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BANKS CONSTRUCTION COMPANY

Trust Score

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Company CheckBANKS CONSTRUCTION COMPANY · DOT 492663

Private carrier, runs its own trucks and hauls its own freight

4902 BANCO ROAD, NORTH CHARLESTON, SC, 29418

DOT# 492663 North Charleston, South Carolina

PRIVATE CARRIER

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Power Units

330

Drivers

Crashes (24-Month)

None on file

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

8 events tracked · latest Aug 2, 2026 ↓ Show details ↓

Safety & compliance 7

Jun 25, 2026
Roadside inspection, 1 violation (no OOS).
Jun 24, 2026
Clean roadside inspection, no violations.
Apr 29, 2026
Clean roadside inspection, no violations.
Apr 23, 2026
Clean roadside inspection, no violations.
Jul 16, 2025
Crash reported (no fatalities).
Jul 7, 2025
Crash reported (no fatalities).
Mar 11, 2025
Crash reported (no fatalities).

Insurance 1

Current
No active insurance on file.

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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EmailSign in to view

Physical Address4902 BANCO ROAD, NORTH CHARLESTON, SC, 29418

Mailing AddressPO BOX 71505, NORTH CHARLESTON, SC, 29418

Operating Authorities

Authority TypePRIVATE PROPERTY

Carrier OperationA - Interstate

CommonNot Active

ContractNot Active

BrokerNot Active

Cargo Transported

Machinery, Large ObjectsLiquids/GasesConstructionAsphalt

Operation Classification

Private (Property)Private Only

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure .09 · 1 insp with violations

Below cutoff

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure .75 · 3 insp with violations

Below cutoff

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 7.15 · 5 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage1,925,000 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

330

Interstate

Intrastate

CDL

330

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)5

Fatal0

Driver OOS5.4% avg 5.5%

Vehicle OOS57.1% avg 20.7%

SmartWay PartnerNo

Last Review08/16/2024

Insurance

AmountNone on file

VerifiedFMCSA · 07/30/2026

Last checked08/02/2026

Quick Facts

StatusActive

TypePrivate Carrier

Fleet77 units

Drivers330

Mileage1,925,000 mi

MCS-15006/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)5

Fatal0

Injury3

Tow-Away2

Driver Inspections

Total37

Out of Service2

OOS Rate5.4%

National Avg5.5%

Below National Average

Vehicle Inspections

Total7

Out of Service4

OOS Rate57.1%

National Avg20.7%

Above National Average

HazMat Inspections

Total1

OOS0

OOS Rate0.0% (avg 4.5%)

Last FMCSA Review: 08/16/2024

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

11 · 2 OOS -

2024

13 · 0 OOS ▼

2025

25 · 4 OOS ▲

2026

9 · 2 OOS ▼

Crashes

2023

3 crashes -

2024

4 crashes ▲

2025

3 crashes ▼

2026

0 crashes ▼

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jun 2026, 35 inspections, 6 resulted in out-of-service (17.1% OOS rate).

Driver Out-of-Service 2 OOS

Vehicle Out-of-Service 4 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (10)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
07/16/2025	RIDGEVILLE	SC	0	2	1	3	Clear	Dry	Dark - Unknown
07/07/2025	NORTH CHARLESTON	SC	0	1	1	2	Clear	Dry	Daylight
03/11/2025	SUMMERVILLE	SC	0	0	1	2	Clear	Dry	Daylight
10/31/2024	MONCKS CORNER	SC	0	2	1	2	Clear	Dry	Daylight
10/25/2024	CROSS	SC	0	0	1	2	Clear	Dry	Dawn
02/22/2024	SUMMERVILLE	SC	0	1	1	2	Clear	Dry	Daylight
01/15/2024	MONCKS CORNER	SC	0	0	1	2	Clear	Dry	Daylight
11/27/2023	SUMMERVILLE	SC	1	0	0	1	Clear	Dry	Dawn
10/05/2023	SUMMERVILLE	SC	0	3	1	2	Clear	Dry	Dawn
09/26/2023	HARLEYVILLE	SC	0	1	1	2	Clear	Dry	Dawn

Inspection Records (58)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
06/25/2026	SC	Driver-Only (Level III)	NORTH CHARLESTON SC	1	0	1	0	0	0	-	▲Detail
06/24/2026	SC	Driver-Only (Level III)	SAINT GEORGE SC	0	0	0	0	0	0	-	▲Detail
04/29/2026	SC	Driver-Only (Level III)	RIDGEVILLE SC	0	0	0	0	0	0	-	▲Detail
04/23/2026	SC	Driver-Only (Level III)	RIDGEVILLE SC	0	0	0	0	0	0	-	▲Detail
03/31/2026	SC	Walk-Around (Level II)	SAINT GEORGE SC	2	1	0	0	2	1	-	▲Detail
02/19/2026	SC	Walk-Around (Level II)	CHARLESTON SC	1	1	0	0	1	1	-	▲Detail
01/13/2026	SC	Driver-Only (Level III)	SUMMERVILLE SC	2	0	1	0	1	0	-	▲Detail
01/06/2026	SC	Driver-Only (Level III)	RIDGEVILLE SC	0	0	0	0	0	0	-	▲Detail
01/02/2026	SC	Driver-Only (Level III)	RIDGEVILLE SC	0	0	0	0	0	0	-	▲Detail
12/20/2025	SC	Walk-Around (Level II)	RIDGEVILLE SC	1	1	0	0	1	1	-	▲Detail
12/17/2025	SC	Driver-Only (Level III)	SUMMERVILLE SC	0	0	0	0	0	0	-	▲Detail
12/11/2025	SC	Driver-Only (Level III)	RIDGEVILLE SC	0	0	0	0	0	0	-	▲Detail
12/08/2025	SC	Driver-Only (Level III)	SUMMERVILLE SC	0	0	0	0	0	0	-	▲Detail
12/03/2025	SC	Driver-Only (Level III)	SUMMERVILLE SC	1	1	1	1	0	0	-	▲Detail
11/25/2025	SC	Driver-Only (Level III)	RIDGEVILLE SC	0	0	0	0	0	0	-	▲Detail
11/25/2025	SC	Driver-Only (Level III)	RIDGEVILLE SC	0	0	0	0	0	0	-	▲Detail
09/25/2025	SC	Walk-Around (Level II)	RIDGEVILLE SC	0	0	0	0	0	0	-	▲Detail
09/19/2025	SC	Driver-Only (Level III)	WALTERBORO SC	1	0	0	0	0	0	-	▲Detail
09/16/2025	SC	Driver-Only (Level III)	WALTERBORO SC	0	0	0	0	0	0	-	▲Detail
09/12/2025	SC	Driver-Only (Level III)	DORCHESTER SC	0	0	0	0	0	0	-	▲Detail
08/25/2025	SC	Driver-Only (Level III)	RIDGEVILLE SC	0	0	0	0	0	0	-	▲Detail
08/14/2025	SC	Driver-Only (Level III)	RAVENEL SC	2	1	0	1	0	0	-	▲Detail
07/31/2025	SC	Driver-Only (Level III)	SUMMERVILLE SC	1	0	0	0	0	0	-	▲Detail
05/30/2025	SC	Driver-Only (Level III)	RIDGEVILLE SC	2	0	0	0	0	0	-	▲Detail
05/30/2025	SC	Driver-Only (Level III)	RIDGEVILLE SC	0	0	0	0	0	0	-	▲Detail
05/07/2025	SC	Driver-Only (Level III)	RIDGEVILLE SC	1	0	0	0	0	0	-	▲Detail
04/25/2025	SC	Driver-Only (Level III)	NORTH CHARLESTON SC	1	0	0	0	0	0	-	▲Detail
04/07/2025	SC	Driver-Only (Level III)	LADSON SC	0	0	0	0	0	0	-	▲Detail
04/03/2025	SC	Driver-Only (Level III)	NORTH CHARLESTON SC	1	0	0	0	0	0	-	▲Detail
03/18/2025	SC	Walk-Around (Level II)	RIDGEVILLE SC	2	0	0	0	0	0	-	▲Detail
03/17/2025	SC	Driver-Only (Level III)	RIDGEVILLE SC	2	0	0	0	0	0	-	▲Detail
02/04/2025	SC	Walk-Around (Level II)	NORTH CHARLESTON SC	0	0	0	0	0	0	-	▲Detail
01/07/2025	SC	Driver-Only (Level III)	RIDGEVILLE SC	0	0	0	0	0	0	-	▲Detail
01/07/2025	SC	Walk-Around (Level II)	RIDGEVILLE SC	1	1	0	0	0	1	-	▲Detail
11/12/2024	SC	Driver-Only (Level III)	SUMMERVILLE SC	0	0	0	0	0	0	-	▲Detail
07/29/2024	SC	Driver-Only (Level III)	SC 165 DORCHESTER COUNTY	1	0	1	0	0	0	-	▲Detail
07/17/2024	SC	Driver-Only (Level III)	I-26 WB BERKELEY COUNTY	1	0	1	0	0	0	-	▲Detail
06/27/2024	SC	Driver-Only (Level III)	I-26 EB BERKELEY COUNTY	1	0	1	0	0	0	-	▲Detail
06/21/2024	SC	Driver-Only (Level III)	US 78 DORCHESTER COUNTY	0	0	0	0	0	0	-	▲Detail
05/30/2024	SC	Driver-Only (Level III)	I-26 WB DORCHESTER COUNTY	0	0	0	0	0	0	-	▲Detail
05/30/2024	SC	Driver-Only (Level III)	I-26 WB DORCHESTER COUNTY	1	0	1	0	0	0	-	▲Detail
04/04/2024	SC	Driver-Only (Level III)	CHARLESTON CNTY SECONDARY ROAD	1	0	1	0	0	0	-	▲Detail
03/25/2024	SC	Driver-Only (Level III)	US 78 DORCHESTER COUNTY	0	0	0	0	0	0	-	▲Detail
02/28/2024	SC	Driver-Only (Level III)	US 17 BERKLEY COUNTY	1	0	1	0	0	0	-	▲Detail
02/14/2024	SC	Driver-Only (Level III)	US 78 DORCHESTER COUNTY	0	0	0	0	0	0	-	▲Detail
01/18/2024	SC	Driver-Only (Level III)	SC 311 BERKLEY COUNTY	0	0	0	0	0	0	-	▲Detail
01/16/2024	SC	Walk-Around (Level II)	US 176 BERKLEY COUNTY	1	0	1	0	0	0	-	▲Detail
12/09/2023	SC	Driver-Only (Level III)	I-26 WB BERKELEY COUNTY	0	0	0	0	0	0	-	▲Detail
12/09/2023	SC	Walk-Around (Level II)	I-26 WB ROADSIDE	0	0	0	0	0	0	-	▲Detail
11/28/2023	SC	Walk-Around (Level II)	SC 402 BERKELEY COUNTY	2	1	0	0	2	1	-	▲Detail
11/28/2023	SC	Walk-Around (Level II)	BERKLEY CNTY SECONDARY ROADS	2	0	0	0	0	0	-	▲Detail
09/21/2023	SC	Driver-Only (Level III)	US 78 DORCHESTER COUNTY	1	1	1	1	0	0	-	▲Detail
09/20/2023	SC	Driver-Only (Level III)	SC 27 DORCHESTER COUNTY	1	0	1	0	0	0	-	▲Detail
09/20/2023	SC	Driver-Only (Level III)	BERKLEY CNTY SECONDARY ROADS	1	0	1	0	0	0	-	▲Detail
09/18/2023	SC	Walk-Around (Level II)	I-26 EB ROADSIDE	4	0	0	0	4	0	-	▲Detail
09/18/2023	SC	Driver-Only (Level III)	W MONTAGUE/LAWYERS LN	0	0	0	0	0	0	-	▲Detail
09/06/2023	SC	Driver-Only (Level III)	I-26 WB ROADSIDE	1	0	1	0	0	0	-	▲Detail
07/19/2023	SC	Driver-Only (Level III)	I-26 EB ROADSIDE	0	0	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections36

Unsafe Driving 1 viols

Driver Fitness 3 viols

Vehicle Maintenance 5 viols

Licensing & Insurance

No insurance history records.

No active insurance policies.

No authority history.

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

66/100

Good

NOT VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 66

−25

Starts at 100−34 totalFinal 66

No insurance or bond on file−25

Vehicle out-of-service rate above national average−5

Operating history unknown−3

Crashes on record (rate-adjusted)−1

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Operating authority N/A

Not required for private carriers, a private carrier hauls its own goods and needs no for-hire operating authority (no MC number) under FMCSA.

Insurance on file with FMCSA

FMCSA shows coverage is required for this authority, but no active insurance or surety bond is on file as of 7/30/2026.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-25

No insurance or bond on file FAILS VERIFICATION

FMCSA shows insurance is required but no active insurance or surety bond is currently on file (per the latest FMCSA filing as of 7/30/2026).

-5

Vehicle out-of-service rate above national average

Vehicle OOS 57.1429% vs national avg 20.72%.

-3

Operating history unknown

No authority grant date on file.

-1

Crashes on record (rate-adjusted)

Crash rate: 5 crash(es) across 77 vehicles (~0.06 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Where this company lands, risk scales

Crash history (rate-adjusted)−1 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 5 crash(es) across 77 vehicles (~0.06 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 57.1429% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

BANKS CONSTRUCTION COMPANY

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Cargo Transported

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Equipment

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (10)

Inspection Records (58)

Safety Performance Percentiles

Licensing & Insurance

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