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MCCARTY'S TOWING AND AUTOMOTIVE REPAIR INC

Trust Score

Excellent Why this score?

Company CheckMCCARTY'S TOWING AND AUTOMOTIVE REPAIR INC · DOT 493080

927 CRABTREE AVE, OWENSBORO, KY, 42301

DOT# 493080 MC# 329442 Owensboro, Kentucky 28 years

CARRIER

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22

Power Units

11

Drivers

4

Crashes (24-Month)

$1,000,000

Insurance

Satisfactory

Safety Rating

1

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

5 events tracked · latest Jul 23, 2026 ↓ Show details ↓

Safety & compliance 4

May 8, 2025
Crash reported (no fatalities).
Apr 9, 2025
Clean roadside inspection, no violations.
Nov 27, 2024
Crash reported (no fatalities).
Oct 23, 2024
Crash reported (no fatalities).

Insurance 1

Current
Active insurance on file ($1,000,000).

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameMCCARTY'S TOWING AND AUTOMOTIVE REPAIR INC

DOT Number493080

MC Number329442

Entity TypeCarrier

Operating StatusA - Active

LocationOwensboro, Kentucky

Added08/05/1992

MCS-15010/31/2024

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address927 CRABTREE AVE, OWENSBORO, KY, 42301

Mailing Address927 CRABTREE AVE, OWENSBORO, KY, 42301

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC329442

CommonActive

ContractNot Active

BrokerNot Active

Operating28 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage117,603 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

11

Interstate

0

Intrastate

0

CDL

11

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingSatisfactory

Total Crashes (24-mo)4

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Last Review10/23/2025

Insurance

Amount$1,000,000

Type91X

VerifiedFMCSA · 06/16/2026

CompanyEMPLOYERS MUTUAL CASUALTY CO.

Policy #6E7 20 79

Last checked07/23/2026

Quick Facts

StatusActive

TypeCarrier

Fleet22 units

Drivers11

Mileage117,603 mi

Operating28 years

MCS-15010/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)4

Fatal0

Injury2

Tow-Away2

Safety RatingSatisfactory

Driver Inspections

Total1

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Last FMCSA Review: 10/23/2025 | Rated: 02/16/2001

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

0 · 0 OOS -

2025

1 · 0 OOS =

Crashes

2024

3 crashes -

2025

1 crash ▼

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Apr 2025, 1 inspections, 0 resulted in out-of-service (0% OOS rate).

Clean, no out-of-service violations in the last 24 months.

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (4)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
05/08/2025	OWENSBORO	KY	0	0	1	1	Rain	Wet	Daylight
11/27/2024	MACEO	KY	0	2	1	2	Rain	Wet	Dawn
10/23/2024	NEW ALBANY	IN	0	0	1	3	Clear	Dry	Dusk
10/09/2024	HEBBARDSVILLE	KY	0	1	1	2	Clear	Dry	Daylight

Inspection Records (1)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
04/09/2025	VA	Driver-Only (Level III)	EWING VA	0	0	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections1

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	EMPLOYERS MUTUAL CASUALTY CO.	6E2 78 89	$1,000,000	12/15/2020	04/30/2022	Replaced
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP008266	$1,000,000	12/15/2019	12/15/2019	Replaced
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP008266	$1,000,000	12/15/2019	12/15/2020	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP904491	$1,000,000	12/15/2018	12/15/2019	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP801156	$1,000,000	12/15/2017	12/15/2018	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP426352	$1,000,000	08/31/2023	05/01/2024	Replaced
34	CARGO	HANOVER INSURANCE CO.	IHK6022659	$0	08/05/2009	01/15/2010	Replaced
91X	BIPD/Primary	UNIVERSAL UNDERWRITERS INSURANCE CO.	257872	$750,000	08/04/2009	01/15/2010	Replaced
91X	BIPD/Primary	CENTRAL MUTUAL INSURANCE COMPANY	8999079	$1,000,000	05/01/2024	05/02/2025	Cancelled
91X	BIPD/Primary	FEDERATED MUTUAL INSURANCE CO.	1831920	$1,000,000	04/30/2022	08/31/2023	Replaced
91X	BIPD/Primary	EMPIRE FIRE & MARINE INSURANCE CO.	CL426935	$1,000,000	04/16/2002	04/16/2003	Cancelled
34	CARGO	EMPIRE FIRE & MARINE INSURANCE CO.	CL426935	$0	04/16/2002	04/16/2003	Cancelled
34	CARGO	UNIVERSAL UNDERWRITERS INSURANCE CO.	257872	$0	04/15/2004	08/10/2009	Name Changed
91X	BIPD/Primary	UNIVERSAL UNDERWRITERS INSURANCE CO.	257872	$750,000	04/15/2004	08/10/2009	Name Changed
34	CARGO	UNIVERSAL UNDERWRITERS INSURANCE CO.	257872	$0	04/15/2004	08/05/2009	Replaced
91X	BIPD/Primary	UNIVERSAL UNDERWRITERS INSURANCE CO.	257872	$750,000	04/15/2004	08/04/2009	Replaced
91X	BIPD/Primary	CLARENDON NATIONAL INS. CO.	DSN000009029	$1,000,000	04/15/2003	04/15/2004	Cancelled
34	CARGO	CLARENDON NATIONAL INS. CO.	DSN000009028	$0	04/15/2003	04/15/2004	Cancelled
34	CARGO	NATIONAL INDEMNITY COMPANY	70TRE676258	$0	01/16/2002	04/16/2002	Cancelled
91X	BIPD/Primary	NATIONAL INDEMNITY COMPANY	70TRE676258	$1,000,000	01/16/2002	04/16/2002	Cancelled
91X	BIPD/Primary	VALLEY FORGE INSURANCE CO.	226714114	$1,000,000	01/16/2001	01/16/2001	Replaced
91X	BIPD/Primary	VALLEY FORGE INSURANCE CO.	226714114	$1,000,000	01/16/2001	01/16/2002	Replaced
34	CARGO	VALLEY FORGE INSURANCE CO.	226714114	$0	01/16/2001	01/16/2001	Replaced
34	CARGO	VALLEY FORGE INSURANCE CO.	226714114	$0	01/16/2001	02/15/2002	Cancelled
34	CARGO	VALLEY FORGE INSURANCE CO.	226714114	$0	01/16/2001	01/16/2002	Replaced
91X	BIPD/Primary	VALLEY FORGE INSURANCE CO.	226714114	$1,000,000	01/16/2001	02/15/2002	Cancelled
91	BIPD	TIG INDEMNITY INSURANCE COMPANY	37942352	$0	01/16/1999	01/16/1999	Replaced
34	CARGO	TIG INDEMNITY INSURANCE COMPANY	37942352	$0	01/16/1999	01/16/1999	Replaced
34	CARGO	TIG INDEMNITY INSURANCE COMPANY	37942352	$0	01/16/1999	09/16/2000	Cancelled
34	CARGO	TIG INDEMNITY INSURANCE COMPANY	37942353	$0	01/16/1999	01/16/1999	Replaced
91	BIPD	TIG INDEMNITY INSURANCE COMPANY	37942352	$0	01/16/1999	05/30/2001	Cancelled
91	BIPD	TIG INDEMNITY INSURANCE COMPANY	37942353	$0	01/16/1999	01/16/1999	Replaced
34	CARGO	TIG INDEMNITY INSURANCE COMPANY	37942352	$0	01/16/1999	05/30/2001	Cancelled
34	CARGO	AMERICAN STATES INSURANCE CO.	01-CD-716646	$0	01/16/1997	01/16/1997	Replaced
34	CARGO	AMERICAN STATES INSURANCE CO.	01-CD-176646	$0	01/16/1997	01/16/1997	Replaced
91X	BIPD/Primary	AMERICAN STATES INSURANCE CO.	01-CD-716646	$1,000,000	01/16/1997	01/16/1997	Replaced
34	CARGO	AMERICAN STATES INSURANCE CO.	01-CD-716646	$0	01/16/1997	01/16/1999	Cancelled
91X	BIPD/Primary	AMERICAN STATES INSURANCE CO.	01-CD-716646	$1,000,000	01/16/1997	01/16/1999	Replaced
91X	BIPD/Primary	WESTFIELD INSURANCE CO.	CSP 0 821 828	$1,000,000	01/15/2014	12/15/2017	Replaced
91X	BIPD/Primary	WESTFIELD INSURANCE CO.	CSP 0 821 828	$1,000,000	01/15/2014	01/15/2018	Cancelled
91X	BIPD/Primary	NOVA CASUALTY COMPANY	TIP-CL-0011952-0	$1,000,000	01/15/2013	01/15/2013	Replaced
91X	BIPD/Primary	NOVA CASUALTY COMPANY	TIP-CL-0011952-0	$1,000,000	01/15/2013	01/15/2013	Replaced
91X	BIPD/Primary	NOVA CASUALTY COMPANY	TIP-CL-0011953-0	$1,000,000	01/15/2013	01/15/2014	Cancelled
91X	BIPD/Primary	NOVA CASUALTY COMPANY	TIP-CL-0011953-0	$1,000,000	01/15/2013	01/15/2013	Replaced
91X	BIPD/Primary	NOVA CASUALTY COMPANY	TIP-CL-0011952-0	$1,000,000	01/15/2013	01/17/2014	Cancelled
91X	BIPD/Primary	NOVA CASUALTY COMPANY	TIP-CL-0011952-0	$1,000,000	01/15/2013	01/15/2014	Replaced
91X	BIPD/Primary	TOWER INSURANCE COMPANY OF NEW YORK	CPPFN0037612	$1,000,000	01/15/2012	01/15/2013	Cancelled
34	CARGO	CASTLEPOINT NATIONAL INSURANCE CO	TWP DY00004 11	$0	01/15/2011	01/15/2012	Cancelled
91X	BIPD/Primary	CASTLEPOINT NATIONAL INSURANCE CO	TWP DY00004 11	$1,000,000	01/15/2011	01/15/2012	Cancelled
91X	BIPD/Primary	STATE NATIONAL INSURANCE CO., INC.	TIP-002755	$1,000,000	01/15/2010	01/15/2011	Cancelled
34	CARGO	STATE NATIONAL INSURANCE CO., INC.	TIP-002755	$0	01/15/2010	01/15/2011	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC329442	COMMON	INVOLUNTARY REVOCATION	12/23/2013	DISCONTINUED REVOCATION	01/15/2014
MC329442	COMMON	INVOLUNTARY REVOCATION	12/20/2010	DISCONTINUED REVOCATION	01/21/2011
MC329442	COMMON	INVOLUNTARY REVOCATION	12/19/2012	DISCONTINUED REVOCATION	01/11/2013
MC329442	COMMON	INVOLUNTARY REVOCATION	12/19/2011	DISCONTINUED REVOCATION	01/05/2012
MC329442	MOTOR PROPERTY COMMON CARRIER	GRANTED	12/18/1997	REVOKED	08/15/2001
MC329442	COMMON	INVOLUNTARY REVOCATION	11/22/2005	DISCONTINUED REVOCATION	12/01/2005
MC329442	COMMON	INVOLUNTARY REVOCATION	11/19/2018	DISCONTINUED REVOCATION	12/14/2018
MC329442	COMMON	INVOLUNTARY REVOCATION	11/18/2020	DISCONTINUED REVOCATION	12/17/2020
MC329442	COMMON	INVOLUNTARY REVOCATION	11/18/2019	DISCONTINUED REVOCATION	12/16/2019
MC329442	MOTOR PROPERTY COMMON CARRIER	REINSTATED	09/04/2001	REVOKED	04/21/2004
MC329442	COMMON	INVOLUNTARY REVOCATION	07/08/2009	DISCONTINUED REVOCATION	08/10/2009
MC329442	MOTOR PROPERTY COMMON CARRIER	REINSTATED	05/12/2004	-	-
MC329442	COMMON	INVOLUNTARY REVOCATION	04/07/2025	DISCONTINUED REVOCATION	05/02/2025
MC329442	COMMON	INVOLUNTARY REVOCATION	04/05/2022	DISCONTINUED REVOCATION	05/16/2022
MC329442	COMMON	INVOLUNTARY REVOCATION	01/15/2013	DISCONTINUED REVOCATION	01/23/2013

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

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97/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 97

97

Starts at 100−3 totalFinal 97

Crashes on record (rate-adjusted)−3

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

Satisfactory FMCSA safety rating.

What's lowering this score

-3

Crashes on record (rate-adjusted)

Crash rate: 4 crash(es) across 22 vehicles (~0.18 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Where this company lands, risk scales

Crash history (rate-adjusted)−3 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 4 crash(es) across 22 vehicles (~0.18 per vehicle); none fatal. Scaled to fleet size and fatal severity.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.