety Rating

24

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

7 events tracked · latest Jul 24, 2026 ↓ Show details ↓

Safety & compliance 6

Jun 11, 2026
Clean roadside inspection, no violations.
Jun 11, 2026
Clean roadside inspection, no violations.
May 20, 2026
Clean roadside inspection, no violations.
May 20, 2026
Clean roadside inspection, no violations.
Feb 20, 2025
Crash reported (no fatalities).
Sep 17, 2024
Crash reported (no fatalities).

Insurance 1

Current
Active insurance on file ($5,000,000).

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameMICHAEL A LOORI BUS COMPANY INC

DOT Number617967

MC Number296039

Entity TypeCarrier

Operating StatusA - Active

LocationMiddletown, New Jersey

Added10/23/1995

MCS-15008/06/2025

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address130 SH 36, MIDDLETOWN, NJ, 07748

Mailing Address130 SH 36, MIDDLETOWN, NJ, 07748

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationC - Intrastate (Non-Hazmat)

DocketMC296039

CommonActive

ContractNot Active

BrokerNot Active

Operating30 years

Operation Classification

Authorized For Hire Passenger Carrier

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage630,000 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

63

Interstate

0

Intrastate

0

CDL

63

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)2

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$5,000,000

Type91X

VerifiedFMCSA · 07/16/2026

CompanyNEW YORK MARINE & GENERAL INS. CO.

Policy #AU202600004609

Last checked07/24/2026

Quick Facts

StatusActive

TypeCarrier

Fleet50 units

Drivers63

Mileage630,000 mi

Operating30 years

MCS-15008/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)2

Fatal0

Injury2

Tow-Away0

Driver Inspections

Total16

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total8

Out of Service0

OOS Rate0.0%

National Avg20.7%

Below National Average

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

8 · 0 OOS -

2025

8 · 0 OOS =

2026

9 · 0 OOS =

Crashes

2024

1 crash -

2025

1 crash =

2026

0 crashes ▼

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jun 2026, 23 inspections, 0 resulted in out-of-service (0% OOS rate).

Clean, no out-of-service violations in the last 24 months.

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (2)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
02/20/2025	MIDDLETOWN TWP	NJ	0	1	0	2	Clear	Dry	Daylight
09/17/2024	WALL TWP	NJ	0	1	0	1	Clear	Dry	Dark - Not Lighted

Inspection Records (25)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
06/11/2026	NJ	Full (Level I)	NJ	0	0	0	0	0	0	-	▲Detail
06/11/2026	NJ	Full (Level I)	NJ	0	0	0	0	0	0	-	▲Detail
05/20/2026	NJ	Driver-Only (Level III)	NJ	0	0	0	0	0	0	-	▲Detail
05/20/2026	NJ	Driver-Only (Level III)	NJ	0	0	0	0	0	0	-	▲Detail
05/20/2026	NJ	Driver-Only (Level III)	NJ	0	0	0	0	0	0	-	▲Detail
05/20/2026	NJ	Driver-Only (Level III)	NJ	0	0	0	0	0	0	-	▲Detail
05/20/2026	NJ	Driver-Only (Level III)	NJ	0	0	0	0	0	0	-	▲Detail
04/22/2026	NJ	Driver-Only (Level III)	NJ	0	0	0	0	0	0	-	▲Detail
03/18/2026	NJ	Full (Level I)	NJ	0	0	0	0	0	0	-	▲Detail
12/15/2025	NJ	Driver-Only (Level III)	HAZLET HS PLOT	0	0	0	0	0	0	-	▲Detail
10/06/2025	NJ	Full (Level I)	377 SH 36 NB	0	0	0	0	0	0	-	▲Detail
09/15/2025	NJ	Full (Level I)	MICHAEL A LOORI	0	0	0	0	0	0	-	▲Detail
09/15/2025	NJ	Full (Level I)	MICHAEL A LOORI	0	0	0	0	0	0	-	▲Detail
09/10/2025	NJ	Full (Level I)	MICHAEL A LOORI	0	0	0	0	0	0	-	▲Detail
09/10/2025	NJ	Full (Level I)	MICHAEL A LOORI	0	0	0	0	0	0	-	▲Detail
06/05/2025	NJ	Full (Level I)	LIBERTY STATE PARK	0	0	0	0	0	0	-	▲Detail
06/05/2025	NJ	Full (Level I)	LIBERTY STATE PARK-JERSEY CITY	0	0	0	0	0	0	-	▲Detail
11/21/2024	NJ	Driver-Only (Level III)	BROOKDALE COMMUNITY COLLEGE	0	0	0	0	0	0	-	▲Detail
11/01/2024	NJ	Driver-Only (Level III)	MIDDLETOWN PLAZA RT 35	0	0	0	0	0	0	-	▲Detail
07/29/2024	NJ	Driver-Only (Level III)	SIX FLAGS PLOT	0	0	0	0	0	0	-	▲Detail
07/29/2024	NJ	Driver-Only (Level III)	SIX FLAGS GREAT ADVENTURE	0	0	0	0	0	0	-	▲Detail
07/29/2024	NJ	Driver-Only (Level III)	SIX FLAGS GREAT ADVENTURE	0	0	0	0	0	0	-	▲Detail
07/24/2024	NJ	Driver-Only (Level III)	HAZLET PLAZA	0	0	0	0	0	0	-	▲Detail
04/22/2024	NJ	Driver-Only (Level III)	HAZLET HS PLOT	1	0	0	0	1	0	-	▲Detail
02/26/2024	NJ	Driver-Only (Level III)	HAZLET HS PLOT	1	0	0	0	1	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections23

Unsafe Driving 0% 0 viols

HOS Compliance 0% 0 viols

Driver Fitness 0% 0 viols

Vehicle Maintenance 0% 0 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91	BIPD	HARTFORD CASUALTY INSURANCE COMPANY	13UENCL4057	$0	08/30/1995	03/18/1997	Replaced
91X	BIPD/Primary	NEW YORK MARINE & GENERAL INS. CO.	AU202400004609	$5,000,000	05/17/2024	05/17/2025	Replaced
91X	BIPD/Primary	NEW YORK MARINE & GENERAL INS. CO.	AU202300004609	$5,000,000	05/17/2023	05/17/2024	Replaced
91X	BIPD/Primary	NEW YORK MARINE & GENERAL INS. CO.	AU202200004609	$5,000,000	05/17/2022	05/17/2023	Replaced
91X	BIPD/Primary	NEW YORK MARINE & GENERAL INS. CO.	AU202100004609	$5,000,000	05/17/2021	05/17/2022	Replaced
91X	BIPD/Primary	NEW YORK MARINE & GENERAL INS. CO.	AU201900004609	$5,000,000	05/17/2019	05/17/2021	Replaced
91X	BIPD/Primary	NEW YORK MARINE & GENERAL INS. CO.	AU201800004609	$5,000,000	05/17/2018	05/17/2019	Replaced
91X	BIPD/Primary	NEW YORK MARINE & GENERAL INS. CO.	AU201700004609	$5,000,000	05/17/2017	05/17/2018	Replaced
91X	BIPD/Primary	NEW YORK MARINE & GENERAL INS. CO.	AU201600004609	$5,000,000	05/17/2016	05/17/2017	Replaced
91X	BIPD/Primary	NEW YORK MARINE & GENERAL INS. CO.	AU201500004609	$5,000,000	05/17/2015	05/17/2016	Replaced
91X	BIPD/Primary	NEW YORK MARINE & GENERAL INS. CO.	AU201400004609	$5,000,000	05/17/2014	05/17/2015	Replaced
91X	BIPD/Excess	LEXINGTON INSURANCE COMPANY	038183134	$4,000,000	05/17/2013	07/19/2015	Cancelled
91X	BIPD/Excess	HARTFORD CASUALTY INSURANCE COMPANY	13HHUSV8135	$4,000,000	05/17/2007	05/17/2013	Replaced
91X	BIPD/Primary	HARTFORD INSURANCE COMPANY OF THE MIDWEST	13UENSV8134	$1,000,000	05/17/2007	05/17/2007	Replaced
91X	BIPD/Primary	HARTFORD INSURANCE COMPANY OF THE MIDWEST	13UENSV8134	$1,000,000	05/17/2007	05/17/2007	Replaced
91X	BIPD/Primary	HARTFORD INSURANCE COMPANY OF THE MIDWEST	13UENSV8134	$1,000,000	05/17/2007	05/17/2014	Cancelled
91X	BIPD/Primary	RLI INSURANCE COMPANY	LFB 001235-1	$5,000,000	05/17/2006	05/17/2007	Replaced
91X	BIPD/Primary	RLI INSURANCE COMPANY	LFB 001235-1	$5,000,000	05/17/2006	06/18/2007	Cancelled
91X	BIPD/Excess	LEXINGTON INSURANCE COMPANY	1481117	$4,000,000	04/17/2005	04/17/2006	Cancelled
91X	BIPD/Excess	LEXINGTON INSURANCE COMPANY	1481117	$4,000,000	04/17/2005	06/15/2006	Cancelled
91X	BIPD/Primary	WESTPORT INSURANCE CORPORATION	WAU101000150902	$1,000,000	04/17/2005	05/18/2006	Cancelled
91X	BIPD/Primary	WESTPORT INSURANCE CORPORATION	WAU101000150902	$1,000,000	04/17/2005	05/17/2006	Replaced
91X	BIPD/Excess	LEXINGTON INSURANCE COMPANY	1481117	$4,000,000	04/17/2005	04/17/2005	Replaced
91X	BIPD/Excess	LEXINGTON INSURANCE COMPANY	4261337	$4,000,000	04/17/2004	04/17/2005	Cancelled
91X	BIPD/Primary	WESTPORT INSURANCE CORPORATION	WAU101000150901	$1,000,000	04/17/2004	04/17/2005	Cancelled
91X	BIPD/Primary	WESTPORT INSURANCE CORPORATION	WAU1010001509	$1,000,000	04/17/2003	04/17/2004	Replaced
91X	BIPD/Excess	GENERAL STAR NATIONAL INSURANCE CO.	NUG382523	$4,000,000	04/17/2002	04/17/2003	Cancelled
91X	BIPD/Primary	WESTPORT INSURANCE CORPORATION	CS2110287	$1,000,000	04/17/2002	04/17/2003	Cancelled
91X	BIPD/Primary	CLARENDON NATIONAL INS. CO.	BA08710304	$5,000,000	03/18/1998	11/30/1998	Cancelled
91X	BIPD/Primary	CLARENDON NATIONAL INS. CO.	BA08710304	$5,000,000	03/18/1998	05/31/1998	Cancelled
91X	BIPD/Primary	CLARENDON NATIONAL INS. CO.	BA08710304	$5,000,000	03/18/1998	03/18/1998	Replaced
91X	BIPD/Primary	CLARENDON NATIONAL INS. CO.	BA08708533	$5,000,000	03/18/1997	05/28/1997	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC296039	COMMON	INVOLUNTARY REVOCATION	05/22/2007	DISCONTINUED REVOCATION	05/30/2007
MC296039	COMMON	INVOLUNTARY REVOCATION	05/16/2014	DISCONTINUED REVOCATION	05/19/2014
MC296039	COMMON	INVOLUNTARY REVOCATION	04/21/2014	DISCONTINUED REVOCATION	05/14/2014
MC296039	COMMON	INVOLUNTARY REVOCATION	04/21/2006	DISCONTINUED REVOCATION	05/17/2006
MC296039	COMMON	INVOLUNTARY REVOCATION	03/21/2006	DISCONTINUED REVOCATION	04/17/2006
MC296039	MOTOR PASSENGER COMMON CARRIER	GRANTED	01/31/1996	REVOKED	08/13/1997
MC296039	MOTOR PASSENGER COMMON CARRIER	REINSTATED	01/20/2006	-	-

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

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99/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 99

99

Starts at 100−1 totalFinal 99

Crashes on record (rate-adjusted)−1

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

FMCSA shows active coverage on file as of 7/16/2026.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-1

Crashes on record (rate-adjusted)

Crash rate: 2 crash(es) across 50 vehicles (~0.04 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Where this company lands, risk scales

Crash history (rate-adjusted)−1 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 2 crash(es) across 50 vehicles (~0.04 per vehicle); none fatal. Scaled to fleet size and fatal severity.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.