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VALIDATED

STEVE COOK

Trust Score

Excellent Why this score?

Company CheckSTEVE COOK · DOT 589286

DBA: STEVE COOK TRUCKING

519 E MAIN ST, LACROSSE, IN, 46348

DOT# 589286 MC# 370486 Lacrosse, Indiana 26 years

MOTOR CARRIER

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3

Power Units

3

Drivers

0

Crashes (24-Month)

Not reported

Insurance

Not Rated

Safety Rating

0

Inspections

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Company Information

Legal NameSTEVE COOK

DBA NameSTEVE COOK TRUCKING

DOT Number589286

MC Number370486

Entity TypeMotor Carrier

Operating StatusA - Active

LocationLacrosse, Indiana

Added02/03/1995

MCS-15012/04/2024

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address519 E MAIN ST, LACROSSE, IN, 46348

Mailing AddressPO BOX 47, LACROSSE, IN, 46348

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC370486

CommonNot Active

ContractInactive

BrokerNot Active

Operating26 years

Company Overview

STEVE COOK is a FMCSA-validated motor carrier based in Lacrosse, Indiana. The company has been in operation for 26 years, registered with the FMCSA on 02/03/1995. The fleet consists of 3 power units and 3 drivers. Annual mileage is reported at 150 miles (2023). The company has a clean safety record with zero reported crashes. Based on authority, insurance, safety, and compliance data, STEVE COOK has a Trust Score of 100/100 (Excellent).

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage150 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

3

Interstate

0

Intrastate

0

CDL

3

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatNo

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

AmountNot reported

Type-

Effective-

Company-

Policy #-

Quick Facts

StatusActive

TypeMotor Carrier

Fleet3 units

Drivers3

Mileage150 mi

Operating26 years

MCS-15012/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

No roadside inspections on record.

Crashes

2023

1 crash -

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Crash Records (1)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
12/04/2023	REYNOLDS	IN	0	0	1	1	Clear	Dry	Dark - Lighted

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	ACUITY, A MUTUAL INSURANCE COMPANY	CA-ZH5229	$750,000	12/31/2020	01/23/2025	Cancelled
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	MCP27517A	$1,000,000	12/31/2016	12/31/2020	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA08339601	$750,000	12/31/2015	12/31/2016	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN163852	$750,000	12/31/2014	12/31/2015	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN163852	$750,000	12/31/2014	02/04/2016	Cancelled
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	CLP34489G	$750,000	11/24/1999	03/16/2007	Replaced
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	CLP34489G	$750,000	11/24/1999	03/28/2007	Cancelled
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	GWP48602A	$1,000,000	08/04/2007	05/10/2013	Replaced
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	GWP48602A	$1,000,000	08/04/2007	05/30/2013	Cancelled
91X	BIPD/Primary	EMPIRE FIRE & MARINE INSURANCE CO.	CL930341	$1,000,000	07/11/2007	08/04/2007	Replaced
91X	BIPD/Primary	EMPIRE FIRE & MARINE INSURANCE CO.	CL930341	$1,000,000	07/11/2007	08/22/2007	Cancelled
91X	BIPD/Primary	PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY	CA 6286559	$750,000	05/10/2013	05/09/2014	Replaced
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	MCP10480A	$1,000,000	05/09/2014	12/31/2014	Replaced
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	MCP10480A	$1,000,000	05/09/2014	02/02/2015	Cancelled
91X	BIPD/Primary	EMPIRE FIRE & MARINE INSURANCE CO.	CL930341	$1,000,000	03/16/2007	07/11/2007	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC370486	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	12/07/1999	REVOKED	01/29/2025
MC370486	CONTRACT	INVOLUNTARY REVOCATION	07/26/2007	DISCONTINUED REVOCATION	08/07/2007
MC370486	CONTRACT	INVOLUNTARY REVOCATION	06/14/2007	DISCONTINUED REVOCATION	07/12/2007
MC370486	CONTRACT	INVOLUNTARY REVOCATION	05/03/2013	DISCONTINUED REVOCATION	05/14/2013
MC370486	CONTRACT	INVOLUNTARY REVOCATION	03/01/2007	DISCONTINUED REVOCATION	03/19/2007

No revocation records.

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100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.