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DAVE'S GARAGE INC

Trust Score

Analyzing company data...

Company CheckDAVE'S GARAGE INC · DOT 496891

7625 W HWY 20, MICHIGAN CITY, IN, 46360

DOT# 496891 MC# 1067863 Michigan City, Indiana 6 years

CARRIER

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5

Power Units

6

Drivers

1

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

0

Inspections

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Public record

3 events tracked · latest Jul 10, 2026 ↓ Show details ↓

Safety & compliance 1

Mar 6, 2025
Crash reported (no fatalities).

Insurance 2

Current
Active insurance on file ($1,000,000).
Aug 15, 2025
Insurance policy cancelled (NEW HAMPSHIRE INSURANCE CO.).

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameDAVE'S GARAGE INC

DOT Number496891

MC Number1067863

Entity TypeCarrier

Operating StatusA - Active

LocationMichigan City, Indiana

Added09/04/1992

MCS-15007/22/2025

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address7625 W HWY 20, MICHIGAN CITY, IN, 46360

Mailing Address7625 W HWY 20, MICHIGAN CITY, IN, 46360

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC1067863

CommonActive

ContractNot Active

BrokerNot Active

Operating6 years

Company Overview

DAVE'S GARAGE INC is a FMCSA-validated carrier based in Michigan City, Indiana. The company has been in operation for 6 years, registered with the FMCSA on 09/04/1992. The fleet consists of 5 power units and 6 drivers. Annual mileage is reported at 42,000 miles (2025). 1 crash has been reported with no fatalities. Insurance coverage of $1,000,000 is on file through TRUMBULL INSURANCE COMPANY. Active operating authorities include Common. Based on authority, insurance, safety, and compliance data, DAVE'S GARAGE INC has a Trust Score of 97/100 (Excellent).

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage42,000 miles

Mileage Year2025

VMT SourceMCS-150 Form

Drivers

6

Interstate

0

Intrastate

0

CDL

6

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)1

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$1,000,000

Type91X

VerifiedFMCSA · 06/18/2026

CompanyTRUMBULL INSURANCE COMPANY

Policy #37UENSV6DPG

Quick Facts

StatusActive

TypeCarrier

Fleet5 units

Drivers6

Mileage42,000 mi

Operating6 years

MCS-15007/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)1

Fatal0

Injury0

Tow-Away1

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

No roadside inspections on record.

Crashes

2023

1 crash -

2025

1 crash =

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Crash Records (2)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
03/06/2025	MICHIGAN CITY	IN	0	0	1	2	Snow	Water	Dusk
10/08/2023	CHESTERTON(PORTER)	IN	1	0	1	2	Severe Crosswinds	Dry	Daylight

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	NEW HAMPSHIRE INSURANCE CO.	01-CA-044253320	$1,000,000	08/15/2024	08/15/2025	Replaced
91X	BIPD/Primary	AMERICAN GUARANTEE & LIABILITY INS. CO.	CPO1641483	$1,000,000	08/15/2019	08/15/2019	Replaced
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	CPO1641483	$1,000,000	08/15/2019	08/15/2019	Replaced
91X	BIPD/Primary	AMERICAN GUARANTEE & LIABILITY INS. CO.	CPO1641483	$1,000,000	08/15/2019	08/15/2024	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC1067863	MOTOR PROPERTY COMMON CARRIER	GRANTED	10/31/2019	-	-

No revocation records.

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97/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 97

97

Starts at 100−3 totalFinal 97

Crashes on record (rate-adjusted)−3

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

FMCSA shows active coverage on file as of 6/18/2026.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-3

Crashes on record (rate-adjusted)

Crash rate: 1 crash(es) across 5 vehicles (~0.2 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Where this company lands, risk scales

Crash history (rate-adjusted)−3 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 1 crash(es) across 5 vehicles (~0.2 per vehicle); none fatal. Scaled to fleet size and fatal severity.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.