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VALIDATED

NU FINISH INC

Trust Score

Excellent Why this score?

Company CheckNU FINISH INC · DOT 507159

DBA: ACTION TOWING

3773 MARYLAND HWY, OAKLAND, MD, 21550

DOT# 507159 MC# 757927 Oakland, Maryland 14 years

CARRIER

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1

Power Units

1

Drivers

0

Crashes (24-Month)

$1,000,000

Insurance

Satisfactory

Safety Rating

6

Inspections

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Company Information

Legal NameNU FINISH INC

DBA NameACTION TOWING

DOT Number507159

MC Number757927

Entity TypeCarrier

Operating StatusA - Active

LocationOakland, Maryland

Added12/15/1992

MCS-15006/06/2025

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address3773 MARYLAND HWY, OAKLAND, MD, 21550

Mailing Address3773 MARYLAND HWY, OAKLAND, MD, 21550

Operating Authorities

Authority TypeOTHER-DRIVEAWAY/TOWAWAY;AUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC757927

CommonActive

ContractNot Active

BrokerNot Active

Operating14 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage11,705 miles

Mileage Year2025

VMT SourceMCS-150 Form

Drivers

1

Interstate

0

Intrastate

0

CDL

1

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingSatisfactory

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Last Review02/08/2021

Insurance

Amount$1,000,000

Type91X

Effective03/22/2024

CompanyPROGRESSIVE CASUALTY INSURANCE COMPANY

Policy #CA01928243

Last checked07/30/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers1

Mileage11,705 mi

Operating14 years

MCS-15006/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Safety RatingSatisfactory

Driver Inspections

Total3

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total3

Out of Service0

OOS Rate0.0%

National Avg20.7%

Below National Average

Last FMCSA Review: 02/08/2021 | Rated: 02/09/2021

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

1 · 0 OOS -

2024

1 · 0 OOS =

2025

2 · 0 OOS =

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Oct 2025, 3 inspections, 0 resulted in out-of-service (0% OOS rate).

Clean, no out-of-service violations in the last 24 months.

Live FMCSA roadside inspection records, refreshed monthly.

Inspection Records (4)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
10/07/2025	MD	Full (Level I)	FROSTBURG MD	0	0	0	0	0	0	-	▲Detail
07/21/2025	MD	Full (Level I)	FROSTBURG MD	0	0	0	0	0	0	-	▲Detail
09/30/2024	MD	Full (Level I)	FINZEL SCALE HOUSE	0	0	0	0	0	0	-	▲Detail
10/05/2023	MD	Full (Level I)	GARRETT COUNTY	0	0	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections3

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA01928243	$1,000,000	12/20/2021	03/22/2024	Replaced
91X	BIPD/Primary	THE PENINSULA INSURANCE COMPANY	GPM0004992	$1,000,000	12/15/2012	04/13/2020	Replaced
91X	BIPD/Primary	THE PENINSULA INSURANCE COMPANY	GPM0004992	$1,000,000	12/15/2012	05/02/2020	Cancelled
91X	BIPD/Primary	THE PENINSULA INSURANCE COMPANY	CM004992	$1,000,000	09/22/2011	12/15/2012	Replaced
91X	BIPD/Primary	THE PENINSULA INSURANCE COMPANY	CM004992	$1,000,000	09/22/2011	01/18/2013	Cancelled
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA 1928243	$1,000,000	04/13/2020	12/20/2021	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC757927	MOTOR PROPERTY COMMON CARRIER	GRANTED	10/03/2011	-	-
MC757927	COMMON	INVOLUNTARY REVOCATION	04/06/2020	DISCONTINUED REVOCATION	04/14/2020

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

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100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

Satisfactory FMCSA safety rating.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.