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STEPHENS CARRIERS INC

Trust Score

Excellent Why this score?

Company CheckSTEPHENS CARRIERS INC · DOT 580726

131-A SANDERS FERRY ROAD, HENDERSONVILLE, TN, 37075

DOT# 580726 MC# 282339 Hendersonville, Tennessee 31 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

Inspections

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SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

7 events tracked · latest Sep 9, 2026 ↓ Show details ↓

Safety & compliance 6

Jul 3, 2026
Clean roadside inspection, no violations.
Jun 17, 2026
Clean roadside inspection, no violations.
May 12, 2026
Roadside inspection, 1 violation (no OOS).
Apr 9, 2026
Clean roadside inspection, no violations.
Nov 18, 2025
Crash reported (no fatalities).
Oct 6, 2025
Crash reported (no fatalities).

Insurance 1

Current
Active insurance on file ($1,000,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address131-A SANDERS FERRY ROAD, HENDERSONVILLE, TN, 37075

Mailing AddressPO BOX 220, HENDERSONVILLE, TN, 37077

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC282339

CommonActive

ContractActive

BrokerNot Active

Operating31 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 1.34 · 4 insp with violations

Below cutoff

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure .29 · 1 insp with violations

Below cutoff

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 1.71 · 4 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage1,838,641 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)3

Fatal0

Driver OOS5.3% avg 5.5%

Vehicle OOS12.5% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$1,000,000

Type91X

VerifiedFMCSA · 08/24/2026

CompanyBERKLEY CASUALTY COMPANY

Policy #6513249

Last checked09/08/2026

Quick Facts

StatusActive

TypeCarrier

Fleet26 units

Drivers14

Mileage1,838,641 mi

Operating31 years

MCS-15007/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)3

Fatal0

Injury1

Tow-Away2

Driver Inspections

Total19

Out of Service1

OOS Rate5.3%

National Avg5.5%

Below National Average

Vehicle Inspections

Total8

Out of Service1

OOS Rate12.5%

National Avg20.7%

Below National Average

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

4 · 1 OOS -

2024

9 · 0 OOS ▼

2025

9 · 2 OOS ▲

2026

7 · 0 OOS ▼

Crashes

2023

0 crashes -

2024

1 crash ▲

2025

2 crashes ▲

2026

0 crashes ▼

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jul 2026, 19 inspections, 2 resulted in out-of-service (10.5% OOS rate).

Driver Out-of-Service 1 OOS

Vehicle Out-of-Service 1 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (3)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Injuries	Tow	Vehicles	Weather	Road	Light
11/18/2025	WEST MEMPHIS	AR	2	0	2	Clear	Dry	Dark - Not Lighted
10/06/2025	NON-CITY OR UNINCORPORATE	MO	0	1	2	Clear	Dry	Daylight
07/25/2024	GALLATIN	TN	0	1	2	Clear	Dry	Daylight

Roadside Violations by Safety Category Last 24 months

13 roadside violations across 19 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 7 violations · 1 OOS

Unsafe Driving 5 violations · 0 OOS

Driver Fitness 1 violation · 1 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (29)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
07/03/2026	TX	Walk-Around (Level II)	IH40 EB SHAMROCK SCALE	0	0	0	0	0	0	-	▲Detail
06/17/2026	NV	Walk-Around (Level II)	NV	0	0	0	0	0	0	-	▲Detail
05/12/2026	OK	Full (Level I)	OK	1	0	0	0	1	0	-	▲Detail
04/09/2026	KY	Full (Level I)	FRANKLIN	0	0	0	0	0	0	-	▲Detail
02/20/2026	AR	Driver-Only (Level III)	VAN BUREN AR	1	0	1	0	0	0	-	▲Detail
01/10/2026	AR	Driver-Only (Level III)	HOPE AR	0	0	0	0	0	0	-	▲Detail
01/06/2026	MT	Driver-Only (Level III)	CROW AGENCY MT	1	0	1	0	0	0	-	▲Detail
12/04/2025	TN	Driver-Only (Level III)	MURFREESBORO TN	1	0	1	0	0	0	-	▲Detail
09/16/2025	CA	Full (Level I)	CACHE CREEK	1	1	0	0	1	1	-	▲Detail
08/14/2025	ID	Walk-Around (Level II)	BOISE ID	0	0	0	0	0	0	-	▲Detail
06/07/2025	SD	Driver-Only (Level III)	JEFFERSON SD	0	0	0	0	0	0	-	▲Detail
05/19/2025	MO	Walk-Around (Level II)	SAINT JOSEPH MO	0	0	0	0	0	0	-	▲Detail
05/02/2025	TN	Driver-Only (Level III)	STANTON TN	1	1	0	1	0	0	-	▲Detail
04/17/2025	TN	Walk-Around (Level II)	ARDMORE TN	1	0	0	0	0	0	-	▲Detail
04/09/2025	OK	Driver-Only (Level III)	I-40 @ MM 212	0	0	0	0	0	0	-	▲Detail
01/23/2025	NM	Walk-Around (Level II)	AT INTERSECTION OF I-40 AND I4	1	0	1	0	0	0	-	▲Detail
10/17/2024	CA	Full (Level I)	GILROY IF	2	0	0	0	2	0	-	▲Detail
09/15/2024	OK	Driver-Only (Level III)	I-40 @ MM 222	0	0	0	0	0	0	-	▲Detail
09/11/2024	AZ	Walk-Around (Level II)	KINGMAN AZ	2	0	0	0	0	0	-	▲Detail
07/23/2024	MN	Driver-Only (Level III)	MOORHEAD MN	1	0	0	0	0	0	-	▲Detail
06/18/2024	TN	Driver-Only (Level III)	SPARTA TN	0	0	0	0	0	0	-	▲Detail
06/10/2024	CA	Driver-Only (Level III)	WEST COVINA	1	0	1	0	0	0	-	▲Detail
04/23/2024	NM	Walk-Around (Level II)	GALLUP PORT OF ENTRY	1	0	0	0	1	0	-	▲Detail
02/27/2024	AR	Driver-Only (Level III)	CRAWFORD COUNTY	1	0	1	0	0	0	-	▲Detail
02/24/2024	WY	Driver-Only (Level III)	260 I 80 EB	2	0	2	0	0	0	-	▲Detail
11/12/2023	NE	Driver-Only (Level III)	NORTH PLATTE WEST BOUND	1	0	0	0	0	0	-	▲Detail
10/21/2023	KS	Walk-Around (Level II)	I070KTA MP 209 REST AREA	3	0	3	0	0	0	-	▲Detail
10/09/2023	KS	Walk-Around (Level II)	TREGO COUNTY - 195	0	0	0	0	0	0	-	▲Detail
09/06/2023	TX	Full (Level I)	IH 40 SHAMROCK	2	1	1	1	1	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections19

Unsafe Driving 4 viols

Driver Fitness 1 viols

Vehicle Maintenance 4 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
34	CARGO	CAROLINA CASUALTY INSURANCE CO.	406221	$0	12/07/1994	08/02/1996	Replaced
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	406221	$1,000,000	12/07/1994	08/02/1996	Replaced
91X	BIPD/Primary	NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA	890-14-71	$1,000,000	12/01/2021	12/01/2022	Replaced
91X	BIPD/Primary	NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA	TP8901471 01	$1,000,000	12/01/2020	12/01/2021	Cancelled
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	CT751614003	$1,000,000	12/01/2016	12/01/2020	Replaced
34	CARGO	HANOVER INSURANCE CO.	IHA4776412	$0	12/01/2010	12/01/2010	Replaced
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA 68 25 97	$1,000,000	11/20/2003	06/13/2007	Replaced
34	CARGO	SENTRY SELECT INSURANCE COMPANY	CT751614-3607-091	$0	08/02/2009	12/01/2010	Replaced
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	CT751315-2107-071	$1,000,000	08/02/2007	12/01/2016	Replaced
34	CARGO	LEXINGTON INSURANCE COMPANY	8755294	$0	08/02/2006	08/02/2009	Replaced
34	CARGO	CLARENDON AMERICA INSURANCE COMPANY	DSNA00000912	$0	08/02/2005	08/02/2006	Cancelled
34	CARGO	CLARENDON NATIONAL INS. CO.	DSNA 000 00 478	$0	08/02/2004	08/02/2005	Cancelled
34	CARGO	CLARENDON NATIONAL INS. CO.	DSN 000 00 9251	$0	08/02/2003	08/02/2004	Cancelled
34	CARGO	CLARENDON NATIONAL INS. CO.	DSN 000 00 8592	$0	08/02/2002	08/02/2003	Cancelled
34	CARGO	ONEBEACON INSURANCE COMPANY	CIM047877800	$0	08/02/1998	08/02/2002	Replaced
91X	BIPD/Primary	LINCOLN GENERAL INSURANCE COMPANY	PAP2094840897	$1,000,000	08/02/1997	10/11/2003	Cancelled
34	CARGO	ALBANY INSURANCE COMPANY	GF 9004052	$0	08/02/1996	08/02/1998	Replaced
91X	BIPD/Primary	LINCOLN GENERAL INSURANCE COMPANY	PAP2094840896	$1,000,000	08/02/1996	08/02/1997	Cancelled
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA 68 25 97	$1,000,000	08/01/2003	11/20/2003	Replaced
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA 68 25 97	$1,000,000	08/01/2003	12/13/2003	Cancelled
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA 068 06 09	$1,000,000	06/13/2007	09/06/2007	Cancelled
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA 068 06 09	$1,000,000	06/13/2007	08/02/2007	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC282339	COMMON	INVOLUNTARY REVOCATION	11/21/2005	DISCONTINUED REVOCATION	12/12/2005
MC282339	CONTRACT	INVOLUNTARY REVOCATION	11/21/2005	DISCONTINUED REVOCATION	12/12/2005
MC282339	COMMON	INVOLUNTARY REVOCATION	11/04/2021	DISCONTINUED REVOCATION	11/26/2021
MC282339	CONTRACT	INVOLUNTARY REVOCATION	11/04/2021	DISCONTINUED REVOCATION	11/26/2021
MC282339	PROPERTY BROKER	DISMISSED	08/28/1996	-	-
MC282339	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	08/17/1995	-	-
MC282339	COMMON	INVOLUNTARY REVOCATION	07/06/2006	DISCONTINUED REVOCATION	08/03/2006
MC282339	COMMON	INVOLUNTARY REVOCATION	07/06/2005	DISCONTINUED REVOCATION	08/02/2005
MC282339	COMMON	INVOLUNTARY REVOCATION	07/06/2004	DISCONTINUED REVOCATION	08/05/2004
MC282339	MOTOR PROPERTY COMMON CARRIER	GRANTED	02/17/1995	-	-

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

98/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 98

Starts at 100−2 totalFinal 98

Crashes on record (rate-adjusted)−2

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

FMCSA shows active coverage on file as of 8/24/2026.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-2

Crashes on record (rate-adjusted)

Crash rate: 3 crash(es) across 26 vehicles (~0.12 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Where this company lands, risk scales

Crash history (rate-adjusted)−2 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 3 crash(es) across 26 vehicles (~0.12 per vehicle); none fatal. Scaled to fleet size and fatal severity.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

STEPHENS CARRIERS INC

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (3)

Roadside Violations by Safety Category Last 24 months

Inspection Records (29)

Safety Performance Percentiles

Licensing & Insurance

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