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VALIDATED

FENDER TRUCKING INC

Trust Score

Excellent Why this score?

Company CheckFENDER TRUCKING INC · DOT 507823

2105 CREST TERRACE, ST JOSEPH, MO, 64506

DOT# 507823 MC# 231485 St Joseph, Missouri 35 years

CARRIER

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1

Power Units

1

Drivers

0

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

0

Inspections

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Company Information

Legal NameFENDER TRUCKING INC

DOT Number507823

MC Number231485

Entity TypeCarrier

Operating StatusA - Active

LocationSt Joseph, Missouri

Added12/22/1992

MCS-15005/11/2026

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address2105 CREST TERRACE, ST JOSEPH, MO, 64506

Mailing Address2105 CREST TERRACE, ST JOSEPH, MO, 64506

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationC - Intrastate (Non-Hazmat)

DocketMC231485

CommonActive

ContractActive

BrokerNot Active

Operating35 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage380,000 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

1

Interstate

0

Intrastate

0

CDL

1

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$750,000

Type91X

VerifiedFMCSA · 06/26/2026

CompanyACUITY, A MUTUAL INSURANCE COMPANY

Policy #CA-L13486

Last checked09/16/2026

Active Policies2

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers1

Mileage380,000 mi

Operating35 years

MCS-15005/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

1 · 0 OOS -

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Inspection Records (1)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
05/13/2024	MO	Walk-Around (Level II)	SAINT JOSEPH MO	1	0	0	0	0	0	-	▲Detail

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	ACUITY, A MUTUAL INSURANCE COMPANY	L13486	$1,000,000	10/24/2004	11/10/2011	Cancelled
91X	BIPD/Primary	ACUITY, A MUTUAL INSURANCE COMPANY	L13486	$1,000,000	10/24/2004	10/11/2011	Replaced
34	CARGO	ACUITY, A MUTUAL INSURANCE COMPANY	L13486	$0	10/24/2004	04/13/2011	Cancelled
34	CARGO	OAK RIVER INSURANCE COMPANY	50 MOA000608	$0	10/24/2003	10/24/2004	Cancelled
91X	BIPD/Primary	OAK RIVER INSURANCE COMPANY	50 MOA000608	$750,000	10/24/2003	10/24/2004	Cancelled
34	CARGO	OAK RIVER INSURANCE COMPANY	50 MOA000608	$0	10/24/2002	10/24/2003	Cancelled
91X	BIPD/Primary	OAK RIVER INSURANCE COMPANY	50 MOA000608	$750,000	10/24/2002	10/24/2003	Cancelled
34	CARGO	OAK RIVER INSURANCE COMPANY	50 MOA000608	$0	10/24/2001	10/24/2002	Cancelled
91X	BIPD/Primary	OAK RIVER INSURANCE COMPANY	50 MOA000608	$750,000	10/24/2001	10/24/2002	Cancelled
35	BIPD	AMERICAN EQUITY SPECIALTY INSURANCE COMPANY	SCC 009132	$750,000	10/24/2001	-	Cancelled
35	CARGO	AMERICAN EQUITY SPECIALTY INSURANCE COMPANY	SCC 009132	$0	10/24/2001	-	Cancelled
91X	BIPD/Primary	AMERICAN EQUITY SPECIALTY INSURANCE COMPANY	SCC 009132	$750,000	10/24/2000	09/25/2001	Cancelled
34	CARGO	AMERICAN EQUITY SPECIALTY INSURANCE COMPANY	SCC 009132	$0	10/24/2000	09/25/2001	Cancelled
91X	BIPD/Primary	CONTINENTAL WESTERN INSURANCE CO.	9QD74	$750,000	10/24/1996	10/24/1996	Replaced
91X	BIPD/Primary	CONTINENTAL WESTERN INSURANCE CO.	9QD74	$750,000	10/24/1996	11/29/2000	Cancelled
91X	BIPD/Primary	CONTINENTAL WESTERN INSURANCE CO.	9QD74	$750,000	10/24/1996	10/24/2000	Replaced
34	CARGO	AMERICAN EQUITY SPECIALTY INSURANCE COMPANY	SCC 009132	$0	09/25/2001	10/24/2001	Cancelled
91X	BIPD/Primary	AMERICAN EQUITY SPECIALTY INSURANCE COMPANY	SCC 009132	$750,000	09/25/2001	10/24/2001	Cancelled
91X	BIPD/Primary	GUARANTY NATIONAL INSURANCE CO.	TP 1473907	$750,000	04/07/1994	04/02/1995	Cancelled
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	CTO 00 40 638	$750,000	04/06/1996	10/24/1996	Cancelled
91X	BIPD/Primary	LEADER NATIONAL INSURANCE CO.	CZA 15100480	$750,000	04/06/1995	04/07/1996	Cancelled
91X	BIPD/Primary	LEADER NATIONAL INSURANCE CO.	CA15100480	$750,000	04/06/1995	12/28/1995	Cancelled
91X	BIPD/Primary	LEADER NATIONAL INSURANCE CO.	CA15100480	$750,000	04/06/1995	04/06/1995	Replaced
91X	BIPD/Primary	LEADER NATIONAL INSURANCE CO.	CA15100480	$750,000	04/06/1995	09/27/1995	Cancelled
34	CARGO	CONTINENTAL WESTERN INSURANCE CO.	9 QD74	$0	01/20/1997	10/24/2000	Replaced
34	CARGO	CONTINENTAL WESTERN INSURANCE CO.	9 QD74	$0	01/20/1997	11/24/2000	Cancelled
34	CARGO	ESSEX INSURANCE COMPANY	6AA9114	$0	01/20/1994	01/20/1997	Cancelled

Form	Type	Insurance Company	Policy	Coverage	Effective
35	BIPD	AMERICAN EQUITY SPECIALTY INSURANCE COMPANY	SCC 009132	$750,000	10/24/2001
35	CARGO	AMERICAN EQUITY SPECIALTY INSURANCE COMPANY	SCC 009132	$0	10/24/2001

Docket	Type	Action	Served	Disposition	Disp Date
MC231485	CONTRACT	INVOLUNTARY REVOCATION	11/15/2005	DISCONTINUED REVOCATION	11/30/2005
MC231485	COMMON	INVOLUNTARY REVOCATION	11/15/2005	DISCONTINUED REVOCATION	11/30/2005
MC231485	MOTOR PROPERTY COMMON CARRIER	GRANTED	10/29/1990	-	-
MC231485	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	10/29/1990	-	-
MC231485	COMMON	INVOLUNTARY REVOCATION	10/15/1992	DISCONTINUED REVOCATION	11/05/1992
MC231485	COMMON	INVOLUNTARY REVOCATION	09/27/2004	DISCONTINUED REVOCATION	10/27/2004
MC231485	CONTRACT	INVOLUNTARY REVOCATION	09/27/2004	DISCONTINUED REVOCATION	10/27/2004
MC231485	PROPERTY BROKER	DISMISSED	09/23/1996	-	-
MC231485	COMMON	INVOLUNTARY REVOCATION	04/08/1996	DISCONTINUED REVOCATION	04/30/1996
MC231485	CONTRACT	INVOLUNTARY REVOCATION	04/08/1996	DISCONTINUED REVOCATION	04/30/1996
MC231485	CONTRACT	INVOLUNTARY REVOCATION	04/07/1994	DISCONTINUED REVOCATION	05/23/1994
MC231485	COMMON	INVOLUNTARY REVOCATION	04/07/1994	DISCONTINUED REVOCATION	05/03/1994
MC231485	COMMON	INVOLUNTARY REVOCATION	04/02/1995	DISCONTINUED REVOCATION	04/20/1995
MC231485	CONTRACT	INVOLUNTARY REVOCATION	04/02/1995	DISCONTINUED REVOCATION	05/03/1995
MC231485	COMMON	INVOLUNTARY REVOCATION	03/17/2011	DISCONTINUED REVOCATION	03/21/2011
MC231485	COMMON	INVOLUNTARY REVOCATION	02/14/1997	DISCONTINUED REVOCATION	03/05/1997
MC231485	COMMON	INVOLUNTARY REVOCATION	02/06/1994	DISCONTINUED REVOCATION	02/28/1994

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

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100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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