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TOWNS BROTHERS CONSTRUCTION CO

Trust Score

Excellent Why this score?

Company CheckTOWNS BROTHERS CONSTRUCTION CO · DOT 606059

679 S PERE MARQUETTE HWY, LUDINGTON, MI, 49431

DOT# 606059 MC# 290241 Ludington, Michigan 31 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

8 events tracked · latest Sep 9, 2026 ↓ Show details ↓

Safety & compliance 7

Mar 14, 2026
Crash reported (no fatalities).
Nov 21, 2025
Roadside inspection, 3 violations (no OOS).
Nov 21, 2025
Crash reported (no fatalities).
Oct 1, 2025
Roadside inspection, 6 out-of-service violations.
Jul 3, 2025
Roadside inspection, 1 out-of-service violation.
Jul 3, 2025
Crash reported (no fatalities).
Jan 28, 2025
Roadside inspection, 11 violations (no OOS).

Insurance 1

Current
Active insurance on file ($750,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address679 S PERE MARQUETTE HWY, LUDINGTON, MI, 49431

Mailing AddressPO BOX 608, LUDINGTON, MI, 49431

Operating Authorities

Authority TypePRIVATE PROPERTY;AUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC290241

CommonActive

ContractActive

BrokerNot Active

Operating31 years

Operation Classification

Authorized For HirePrivate (Property)

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 1 · 1 insp with violations

Below cutoff

Controlled Substances / Alcohol

measure 1.66 · 1 insp with violations

Below cutoff

Vehicle Maintenance

measure 14.28 · 3 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage1,000,500 miles

Mileage Year2017

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)5

Fatal1

Driver OOS50.0% avg 5.5%

Vehicle OOS60.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$750,000

Type91X

VerifiedFMCSA · 07/14/2026

CompanySECURA INSURANCE COMPANY

Policy #A3402198

Last checked09/09/2026

Quick Facts

StatusActive

TypeCarrier

Fleet16 units

Drivers15

Mileage1,000,500 mi

Operating31 years

MCS-15007/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)5

Fatal1

Injury1

Tow-Away3

Driver Inspections

Total4

Out of Service2

OOS Rate50.0%

National Avg5.5%

Above National Average

Vehicle Inspections

Total5

Out of Service3

OOS Rate60.0%

National Avg20.7%

Above National Average

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

1 · 1 OOS -

2025

4 · 2 OOS ▲

2026

0 · 0 OOS ▼

Crashes

2024

2 crashes -

2025

2 crashes =

2026

1 crash ▼

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Nov 2025, 5 inspections, 3 resulted in out-of-service (60% OOS rate).

Driver Out-of-Service 2 OOS

Vehicle Out-of-Service 7 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (5)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
03/14/2026	BENONA TWP	MI	0	0	1	1	Clear	Water	Dawn
11/21/2025	KALAMAZOO TWP	MI	0	0	1	1	Clear	Dry	Daylight
07/03/2025	HOLLAND TWP	MI	0	2	1	2	Clear	Dry	Dusk
12/27/2024	HOWARD TWP	MI	0	0	1	2	Clear	Wet	Daylight
12/13/2024	HAGAR TWP	MI	1	0	1	2	Fog/Smog	Wet	Dawn

Roadside Violations by Safety Category Last 24 months

103 roadside violations across 5 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 95 violations · 35 OOS

Unsafe Driving 5 violations · 2 OOS

Driver Fitness 1 violation · 1 OOS

Other (General) 2 violations · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (5)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
11/21/2025	MI	Walk-Around (Level II)	ROADSIDE	3	0	0	0	0	0	-	▲Detail
10/01/2025	MI	Full (Level I)	US31 @ E DECKER RD	22	6	1	1	21	5	-	▲Detail
07/03/2025	MI	Full (Level I)	K & R TOW YARD	45	1	0	0	7	1	-	▲Detail
01/28/2025	MI	Terminal (Level V)	BENTON HARBOR	11	0	0	0	0	0	-	▲Detail
12/13/2024	MI	Full (Level I)	HASSES TOWING	22	2	1	1	7	1	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections5

Driver Fitness 1 viols

Controlled Substances 1 viols

Vehicle Maintenance 3 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
34	CARGO	AMERISURE MUTUAL INSURANCE COMPANY	CPP-0356818	$0	05/01/1995	12/20/2007	Cancelled
91X	BIPD/Primary	AMERISURE MUTUAL INSURANCE COMPANY	CA-1050599	$1,000,000	05/01/1995	12/20/2007	Cancelled
91X	BIPD/Primary	GRANGE INSURANCE COMPANY.	CPP2011428	$1,000,000	02/01/2013	02/27/2015	Cancelled
91X	BIPD/Primary	GRANGE INSURANCE COMPANY.	CPP2011428	$1,000,000	02/01/2013	01/01/2015	Replaced
34	CARGO	FCCI INSURANCE COMPANY	CPP0013398	$0	02/01/2012	02/28/2013	Cancelled
91X	BIPD/Primary	FCCI INSURANCE COMPANY	CA 0020187	$1,000,000	02/01/2012	02/28/2013	Cancelled
91X	BIPD/Primary	FCCI INSURANCE COMPANY	CA 0020187	$1,000,000	02/01/2012	02/01/2013	Replaced
91X	BIPD/Primary	SECURA INSURANCE COMPANY	A3402198	$75,000	01/01/2024	01/01/2024	Replaced
91X	BIPD/Primary	MONROE GUARANTY INSURANCE COMPANY	CA100008359	$1,000,000	01/01/2017	01/01/2024	Replaced
91X	BIPD/Primary	MONROE GUARANTY INSURANCE COMPANY	CA0031606-01	$1,000,000	01/01/2016	02/16/2017	Cancelled
91X	BIPD/Primary	MONROE GUARANTY INSURANCE COMPANY	CA0031606-01	$1,000,000	01/01/2016	01/01/2017	Replaced
91X	BIPD/Primary	GRANGE INSURANCE COMPANY.	CPP2225954	$1,000,000	01/01/2015	01/01/2016	Replaced
34	CARGO	FCCI INSURANCE COMPANY	CPP0009538	$0	01/01/2009	03/23/2012	Cancelled
34	CARGO	FCCI INSURANCE COMPANY	CPP0009538	$0	01/01/2009	02/01/2012	Replaced
91X	BIPD/Primary	MONROE GUARANTY INSURANCE COMPANY	CA 0012622	$1,000,000	01/01/2009	02/01/2012	Replaced
91X	BIPD/Primary	MONROE GUARANTY INSURANCE COMPANY	B00 0680813	$1,000,000	01/01/2008	01/01/2009	Replaced
34	CARGO	MONROE GUARANTY INSURANCE COMPANY	M00 0680813	$0	01/01/2008	01/01/2009	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC290241	MOTOR PROPERTY COMMON CARRIER	GRANTED	06/19/1995	REVOKED	12/26/2007
MC290241	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	06/19/1995	REVOKED	12/26/2007
MC290241	MOTOR PROPERTY COMMON CARRIER	REINSTATED	03/07/2008	-	-
MC290241	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	03/07/2008	-	-
MC290241	COMMON	INVOLUNTARY REVOCATION	02/01/2013	DISCONTINUED REVOCATION	02/15/2013
MC290241	CONTRACT	INVOLUNTARY REVOCATION	02/01/2013	DISCONTINUED REVOCATION	02/15/2013

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

83/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 83

−7

Starts at 100−17 totalFinal 83

Fatal crash on record (rate-adjusted)−7

Driver out-of-service rate above national average−5

Vehicle out-of-service rate above national average−5

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-7

Fatal crash on record (rate-adjusted)

Crash rate: 5 crash(es) across 16 vehicles (~0.31 per vehicle); 1 fatal (20% fatal). Scaled to fleet size and fatal severity.

-5

Driver out-of-service rate above national average

Driver OOS 50% vs national avg 5.51%.

-5

Vehicle out-of-service rate above national average

Vehicle OOS 60% vs national avg 20.72%.

Where this company lands, risk scales

Crash history (rate-adjusted)−7 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 5 crash(es) across 16 vehicles (~0.31 per vehicle); 1 fatal (20% fatal). Scaled to fleet size and fatal severity.

Driver out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Driver OOS 50% vs national avg 5.51%.

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 60% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

TOWNS BROTHERS CONSTRUCTION CO

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (5)

Roadside Violations by Safety Category Last 24 months

Inspection Records (5)

Safety Performance Percentiles

Licensing & Insurance

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