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VALIDATED

LOCKE FARMS INC

Trust Score

Excellent Why this score?

Company CheckLOCKE FARMS INC · DOT 589508

6869 BENTON RD, CHARLOTTE, MI, 48813

DOT# 589508 MC# 284667 Charlotte, Michigan 31 years

CARRIER

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3

Power Units

3

Drivers

2

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

0

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

3 events tracked · latest Sep 11, 2026 ↓ Show details ↓

Safety & compliance 2

Sep 17, 2025
Crash reported (no fatalities).
Nov 14, 2024
Crash reported (no fatalities).

Insurance 1

Current
Active insurance on file ($750,000).

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameLOCKE FARMS INC

DOT Number589508

MC Number284667

Entity TypeCarrier

Operating StatusA - Active

LocationCharlotte, Michigan

Added02/06/1995

MCS-15004/28/2026

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address6869 BENTON RD, CHARLOTTE, MI, 48813

Mailing Address6869 BENTON RD, CHARLOTTE, MI, 48813

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC284667

CommonActive

ContractNot Active

BrokerNot Active

Operating31 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage50,140 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

3

Interstate

0

Intrastate

0

CDL

3

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)2

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$750,000

Type91X

VerifiedFMCSA · 07/10/2026

CompanyAUTO OWNERS INSURANCE COMPANY

Policy #46-252512-00

Last checked09/11/2026

Quick Facts

StatusActive

TypeCarrier

Fleet3 units

Drivers3

Mileage50,140 mi

Operating31 years

MCS-15004/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)2

Fatal0

Injury0

Tow-Away2

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

No roadside inspections on record.

Crashes

2024

1 crash -

2025

1 crash =

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Crash Records (2)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
09/17/2025	ELKHART	IN	0	0	1	4	Clear	Dry	Daylight
11/14/2024	SCHOOLCRAFT TWP	MI	0	0	1	2	Rain	Wet	Daylight

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN334415	$1,000,000	10/15/2002	08/07/2003	Cancelled
34	CARGO	NORTHLAND INSURANCE COMPANY	TN334415	$0	10/15/2002	08/07/2003	Cancelled
34	CARGO	NORTHLAND INSURANCE COMPANY	TN380666	$0	08/07/2003	01/31/2005	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN380666	$1,000,000	08/07/2003	02/02/2005	Replaced
34	CARGO	NORTHLAND INSURANCE COMPANY	TN255281	$0	07/28/1998	10/15/2002	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN255281	$1,000,000	07/28/1998	10/15/2002	Cancelled
91X	BIPD/Primary	AUTO OWNERS INSURANCE COMPANY	46-252512-00	$750,000	06/30/2011	06/21/2018	Replaced
91X	BIPD/Primary	AUTO OWNERS INSURANCE COMPANY	46-252512-00	$750,000	06/21/2018	06/21/2018	Replaced
91X	BIPD/Primary	AUTO OWNERS INSURANCE COMPANY	4625251200	$1,000,000	03/01/2005	06/30/2011	Replaced
34	CARGO	NORTHLAND INSURANCE COMPANY	TN205828	$0	03/01/1997	02/21/1998	Name Changed
34	CARGO	NORTHLAND INSURANCE COMPANY	TN205828	$0	03/01/1997	01/20/1998	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN205828	$1,000,000	03/01/1997	02/21/1998	Name Changed
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN205828	$1,000,000	03/01/1997	01/20/1998	Replaced
34	CARGO	ST. PAUL FIRE & MARINE INSURANCE CO.	IMO 2102250	$0	03/01/1995	05/10/1997	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN 205828	$750,000	03/01/1995	03/01/1997	Replaced
91X	BIPD/Primary	AUTO OWNERS INSURANCE COMPANY	4619776200	$750,000	02/02/2005	03/01/2005	Replaced
34	CARGO	AUTO OWNERS INSURANCE COMPANY	06541696	$0	01/31/2005	08/04/2018	Cancelled
34	CARGO	NORTHLAND INSURANCE COMPANY	TN205828	$0	01/20/1998	07/28/1998	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN205828	$1,000,000	01/20/1998	07/28/1998	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC284667	MOTOR PROPERTY COMMON CARRIER	INVOLUNTARY REVOCATION	06/06/1997	DISCONTINUED REVOCATION	06/17/1997
MC284667	MOTOR PROPERTY COMMON CARRIER	GRANTED	03/28/1995	-	-

No revocation records.

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89/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 89

89

−11

Starts at 100−11 totalFinal 89

Crashes on record (rate-adjusted)−11

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-11

Crashes on record (rate-adjusted)

Crash rate: 2 crash(es) across 3 vehicles (~0.67 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Where this company lands, risk scales

Crash history (rate-adjusted)−11 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 2 crash(es) across 3 vehicles (~0.67 per vehicle); none fatal. Scaled to fleet size and fatal severity.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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