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CLAY MULLINS

Trust Score

Excellent Why this score?

Company CheckCLAY MULLINS · DOT 545772

DBA: FLAT TOP TRUCKING

155 WEST WHITBY ROAD, COOL RIDGE, WV, 25825

DOT# 545772 MC# 393518 Cool Ridge, West Virginia 25 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

5 events tracked · latest Jul 24, 2026 ↓ Show details ↓

Safety & compliance 4

Aug 8, 2025
Clean roadside inspection, no violations.
Sep 18, 2024
Roadside inspection, 1 violation (no OOS).
Aug 7, 2024
Roadside inspection, 2 violations (no OOS).
Jul 25, 2024
Roadside inspection, 2 violations (no OOS).

Insurance 1

Current
Active insurance on file ($750,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address155 WEST WHITBY ROAD, COOL RIDGE, WV, 25825

Mailing AddressPO BOX 655, COOL RIDGE, WV, 25825-0655

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC393518

CommonActive

ContractNot Active

BrokerNot Active

Operating25 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 3.2 · 3 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage70,000 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Last Review11/27/2012

Insurance

Amount$750,000

Type91X

VerifiedFMCSA · 07/16/2026

CompanyPROGRESSIVE CLASSIC INSURANCE COMPANY

Policy #CA02806356

Last checked07/24/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers1

Mileage70,000 mi

Operating25 years

MCS-15007/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total5

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total4

Out of Service0

OOS Rate0.0%

National Avg20.7%

Below National Average

Last FMCSA Review: 11/27/2012

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

2 · 0 OOS -

2024

5 · 0 OOS =

2025

1 · 0 OOS =

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Aug 2025, 4 inspections, 0 resulted in out-of-service (0% OOS rate).

Clean, no out-of-service violations in the last 24 months.

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

5 roadside violations across 4 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 3 violations · 0 OOS

Unsafe Driving 2 violations · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (8)

Date	State	Level	Location	Violations	HazMat
08/08/2025	WV	Walk-Around (Level II)	LYBURN WV	0	-	▲Detail
09/18/2024	WV	Walk-Around (Level II)	BEAVER WV	1	-	▲Detail
08/07/2024	WV	Walk-Around (Level II)	BECKLEY WV	2	-	▲Detail
07/25/2024	WV	Walk-Around (Level II)	MOUNT HOPE WV	2	-	▲Detail
07/09/2024	WV	Driver-Only (Level III)	BRADLEY WV	1	-	▲Detail
04/23/2024	VA	Driver-Only (Level III)	CEDAR BLUFF VA	0	-	▲Detail
12/08/2023	WV	Walk-Around (Level II)	GHENT WV	0	-	▲Detail
09/05/2023	WV	Driver-Only (Level III)	FLAT TOP	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections5

Vehicle Maintenance 3 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	CLASSIC INSURANCE CO	CA02806356	$750,000	12/14/2022	08/23/2024	Replaced
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA2806356	$750,000	12/14/2019	07/11/2022	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	497194	$750,000	11/04/2006	07/06/2007	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	497194	$750,000	11/04/2006	06/22/2007	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	476276	$750,000	11/04/2005	05/05/2006	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	443706	$1,000,000	11/04/2004	11/04/2005	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	443442	$1,000,000	11/04/2003	09/28/2004	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	443442	$1,000,000	11/04/2003	10/02/2004	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	379649	$1,000,000	11/04/2002	11/04/2002	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	379649	$1,000,000	11/04/2002	11/04/2003	Cancelled
91X	BIPD/Primary	HARTFORD FIRE INSURANCE COMPANY	40 MS JR6764	$200,000	11/01/2008	02/04/2009	Replaced
91X	BIPD/Primary	TRANSPORTATION INSURANCE CO.	TRK220074799	$1,000,000	10/31/2001	10/31/2002	Cancelled
91X	BIPD/Primary	CLARENDON NATIONAL INS. CO.	DSN000006174	$1,000,000	10/31/2000	10/31/2001	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	443442	$1,000,000	09/28/2004	11/04/2004	Cancelled
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA02806356	$750,000	07/11/2022	12/14/2022	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	476276	$750,000	07/11/2006	11/04/2006	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	497194	$750,000	06/22/2007	11/04/2007	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	476276	$750,000	05/05/2006	07/11/2006	Replaced
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA 5290326	$1,000,000	02/04/2009	01/19/2011	Cancelled
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA 2806356	$750,000	02/01/2016	12/14/2019	Cancelled
34	CARGO	HARTFORD FIRE INSURANCE COMPANY	40MSJR6764	$0	01/29/2009	11/26/2009	Cancelled
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA 5290326	$1,000,000	01/19/2011	01/19/2016	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC393518	COMMON	INVOLUNTARY REVOCATION	12/23/2010	DISCONTINUED REVOCATION	12/27/2010
MC393518	MOTOR PROPERTY COMMON CARRIER	GRANTED	12/06/2000	REVOKED	11/10/2004
MC393518	COMMON	INVOLUNTARY REVOCATION	11/18/2019	DISCONTINUED REVOCATION	12/06/2019
MC393518	COMMON	INVOLUNTARY REVOCATION	09/07/2004	DISCONTINUED REVOCATION	10/04/2004
MC393518	MOTOR PROPERTY COMMON CARRIER	REINSTATED	08/12/2022	-	-
MC393518	MOTOR PROPERTY COMMON CARRIER	REINSTATED	07/07/2006	REVOKED	11/13/2006
MC393518	MOTOR PROPERTY COMMON CARRIER	REINSTATED	02/28/2017	REVOKED	06/08/2021
MC393518	MOTOR PROPERTY COMMON CARRIER	REINSTATED	02/05/2009	REVOKED	01/25/2016

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

FMCSA shows active coverage on file as of 7/16/2026.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

CLAY MULLINS

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (8)

Safety Performance Percentiles

Licensing & Insurance

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