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VALIDATED

RONNIE MCCOY

Trust Score

Excellent Why this score?

Company CheckRONNIE MCCOY · DOT 510703

DBA: MCCOY CONSTRUCTION CO

1745 GATY AVE, E ST LOUIS, IL, 62205

DOT# 510703 MC# 421087 E St Louis, Illinois 9 years

CARRIER

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1

Power Units

1

Drivers

0

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

0

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

1 events tracked · latest Sep 15, 2025 ↓ Show details ↓

Insurance 1

Sep 15, 2025
Insurance policy cancelled (CANAL INSURANCE CO.).

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameRONNIE MCCOY

DBA NameMCCOY CONSTRUCTION CO

DOT Number510703

MC Number421087

Entity TypeCarrier

Operating StatusA - Active

LocationE St Louis, Illinois

Added01/28/1993

MCS-15003/09/2026

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address1745 GATY AVE, E ST LOUIS, IL, 62205

Mailing Address1745 GATY AVE, E ST LOUIS, IL, 62205

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC421087

CommonActive

ContractNot Active

BrokerNot Active

Operating9 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage24,387 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

1

Interstate

0

Intrastate

0

CDL

1

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$750,000

Type91X

Effective09/15/2025

CompanyARTISAN & TRUCKERS CASUALTY COMPANY

Policy #CA863097588

Last checked08/06/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers1

Mileage24,387 mi

Operating9 years

MCS-15003/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	SAGAMORE INSURANCE COMPANY	ST087147	$1,000,000	11/30/2006	01/30/2007	Cancelled
34	CARGO	SAGAMORE INSURANCE COMPANY	ST087147	$0	11/30/2006	01/30/2007	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	CT757524001	$750,000	09/15/2023	09/15/2025	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	CT757524001	$750,000	09/15/2020	09/15/2023	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	757524001	$750,000	09/15/2020	09/15/2020	Replaced
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	OPO0035984	$750,000	09/15/2017	09/15/2020	Cancelled
34	CARGO	SAGAMORE INSURANCE COMPANY	ST087147	$0	08/04/2006	11/30/2006	Cancelled
91X	BIPD/Primary	SAGAMORE INSURANCE COMPANY	ST087147	$1,000,000	08/04/2006	11/30/2006	Cancelled
91X	BIPD/Primary	SAGAMORE INSURANCE COMPANY	ST087147	$1,000,000	07/05/2006	08/05/2006	Cancelled
34	CARGO	SAGAMORE INSURANCE COMPANY	ST087147	$0	07/05/2006	08/05/2006	Cancelled
34	CARGO	SAGAMORE INSURANCE COMPANY	ST087147	$0	07/05/2006	08/04/2006	Replaced
91X	BIPD/Primary	SAGAMORE INSURANCE COMPANY	ST087147	$1,000,000	07/05/2006	08/04/2006	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	PIA03927401	$750,000	07/02/2008	04/22/2009	Cancelled
34	CARGO	CANAL INSURANCE CO.	PIA03927401	$0	07/02/2008	04/22/2009	Cancelled
34	CARGO	SAGAMORE INSURANCE COMPANY	ST061701	$0	07/02/2004	09/23/2004	Cancelled
91X	BIPD/Primary	SAGAMORE INSURANCE COMPANY	ST061701	$1,000,000	07/02/2004	09/23/2004	Cancelled
91X	BIPD/Primary	NATIONAL LIABILITY & FIRE INS CO.	73TRS067930	$750,000	05/19/2017	09/15/2017	Cancelled
91X	BIPD/Primary	SAGAMORE INSURANCE COMPANY	ST087147	$1,000,000	05/08/2007	05/08/2008	Cancelled
34	CARGO	SAGAMORE INSURANCE COMPANY	ST087147	$0	05/08/2007	05/08/2008	Cancelled
34	CARGO	SAGAMORE INSURANCE COMPANY	ST087147	$0	05/08/2006	07/05/2006	Cancelled
91X	BIPD/Primary	SAGAMORE INSURANCE COMPANY	ST087147	$1,000,000	05/08/2006	07/05/2006	Cancelled
34	CARGO	SAGAMORE INSURANCE COMPANY	ST087147	$0	04/30/2007	05/08/2007	Cancelled
91X	BIPD/Primary	SAGAMORE INSURANCE COMPANY	ST087147	$1,000,000	04/30/2007	05/08/2007	Cancelled
91X	BIPD/Primary	SAGAMORE INSURANCE COMPANY	ST087147	$1,000,000	01/30/2007	04/30/2007	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC421087	COMMON	INVOLUNTARY REVOCATION	08/21/2017	DISCONTINUED REVOCATION	09/18/2017
MC421087	COMMON	INVOLUNTARY REVOCATION	08/19/2020	DISCONTINUED REVOCATION	09/14/2020
MC421087	MOTOR PROPERTY COMMON CARRIER	GRANTED	06/08/2017	-	-
MC421087	MOTOR PROPERTY COMMON CARRIER	DISMISSED	01/09/2002	-	-

No revocation records.

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100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.