Home

Companies

Shared-Address Watch

Trust Score

Validation

For Carriers For Brokers For Shippers For Everyone

LoadBoard Services

Know Your Rights

For Carriers For Brokers For Everyone Regulatory Updates

Why LoadWrap How It Works Security Videos Case Studies About Us Contact TrustGuard Stories

Driver Hub Register

← Back to Search

VALIDATED

FRANK J MCPHEE

Trust Score

Excellent Why this score?

Company CheckFRANK J MCPHEE · DOT 561918

DBA: MCPHEE & SON

3111 MONROE AVENUE SW, BEMIDJI, MN, 56601

DOT# 561918 MC# 822618 Bemidji, Minnesota 13 years

CARRIER

★★★★★ Ratings & reviews

Save to favorites Watch, alerts on changes Write a review Add a private note Download PDF report

Create free account →

Free • 30 seconds • Already a member? Log in

2

Power Units

2

Drivers

0

Crashes (24-Month)

$750,000

Insurance

Satisfactory

Safety Rating

0

Inspections

Is this your company? Claim your profile →

Just researching? Create a free account →

Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Company Information

Legal NameFRANK J MCPHEE

DBA NameMCPHEE & SON

DOT Number561918

MC Number822618

Entity TypeCarrier

Operating StatusA - Active

LocationBemidji, Minnesota

Added04/29/1994

MCS-15008/25/2025

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address3111 MONROE AVENUE SW, BEMIDJI, MN, 56601

Mailing Address3111 MONROE AVENUE SW, BEMIDJI, MN, 56601

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE;EXEMPT FOR HIRE

Carrier OperationA - Interstate

DocketMC822618

CommonActive

ContractNot Active

BrokerNot Active

Operating13 years

Operation Classification

Authorized For HireExempt For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage280,000 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

2

Interstate

0

Intrastate

0

CDL

2

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingSatisfactory

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Last Review01/24/1995

Insurance

Amount$750,000

Type91X

Effective01/26/2025

CompanyUNITED FINANCIAL CASUALTY COMPANY

Policy #CA992171085

Last checked07/26/2026

Quick Facts

StatusActive

TypeCarrier

Fleet2 units

Drivers2

Mileage280,000 mi

Operating13 years

MCS-15008/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Safety RatingSatisfactory

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Last FMCSA Review: 01/24/1995 | Rated: 02/16/1995

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

1 · 0 OOS -

2024

1 · 0 OOS =

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Inspection Records (2)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
03/18/2024	MN	Driver-Only (Level III)	GLYNDON	1	0	1	0	0	0	-	▲Detail
08/29/2023	IA	Driver-Only (Level III)	HWY 63	1	0	1	0	0	0	-	▲Detail

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN340169	$750,000	12/02/2022	01/26/2025	Cancelled
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	A0092192001	$750,000	12/02/2017	12/02/2022	Replaced
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	OPO0048840	$750,000	12/02/2015	12/02/2017	Replaced
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	OPO0048840	$750,000	12/02/2015	12/30/2017	Cancelled
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	OPO0048772	$750,000	12/02/2014	12/02/2015	Cancelled
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	OPO0042510	$750,000	12/02/2013	12/02/2014	Cancelled
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	PRA947105103	$750,000	04/03/2013	12/02/2013	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC822618	COMMON	INVOLUNTARY REVOCATION	12/30/2024	DISCONTINUED REVOCATION	01/27/2025
MC822618	COMMON	INVOLUNTARY REVOCATION	11/05/2015	DISCONTINUED REVOCATION	12/03/2015
MC822618	COMMON	INVOLUNTARY REVOCATION	11/05/2014	DISCONTINUED REVOCATION	11/26/2014
MC822618	COMMON	INVOLUNTARY REVOCATION	11/05/2013	DISCONTINUED REVOCATION	11/29/2013
MC822618	MOTOR PROPERTY COMMON CARRIER	GRANTED	04/19/2013	-	-

No revocation records.

Stay ahead of changes

You are checking FRANK J MCPHEE today. We can keep watching them for you.

Authority gets revoked, insurance lapses, and a company that looks clean today can change overnight. Create an account, add this company to your list,
and the moment their authority, insurance, safety or contact details change, you see it on your dashboard, or get it by email with Pro.

Add them to your list

Keep this company and every partner you vet in one place you can come back to.

Get a change alert

The moment authority, insurance or safety status moves, you hear about it first.

See the full history

Trust Score over time and the complete authority and insurance timeline, not just today.

Register Log in

100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

Satisfactory FMCSA safety rating.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.