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STEVE A PHIPPS TRUCKING LLC

Trust Score

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Company CheckSTEVE A PHIPPS TRUCKING LLC · DOT 520243

23855 STATE ROUTE 108, COALMONT, TN, 37313

DOT# 520243 MC# 262681 Coalmont, Tennessee 33 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

3 events tracked · latest Sep 10, 2026 ↓ Show details ↓

Safety & compliance 2

Jul 20, 2026
Roadside inspection, 1 violation (no OOS).
Feb 10, 2026
Roadside inspection, 7 violations (no OOS).

Insurance 1

Current
Active insurance on file ($1,000,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address23855 STATE ROUTE 108, COALMONT, TN, 37313

Mailing Address23855 STATE ROUTE 108, COALMONT, TN, 37313

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC262681

CommonActive

ContractActive

BrokerNot Active

Operating33 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 2.5 · 1 insp with violations

Below cutoff

Hours-of-Service Compliance

measure 6 · 1 insp with violations

Below cutoff

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage533,302 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$1,000,000

Type91X

VerifiedFMCSA · 07/08/2026

CompanyGREAT WEST CASUALTY CO.

Policy #MCP80112A

Last checked09/09/2026

Quick Facts

StatusActive

TypeCarrier

Fleet5 units

Drivers5

Mileage533,302 mi

Operating33 years

MCS-15001/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total1

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

2 · 0 OOS -

2026

2 · 0 OOS =

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jul 2026, 2 inspections, 0 resulted in out-of-service (0% OOS rate).

Clean, no out-of-service violations in the last 24 months.

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

8 roadside violations across 2 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Hours-of-Service (HOS) Compliance 5 violations · 0 OOS

Unsafe Driving 3 violations · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (4)

Date	State	Level	Location	Violations	Driver Viol	Vehicle Viol	HazMat
07/20/2026	TN	Driver-Only (Level III)	DANDRIDGE TN	1	1	0	-	▲Detail
02/10/2026	GA	Driver-Only (Level III)	FORSYTH GA	7	4	3	-	▲Detail
02/22/2024	TN	Full (Level I)	ARDMORE TN	0	0	0	-	▲Detail
02/21/2024	AL	Driver-Only (Level III)	ROADSIDE	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections2

Unsafe Driving 1 viols

HOS Compliance 1 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN573227	$1,000,000	11/17/2007	12/24/2009	Cancelled
34	CARGO	NORTHLAND INSURANCE COMPANY	TN573227	$0	11/17/2007	12/24/2009	Cancelled
34	CARGO	CANAL INSURANCE CO.	C344088	$0	11/17/2006	11/17/2007	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	494993	$750,000	11/17/2006	06/28/2007	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	472474	$1,000,000	11/17/2005	11/17/2006	Cancelled
34	CARGO	CANAL INSURANCE CO.	C343617	$0	11/17/2005	11/17/2006	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	456007	$1,000,000	11/17/2004	11/17/2005	Cancelled
34	CARGO	CANAL INSURANCE CO.	C308949	$0	11/17/2004	11/17/2005	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	438935	$1,000,000	11/17/2003	11/17/2004	Cancelled
34	CARGO	CANAL INSURANCE CO.	C308485	$0	11/17/2003	11/17/2004	Cancelled
91X	BIPD/Primary	LINCOLN GENERAL INSURANCE COMPANY	PAP2311770303	$1,000,000	08/05/2003	10/04/2003	Cancelled
34	CARGO	LINCOLN GENERAL INSURANCE COMPANY	SPF2311770303	$0	08/05/2003	10/04/2003	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	494993	$1,000,000	06/28/2007	11/17/2007	Cancelled
34	CARGO	LINCOLN GENERAL INSURANCE COMPANY	SPF2311770303	$0	03/03/2003	08/05/2003	Cancelled
91X	BIPD/Primary	LINCOLN GENERAL INSURANCE COMPANY	PAP2311770303	$1,000,000	03/03/2003	08/05/2003	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	380618	$1,000,000	03/01/2002	03/01/2003	Cancelled
34	CARGO	CANAL INSURANCE CO.	MTC069725	$0	03/01/2002	03/01/2003	Cancelled
34	CARGO	CANAL INSURANCE CO.	MTC060421	$0	03/01/2001	03/01/2002	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	370424	$1,000,000	03/01/2001	03/01/2002	Cancelled
91X	BIPD/Primary	AMERICAN BANKERS INSURANC COMPANY OF FL	ABI410648	$1,000,000	03/01/2000	03/01/2001	Cancelled
34	CARGO	VOYAGER INDEMNITY INSURANCE COMPANY	IBI410044	$0	03/01/2000	03/01/2001	Replaced
91X	BIPD/Primary	AXA GLOBAL RISKS US INSURANCE COMPANY	AST 81 53 92	$1,000,000	03/01/1999	03/01/2000	Cancelled
34	CARGO	AXA GLOBAL RISKS US INSURANCE COMPANY	ACP8101053	$0	03/01/1999	03/01/2000	Cancelled
91X	BIPD/Primary	AXA GLOBAL RISKS US INSURANCE COMPANY	STP 812768A	$1,000,000	03/01/1998	03/01/1998	Replaced
34	CARGO	AXA GLOBAL RISKS US INSURANCE COMPANY	CPP800246	$0	03/01/1998	03/01/1999	Cancelled
91X	BIPD/Primary	AXA GLOBAL RISKS US INSURANCE COMPANY	STP812768A	$1,000,000	03/01/1998	03/01/1999	Cancelled
91X	BIPD/Primary	AXA GLOBAL RISKS US INSURANCE COMPANY	STP 811310A	$1,000,000	03/01/1997	03/01/1998	Cancelled
34	CARGO	AXA GLOBAL RISKS US INSURANCE COMPANY	CPP237472	$0	03/01/1997	03/01/1998	Cancelled
91X	BIPD/Primary	AXA GLOBAL RISKS US INSURANCE COMPANY	STRP 71 86 74	$1,000,000	03/01/1996	03/01/1997	Cancelled
34	CARGO	AXA GLOBAL RISKS US INSURANCE COMPANY	CPP234048	$0	03/01/1996	03/01/1997	Cancelled
91X	BIPD/Primary	AXA GLOBAL RISKS US INSURANCE COMPANY	STP 718674	$1,000,000	03/01/1996	03/01/1996	Replaced
91X	BIPD/Primary	CALVERT INSURANCE COMPANY	MCC 00243	$1,000,000	03/01/1995	03/01/1996	Cancelled
34	CARGO	CALVERT INSURANCE COMPANY	MCC 00243	$0	03/01/1995	03/01/1996	Cancelled
91X	BIPD/Primary	CALVERT INSURANCE COMPANY	MCC 00243	$1,000,000	03/01/1995	03/01/1996	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	229355	$1,000,000	03/01/1994	03/01/1995	Cancelled
34	CARGO	CANAL INSURANCE CO.	MTC018540	$0	03/01/1994	03/01/1995	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN256873	$1,000,000	02/08/2020	02/08/2022	Replaced
91X	BIPD/Primary	PROGRESSIVE HAWAII INSURANCE CORP	CA 0420357	$1,000,000	02/08/2019	02/08/2020	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	311080001	$1,000,000	02/08/2018	02/08/2019	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA08382702	$1,000,000	02/08/2017	02/08/2018	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA08382701	$1,000,000	02/08/2016	02/08/2017	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA08382701	$750,000	02/08/2016	03/16/2016	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA08382701	$750,000	02/08/2016	02/08/2016	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN148589	$1,000,000	02/08/2015	02/08/2016	Replaced
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	A0004843001	$1,000,000	02/08/2014	02/08/2015	Replaced
34	CARGO	NORTHLAND INSURANCE COMPANY	WN039672	$0	02/08/2011	03/14/2012	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN039672	$1,000,000	02/08/2011	03/10/2014	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN039672	$1,000,000	02/08/2011	02/08/2014	Replaced
91X	BIPD/Primary	PROGRESSIVE HAWAII INSURANCE CORP	CA 5637420	$1,000,000	01/07/2010	02/08/2011	Replaced
34	CARGO	PROGRESSIVE HAWAII INSURANCE CORP	CA 5637420	$0	01/07/2010	02/08/2011	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC262681	COMMON	INVOLUNTARY REVOCATION	10/31/2003	DISCONTINUED REVOCATION	12/01/2003
MC262681	CONTRACT	INVOLUNTARY REVOCATION	10/31/2003	DISCONTINUED REVOCATION	12/01/2003
MC262681	CONTRACT	INVOLUNTARY REVOCATION	10/22/2007	DISCONTINUED REVOCATION	11/20/2007
MC262681	COMMON	INVOLUNTARY REVOCATION	10/22/2007	DISCONTINUED REVOCATION	11/20/2007
MC262681	CONTRACT	INVOLUNTARY REVOCATION	10/21/2005	DISCONTINUED REVOCATION	11/21/2005
MC262681	COMMON	INVOLUNTARY REVOCATION	10/21/2005	DISCONTINUED REVOCATION	11/21/2005
MC262681	COMMON	INVOLUNTARY REVOCATION	10/21/2004	DISCONTINUED REVOCATION	11/23/2004
MC262681	CONTRACT	INVOLUNTARY REVOCATION	10/21/2004	DISCONTINUED REVOCATION	11/23/2004
MC262681	MOTOR PROPERTY COMMON CARRIER	REINSTATED	07/03/2007	REVOKED	12/30/2009
MC262681	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	07/03/2007	REVOKED	12/30/2009
MC262681	MOTOR PROPERTY COMMON CARRIER	GRANTED	06/13/1996	REVOKED	11/27/2006
MC262681	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	06/13/1996	REVOKED	11/27/2006
MC262681	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	06/07/1993	TRANSFERRED	05/21/1996
MC262681	COMMON	INVOLUNTARY REVOCATION	03/27/2003	DISCONTINUED REVOCATION	04/21/2003
MC262681	CONTRACT	INVOLUNTARY REVOCATION	03/27/2003	DISCONTINUED REVOCATION	04/21/2003
MC262681	MOTOR PROPERTY COMMON CARRIER	GRANTED	03/16/1994	TRANSFERRED	05/21/1996
MC262681	CONTRACT	INVOLUNTARY REVOCATION	03/01/1995	DISCONTINUED REVOCATION	04/04/1995
MC262681	COMMON	INVOLUNTARY REVOCATION	03/01/1995	DISCONTINUED REVOCATION	04/17/1995
MC262681	COMMON	INVOLUNTARY REVOCATION	03/01/1995	DISCONTINUED REVOCATION	03/30/1995
MC262681	MOTOR PROPERTY COMMON CARRIER	REINSTATED	01/15/2010	-	-
MC262681	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	01/15/2010	-	-

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

STEVE A PHIPPS TRUCKING LLC

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (4)

Safety Performance Percentiles

Licensing & Insurance

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