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MICHAEL K LAVERGNE

Trust Score

Fair Why this score?

Company CheckMICHAEL K LAVERGNE · DOT 544880

2696 HWY 743, OPELOUSAS, LA, 70570

DOT# 544880 MC# 270572 Opelousas, Louisiana 32 years

BROKER

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Power Units

Drivers

Crashes (24-Month)

None on file

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

1 events tracked · latest Jul 26, 2026 ↓ Show details ↓

Insurance 1

Current
No active insurance on file.

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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Physical Address2696 HWY 743, OPELOUSAS, LA, 70570

Mailing Address2696 HWY 743, OPELOUSAS, LA, 70570

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusActive

On File (FMCSA)None on file

VerifiedFMCSA · 06/03/2026

Required$75,000 (FMCSA min)

Last checked07/26/2026

TypeOn file with FMCSA

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Operating Authorities

Authority TypeOTHER-UNKNOWN;AUTHORIZED FOR HIRE

DocketMC270572

CommonNot Active

ContractInactive

BrokerNot Active

Operating32 years

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

AmountNone on file

VerifiedFMCSA · 06/03/2026

Last checked07/26/2026

Quick Facts

StatusActive

TypeBroker

Operating32 years

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
34	CARGO	CANAL INDEMNITY COMPANY	MTC003390	$0	10/11/2002	07/09/2003	Cancelled
91X	BIPD/Primary	CANAL INDEMNITY COMPANY	L018482	$1,000,000	10/11/2002	02/28/2003	Replaced
91X	BIPD/Primary	CANAL INDEMNITY COMPANY	L018482	$1,000,000	10/11/2002	03/14/2003	Cancelled
91X	BIPD/Primary	AMERICAN RELIABLE INSURANCE COMPANY	TLA100004	$750,000	09/25/1995	10/22/1997	Cancelled
91X	BIPD/Primary	AMERICAN RELIABLE INSURANCE COMPANY	TLA100004	$750,000	09/25/1995	08/01/1997	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	L013439	$750,000	09/25/1994	09/25/1995	Cancelled
91X	BIPD/Primary	AMERICAN RELIABLE INSURANCE COMPANY	TLA100033	$1,000,000	08/01/1997	02/01/1998	Replaced
34	CARGO	REPUBLIC VANGUARD INSURANCE COMPANY	SPP3000483	$0	06/28/2002	10/04/2002	Cancelled
91X	BIPD/Primary	REPUBLIC VANGUARD INSURANCE COMPANY	SPP3000483	$1,000,000	06/28/2002	10/04/2002	Cancelled
91X	BIPD/Primary	REPUBLIC VANGUARD INSURANCE COMPANY	SPP3000276	$1,000,000	06/28/2002	06/30/2002	Cancelled
34	CARGO	REPUBLIC VANGUARD INSURANCE COMPANY	SPP3000276	$0	06/28/2001	06/30/2002	Cancelled
91X	BIPD/Primary	REPUBLIC VANGUARD INSURANCE COMPANY	SPP3000276	$1,000,000	06/28/2001	06/30/2002	Cancelled
91X	BIPD/Primary	REPUBLIC VANGUARD INSURANCE COMPANY	SPP3000276	$1,000,000	06/28/2001	06/28/2002	Replaced
34	CARGO	REPUBLIC VANGUARD INSURANCE COMPANY	SPP3000276	$0	06/28/2001	05/29/2002	Cancelled
91X	BIPD/Primary	REPUBLIC VANGUARD INSURANCE COMPANY	SPP3000276	$1,000,000	06/28/2001	05/29/2002	Cancelled
91X	BIPD/Primary	CANAL INDEMNITY COMPANY	L018482	$1,000,000	02/28/2003	05/15/2003	Cancelled
91X	BIPD/Primary	AMERICAN RELIABLE INSURANCE COMPANY	TLA 1000 39	$1,000,000	02/01/1998	06/28/2001	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC270572	MOTOR PROPERTY COMMON CARRIER	DISMISSED	12/25/1994	-	-
MC270572	PROPERTY BROKER	DISMISSED	12/25/1994	-	-
MC270572	CONTRACT	INVOLUNTARY REVOCATION	09/25/1995	DISCONTINUED REVOCATION	10/19/1995
MC270572	CONTRACT	INVOLUNTARY REVOCATION	09/25/1994	DISCONTINUED REVOCATION	10/18/1994
MC270572	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	06/17/1994	REVOKED	08/01/2003

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

48/100

Fair

NOT VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 48

−25

−15

−10

Starts at 100−52 totalFinal 48

No insurance or bond on file−25

No active operating authority−15

MCS-150 update overdue−10

No email address on file−2

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

No active for-hire or broker authority on file.

Active insurance on file

No active insurance / coverage amount on file.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-25

No insurance or bond on file FAILS VERIFICATION

No active insurance or surety bond is recorded with FMCSA, and no active authority that would require it.

-15

No active operating authority FAILS VERIFICATION

No active for-hire (common/contract) or broker authority on file.

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

-2

No email address on file

No public email address on record.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

MICHAEL K LAVERGNE

Trust Score

Public record

Company Information

Contact Details

Broker Surety Bond FMCSA BMC-84/85

Operating Authorities

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Licensing & Insurance

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