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VALIDATED

MODERN HOUSING INC

Trust Score

Excellent Why this score?

Company CheckMODERN HOUSING INC · DOT 551642

DBA: WESTERN HOUSING & FALLS HOMES

5701 W 12TH STREET, SIOUX FALLS, SD, 57106

DOT# 551642 MC# 426402 Sioux Falls, South Dakota 24 years

CARRIER

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11

Power Units

11

Drivers

0

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

9

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

5 events tracked · latest Sep 8, 2026 ↓ Show details ↓

Safety & compliance 4

May 14, 2025
Clean roadside inspection, no violations.
Mar 11, 2025
Clean roadside inspection, no violations.
Oct 24, 2024
Roadside inspection, 1 violation (no OOS).
Sep 20, 2024
Clean roadside inspection, no violations.

Insurance 1

Current
Active insurance on file ($750,000).

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameMODERN HOUSING INC

DBA NameWESTERN HOUSING & FALLS HOMES

DOT Number551642

MC Number426402

Entity TypeCarrier

Operating StatusA - Active

LocationSioux Falls, South Dakota

Added02/25/1994

MCS-15002/03/2026

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address5701 W 12TH STREET, SIOUX FALLS, SD, 57106

Mailing Address5701 W 12TH STREET, SIOUX FALLS, SD, 57106

Operating Authorities

Authority TypePRIVATE PROPERTY;AUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC426402

CommonNot Active

ContractActive

BrokerNot Active

Operating24 years

Operation Classification

Authorized For HirePrivate (Property)

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage75,575 miles

Mileage Year2021

VMT SourceMCS-150 Form

Drivers

11

Interstate

0

Intrastate

0

CDL

11

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$750,000

Type91X

VerifiedFMCSA · 06/04/2026

CompanyAUTO OWNERS INSURANCE COMPANY

Policy #96-369156-04

Last checked09/08/2026

Quick Facts

StatusActive

TypeCarrier

Fleet11 units

Drivers11

Mileage75,575 mi

Operating24 years

MCS-15002/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total5

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total4

Out of Service0

OOS Rate0.0%

National Avg20.7%

Below National Average

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

1 · 0 OOS -

2024

3 · 0 OOS =

2025

2 · 0 OOS =

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through May 2025, 4 inspections, 0 resulted in out-of-service (0% OOS rate).

Clean, no out-of-service violations in the last 24 months.

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

1 roadside violations across 4 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Unsafe Driving 1 violation · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (6)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
05/14/2025	SD	Full (Level I)	WOONSOCKET SD	0	0	0	0	0	0	-	▲Detail
03/11/2025	SD	Full (Level I)	CORSICA SD	0	0	0	0	0	0	-	▲Detail
10/24/2024	SD	Driver-Only (Level III)	SIOUX FALLS SD	1	0	0	0	0	0	-	▲Detail
09/20/2024	WY	Full (Level I)	CASPER POE	0	0	0	0	0	0	-	▲Detail
09/04/2024	SD	Walk-Around (Level II)	JEFFERSON SD	0	0	0	0	0	0	-	▲Detail
11/14/2023	SD	Driver-Only (Level III)	PLANKINTON SD	1	0	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections5

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	AUTO OWNERS INSURANCE COMPANY	96 369156 01	$1,000,000	03/05/2002	01/01/2011	Replaced
91X	BIPD/Primary	AUTO OWNERS INSURANCE COMPANY	96 369156 01	$1,000,000	03/05/2002	04/06/2011	Cancelled
91X	BIPD/Primary	AUTO OWNERS INSURANCE COMPANY	96-369156-04	$750,000	01/01/2011	01/03/2018	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC426402	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	03/18/2002	-	-
MC426402	CONTRACT	INVOLUNTARY REVOCATION	03/10/2011	DISCONTINUED REVOCATION	03/14/2011

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

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100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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