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VALIDATED

CECIL LOWERY

Trust Score

Excellent Why this score?

Company CheckCECIL LOWERY · DOT 494093

DBA: LOWERY TOWING AND RECOVERY

933 QUAIL RIDGE RD, GREENVILLE, AL, 36037

DOT# 494093 MC# 718895 Greenville, Alabama 16 years

CARRIER

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3

Power Units

2

Drivers

0

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

0

Inspections

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Company Information

Legal NameCECIL LOWERY

DBA NameLOWERY TOWING AND RECOVERY

DOT Number494093

MC Number718895

Entity TypeCarrier

Operating StatusA - Active

LocationGreenville, Alabama

Added08/11/1992

MCS-15002/10/2025

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address933 QUAIL RIDGE RD, GREENVILLE, AL, 36037

Mailing Address933 QUAIL RIDGE RD, GREENVILLE, AL, 36037

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC718895

CommonNot Active

ContractActive

BrokerNot Active

Operating16 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage20,000 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

2

Interstate

0

Intrastate

0

CDL

2

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$1,000,000

Type91X

VerifiedFMCSA · 07/07/2026

CompanyAMGUARD INSURANCE COMPANY

Policy #K2GP735601

Last checked09/09/2026

Quick Facts

StatusActive

TypeCarrier

Fleet3 units

Drivers2

Mileage20,000 mi

Operating16 years

MCS-15002/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP529097	$1,000,000	03/11/2024	03/11/2025	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP423688	$1,000,000	03/11/2023	03/11/2024	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP317799	$1,000,000	03/11/2022	03/11/2023	Replaced
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP213301	$1,000,000	03/11/2021	03/11/2022	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP109165	$1,000,000	03/11/2020	03/11/2021	Replaced
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP005294	$1,000,000	03/11/2019	03/11/2020	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP901835	$1,000,000	03/11/2018	03/11/2019	Cancelled
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PTOWK007786-01	$1,000,000	03/11/2017	03/11/2018	Cancelled
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PTOWK007786-00	$1,000,000	03/11/2016	03/11/2017	Cancelled
91X	BIPD/Primary	ATLANTIC SPECIALTY INSURANCE COMPANY	613-00-23-63-0000	$1,000,000	03/11/2015	03/11/2016	Cancelled
91X	BIPD/Primary	PROGRESSIVE SPECIALTY INS. CO.	CA 2108350	$1,000,000	03/11/2013	03/11/2015	Replaced
91X	BIPD/Primary	PROGRESSIVE SPECIALTY INS. CO.	CA 2108350	$1,000,000	03/11/2013	03/11/2013	Replaced
91X	BIPD/Primary	WESTERN HERITAGE INSURANCE COMPANY	AGP0805743	$1,000,000	02/03/2013	03/11/2013	Replaced
91X	BIPD/Primary	TOWER INSURANCE COMPANY OF NEW YORK	CPPFN0042312	$1,000,000	02/03/2012	02/03/2013	Cancelled
91X	BIPD/Primary	CASTLEPOINT NATIONAL INSURANCE CO	TWP DY00064 11	$1,000,000	02/03/2011	02/03/2012	Cancelled
34	CARGO	CASTLEPOINT NATIONAL INSURANCE CO	TWP DY00064 11	$0	02/03/2011	02/03/2012	Cancelled
91X	BIPD/Primary	STATE NATIONAL INSURANCE CO., INC.	TIP-002182-A	$1,000,000	02/03/2010	02/03/2011	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC718895	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	08/27/2010	REVOKED	02/11/2013
MC718895	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	02/25/2013	-	-
MC718895	CONTRACT	INVOLUNTARY REVOCATION	02/16/2016	DISCONTINUED REVOCATION	03/09/2016
MC718895	CONTRACT	INVOLUNTARY REVOCATION	02/14/2022	DISCONTINUED REVOCATION	03/09/2022
MC718895	CONTRACT	INVOLUNTARY REVOCATION	02/13/2024	DISCONTINUED REVOCATION	03/08/2024
MC718895	CONTRACT	INVOLUNTARY REVOCATION	02/13/2020	DISCONTINUED REVOCATION	03/10/2020
MC718895	CONTRACT	INVOLUNTARY REVOCATION	02/13/2017	DISCONTINUED REVOCATION	03/07/2017
MC718895	CONTRACT	INVOLUNTARY REVOCATION	02/12/2025	DISCONTINUED REVOCATION	03/04/2025
MC718895	CONTRACT	INVOLUNTARY REVOCATION	02/12/2019	DISCONTINUED REVOCATION	03/01/2019
MC718895	CONTRACT	INVOLUNTARY REVOCATION	02/12/2018	DISCONTINUED REVOCATION	03/02/2018
MC718895	CONTRACT	INVOLUNTARY REVOCATION	01/09/2012	DISCONTINUED REVOCATION	01/30/2012
MC718895	CONTRACT	INVOLUNTARY REVOCATION	01/07/2011	DISCONTINUED REVOCATION	02/02/2011

No revocation records.

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100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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