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BILL & RAY'S AUTO SERVICE INC

Trust Score

Excellent Why this score?

Company CheckBILL & RAY'S AUTO SERVICE INC · DOT 571931

DBA: BILL & RAY'S WRECKER SERVICE

2455 HWY 23, OSKALOOSA, IA, 52577

DOT# 571931 MC# 452164 Oskaloosa, Iowa 23 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

3 events tracked · latest Jul 24, 2026 ↓ Show details ↓

Safety & compliance 2

Jun 3, 2025
DISCONTINUED REVOCATION CONTRACT.
Jan 28, 2025
Roadside inspection, 1 violation (no OOS).

Insurance 1

Current
Active insurance on file ($1,000,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address2455 HWY 23, OSKALOOSA, IA, 52577

Mailing Address2455 HWY 23, OSKALOOSA, IA, 52577

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC452164

CommonNot Active

ContractActive

BrokerNot Active

Operating23 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure .66 · 1 insp with violations

Below cutoff

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage40,000 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$1,000,000

Type91X

VerifiedFMCSA · 06/18/2026

CompanyPIONEER SPECIALTY INSURANCE COMPANY

Policy #CPP1283661

Last checked07/24/2026

Quick Facts

StatusActive

TypeCarrier

Fleet6 units

Drivers4

Mileage40,000 mi

Operating23 years

MCS-15011/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total1

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

1 · 0 OOS -

2025

1 · 0 OOS =

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jan 2025, 1 inspections, 0 resulted in out-of-service (0% OOS rate).

Clean, no out-of-service violations in the last 24 months.

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

1 roadside violations across 1 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Unsafe Driving 1 violation · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (2)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
01/28/2025	IA	Driver-Only (Level III)	HWY 34 ROME	1	0	1	0	0	0	-	▲Detail
10/10/2023	IA	Full (Level I)	HWY 63	0	0	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections1

Unsafe Driving 1 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	EMPIRE FIRE & MARINE INSURANCE CO.	CL427822	$1,000,000	09/18/2003	05/26/2004	Cancelled
34	CARGO	EMPIRE FIRE & MARINE INSURANCE CO.	CL427822	$0	09/18/2003	05/26/2004	Cancelled
91	BIPD	MOTORISTS COMMERCIAL MUTUAL INSURANCE COMPANY	5000044713	$0	05/26/2019	06/19/2025	Cancelled
91X	BIPD/Primary	MOTORISTS COMMERCIAL MUTUAL INSURANCE COMPANY	2362363	$1,000,000	05/26/2014	05/26/2019	Cancelled
91X	BIPD/Primary	UNIVERSAL UNDERWRITERS INSURANCE CO.	315704	$1,000,000	05/26/2011	05/26/2014	Replaced
34	CARGO	UNIVERSAL UNDERWRITERS INSURANCE CO.	315704	$0	05/26/2011	04/19/2014	Cancelled
34	CARGO	WESTERN NATIONAL MUTUAL INSURANCE CO.	CID 221956	$0	05/26/2006	05/26/2011	Replaced
91X	BIPD/Primary	WESTERN NATIONAL MUTUAL INSURANCE CO.	CID 221956	$1,000,000	05/26/2006	05/26/2006	Replaced
91X	BIPD/Primary	WESTERN NATIONAL MUTUAL INSURANCE CO.	CID 221956	$1,000,000	05/26/2006	05/26/2011	Replaced
34	CARGO	SPECIALTY UNDERWRITERS ALLIANCE	10AE0TT100091CA01	$0	05/26/2005	05/26/2005	Replaced
34	CARGO	EMPIRE FIRE & MARINE INSURANCE CO.	CL431363	$0	05/26/2005	05/26/2006	Cancelled
91X	BIPD/Primary	EMPIRE FIRE & MARINE INSURANCE CO.	CL431363	$1,000,000	05/26/2005	05/26/2006	Cancelled
34	CARGO	SPECIALTY UNDERWRITERS ALLIANCE	10AE0TT100091CA01	$0	05/26/2005	07/05/2005	Cancelled
91X	BIPD/Primary	SPECIALTY UNDERWRITERS ALLIANCE	10AE0TT100091CA01	$1,000,000	05/26/2005	07/05/2005	Cancelled
91X	BIPD/Primary	SPECIALTY UNDERWRITERS ALLIANCE	10AE0TT100091CA01	$1,000,000	05/26/2005	05/26/2005	Replaced
34	CARGO	EMPIRE FIRE & MARINE INSURANCE CO.	CL429134	$0	05/26/2004	05/26/2005	Cancelled
91X	BIPD/Primary	EMPIRE FIRE & MARINE INSURANCE CO.	CL429134	$1,000,000	05/26/2004	05/26/2005	Cancelled
91X	BIPD/Primary	EMPIRE FIRE & MARINE INSURANCE CO.	CL427822	$1,000,000	05/26/2003	09/18/2003	Cancelled
34	CARGO	EMPIRE FIRE & MARINE INSURANCE CO.	CL427822	$0	05/26/2003	09/18/2003	Cancelled
91X	BIPD/Primary	WESTPORT INSURANCE CORPORATION	KB3122-0	$1,000,000	05/26/2002	05/26/2003	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC452164	CONTRACT	INVOLUNTARY REVOCATION	10/15/2003	DISCONTINUED REVOCATION	10/31/2003
MC452164	CONTRACT	INVOLUNTARY REVOCATION	05/23/2025	DISCONTINUED REVOCATION	06/03/2025
MC452164	CONTRACT	INVOLUNTARY REVOCATION	05/01/2006	DISCONTINUED REVOCATION	05/26/2006
MC452164	CONTRACT	INVOLUNTARY REVOCATION	04/29/2005	DISCONTINUED REVOCATION	05/23/2005
MC452164	CONTRACT	INVOLUNTARY REVOCATION	04/29/2004	DISCONTINUED REVOCATION	06/03/2004
MC452164	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	04/27/2020	-	-
MC452164	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	02/24/2003	REVOKED	06/03/2019

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

98/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 98

Starts at 100−2 totalFinal 98

No email address on file−2

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-2

No email address on file

No public email address on record.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

BILL & RAY'S AUTO SERVICE INC

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Equipment

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (2)

Safety Performance Percentiles

Licensing & Insurance

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