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DARRYL D FINCH ENTERPRISES INC

Trust Score

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Company CheckDARRYL D FINCH ENTERPRISES INC · DOT 462560

Private carrier, runs its own trucks and hauls its own freight

DBA: FINCH ENTERPRISES

1069 CHASEWAY DRIVE, PIKE ROAD, AL, 36064

DOT# 462560 MC# MC-289476 Pike Road, Alabama

PRIVATE CARRIER

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Power Units

Drivers

Crashes (24-Month)

None on file

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

6 events tracked · latest Jul 31, 2026 ↓ Show details ↓

Safety & compliance 5

Mar 30, 2026
Roadside inspection, 3 out-of-service violations.
Mar 24, 2026
Registered with FMCSA.
Mar 23, 2026
Roadside inspection, 2 out-of-service violations.
Aug 19, 2025
Roadside inspection, 1 out-of-service violation.
Nov 13, 2024
Roadside inspection, 1 violation (no OOS).

Insurance 1

Current
No active insurance on file.

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address1069 CHASEWAY DRIVE, PIKE ROAD, AL, 36064

Operating Authorities

Carrier OperationC - Intrastate (Non-Hazmat)

DocketMC289476

CommonNot Active

ContractInactive

BrokerNot Active

Operation Classification

Private (Property)Private Only

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 30 · 1 insp with violations

Below cutoff

Hours-of-Service Compliance

measure .11 · 1 insp with violations

Below cutoff

Driver Fitness

measure 3.33 · 1 insp with violations

Below cutoff

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 23.5 · 2 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage5,321 miles

Mileage Year2025

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS25.0% avg 5.5%

Vehicle OOS100.0% avg 20.7%

SmartWay PartnerNo

Insurance

AmountNone on file

VerifiedFMCSA · 07/06/2026

Last checked07/31/2026

Quick Facts

StatusActive

TypePrivate Carrier

Fleet1 units

Drivers1

Mileage5,321 mi

MCS-15003/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total4

Out of Service1

OOS Rate25.0%

National Avg5.5%

Above National Average

Vehicle Inspections

Total2

Out of Service2

OOS Rate100.0%

National Avg20.7%

Above National Average

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

2 · 1 OOS -

2024

1 · 0 OOS ▼

2025

1 · 1 OOS ▲

2026

2 · 2 OOS ▲

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Mar 2026, 4 inspections, 3 resulted in out-of-service (75% OOS rate).

Driver Out-of-Service 1 OOS

Vehicle Out-of-Service 5 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

20 roadside violations across 4 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 14 violations · 2 OOS

Unsafe Driving 4 violations · 3 OOS

Driver Fitness 1 violation · 1 OOS

Hours-of-Service (HOS) Compliance 1 violation · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (6)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
03/30/2026	AL	Walk-Around (Level II)	CALERA AL	13	3	2	1	11	2	-	▲Detail
03/23/2026	AL	Walk-Around (Level II)	PRATTVILLE AL	5	2	0	0	5	2	-	▲Detail
08/19/2025	AL	Driver-Only (Level III)	DEATSVILLE AL	1	1	0	0	0	1	-	▲Detail
11/13/2024	AL	Driver-Only (Level III)	EXIT RAMP	1	0	1	0	0	0	-	▲Detail
10/23/2023	AL	Walk-Around (Level II)	ROADSIDE	3	0	0	0	3	0	-	▲Detail
10/06/2023	AL	Walk-Around (Level II)	ROADSIDE	6	1	0	0	6	1	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections4

Unsafe Driving 1 viols

HOS Compliance 1 viols

Driver Fitness 1 viols

Vehicle Maintenance 2 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
34	CARGO	CREDIT GENERAL INSURANCE COMPANY	PDC-0007058-00	$0	12/30/1998	10/07/2000	Cancelled
91X	BIPD/Primary	PROGRESSIVE SPECIALTY INS. CO.	CA 8580852	$1,000,000	12/28/2005	03/19/2007	Cancelled
91X	BIPD/Primary	PROGRESSIVE SPECIALTY INS. CO.	CA03764576	$750,000	12/24/2024	03/31/2025	Cancelled
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	CT7603865098-981	$1,000,000	12/19/1998	04/01/1999	Cancelled
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	CT7603865098-981	$1,000,000	12/19/1998	12/19/1998	Replaced
91X	BIPD/Primary	PROGRESSIVE SPECIALTY INS. CO.	CA1532951	$750,000	12/12/2019	08/07/2020	Cancelled
91X	BIPD/Primary	STRATFORD INSURANCE COMPANY	TAP0709049	$1,000,000	12/09/2004	01/14/2005	Cancelled
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	436607	$1,000,000	11/13/2001	05/17/2002	Cancelled
91X	BIPD/Primary	PROGRESSIVE SPECIALTY INS. CO.	CA03764576	$750,000	11/04/2024	12/24/2024	Cancelled
91X	BIPD/Primary	PROGRESSIVE SPECIALTY INS. CO.	CA 8330639	$750,000	11/02/2018	03/27/2019	Cancelled
91X	BIPD/Primary	CYPRESS INSURANCE COMPANY (CA)	03TRM026013-02	$750,000	10/31/2018	11/02/2018	Replaced
91X	BIPD/Primary	CYPRESS INSURANCE COMPANY (CA)	03TRM026013-01	$750,000	10/31/2017	10/31/2018	Cancelled
91X	BIPD/Primary	PROGRESSIVE SPECIALTY INS. CO.	CA 2241794-0	$1,000,000	09/25/2003	04/01/2004	Cancelled
91X	BIPD/Primary	PROGRESSIVE SPECIALTY INS. CO.	CA1532951	$750,000	09/01/2020	01/27/2021	Cancelled
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	426444	$1,000,000	09/01/1999	01/26/2000	Cancelled
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	435051	$1,000,000	08/30/2001	11/13/2001	Cancelled
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	CT7603865098-981	$1,000,000	08/25/1998	12/19/1998	Cancelled
91X	BIPD/Primary	PROGRESSIVE SPECIALTY INS. CO.	CA1532951	$750,000	08/07/2020	09/01/2020	Cancelled
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	435051	$1,000,000	07/23/2001	08/30/2001	Cancelled
91X	BIPD/Primary	STRATFORD INSURANCE COMPANY	TAP0709049	$1,000,000	07/16/2004	12/09/2004	Cancelled
91X	BIPD/Primary	PROGRESSIVE SPECIALTY INS. CO.	CA 1975773-0	$1,000,000	06/12/2003	07/09/2003	Cancelled
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	442169	$1,000,000	06/07/2002	09/16/2002	Cancelled
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	435051	$1,000,000	05/22/2001	07/23/2001	Cancelled
91X	BIPD/Primary	STATE NATIONAL INSURANCE CO., INC.	RPB 310073	$1,000,000	05/22/2000	05/22/2001	Cancelled
91X	BIPD/Primary	CANAL INSURANCE CO.	438528	$1,000,000	05/06/2004	07/16/2004	Cancelled
91X	BIPD/Primary	PROGRESSIVE SPECIALTY INS. CO.	CA 8580852	$1,000,000	04/06/2005	12/28/2005	Cancelled
91X	BIPD/Primary	PROGRESSIVE SPECIALTY INS. CO.	CA 8330639	$750,000	03/27/2019	10/02/2019	Cancelled
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA 63 25 75	$750,000	03/17/1995	03/12/1996	Replaced
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA 63 25 75	$750,000	03/17/1995	05/09/1996	Cancelled
91X	BIPD/Primary	STATE NATIONAL INSURANCE CO., INC.	RPB 002104	$1,000,000	03/14/2000	05/22/2000	Replaced
34	CARGO	CENTURY SURETY COMPANY	CCP152638	$0	03/12/1998	07/13/1998	Cancelled
91X	BIPD/Primary	CENTURY SURETY COMPANY	CCP152637	$1,000,000	03/12/1998	07/13/1998	Cancelled
91X	BIPD/Primary	CENTURY SURETY COMPANY	CCP 152637	$1,000,000	03/12/1998	08/24/1998	Cancelled
34	CARGO	CENTURY SURETY COMPANY	CCP 152638	$0	03/12/1998	08/24/1998	Cancelled
91X	BIPD/Primary	HARCO NATIONAL INSURANCE CO.	TP5400154	$1,000,000	03/12/1997	04/02/1998	Cancelled
91X	BIPD/Primary	MIDLAND RISK INSURANCE COMPANY	ALTP 1290	$750,000	03/12/1996	07/10/1997	Cancelled
91X	BIPD/Primary	BROOKWOOD INSURANCE COMPANY	80 ALA000110	$1,000,000	03/07/2007	07/17/2007	Cancelled
91X	BIPD/Primary	PROGRESSIVE SPECIALTY INS. CO.	CA03764576	$750,000	01/20/2022	11/04/2024	Cancelled
91X	BIPD/Primary	PROGRESSIVE SPECIALTY INS. CO.	CA 1975773-0	$1,000,000	01/10/2003	06/12/2003	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC289476	CONTRACT	INVOLUNTARY REVOCATION	10/04/2018	DISCONTINUED REVOCATION	11/01/2018
MC289476	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	10/02/2003	REVOKED	04/07/2004
MC289476	CONTRACT	INVOLUNTARY REVOCATION	08/07/2020	DISCONTINUED REVOCATION	08/18/2020
MC289476	CONTRACT	INVOLUNTARY REVOCATION	08/05/1997	DISCONTINUED REVOCATION	08/25/1997
MC289476	CONTRACT	INVOLUNTARY REVOCATION	06/13/2002	DISCONTINUED REVOCATION	06/18/2002
MC289476	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	06/01/1995	REVOKED	06/21/1999
MC289476	CONTRACT	INVOLUNTARY REVOCATION	04/28/1998	DISCONTINUED REVOCATION	05/29/1998
MC289476	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	04/13/2020	REVOKED	02/02/2021
MC289476	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	02/07/2001	REVOKED	12/04/2002
MC289476	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	01/08/2018	REVOKED	10/08/2019

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

87/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 87

Starts at 100−13 totalFinal 87

Driver out-of-service rate above national average−5

Vehicle out-of-service rate above national average−5

Operating history unknown−3

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Operating authority N/A

Not required for private carriers, a private carrier hauls its own goods and needs no for-hire operating authority (no MC number) under FMCSA.

Insurance on file with FMCSA N/A

Not required for private carriers, a non-hazmat private carrier hauling its own goods is generally not required to file proof of insurance with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-5

Driver out-of-service rate above national average

Driver OOS 25% vs national avg 5.51%.

-5

Vehicle out-of-service rate above national average

Vehicle OOS 100% vs national avg 20.72%.

-3

Operating history unknown

No authority grant date on file.

Where this company lands, risk scales

Driver out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Driver OOS 25% vs national avg 5.51%.

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 100% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

DARRYL D FINCH ENTERPRISES INC

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (6)

Safety Performance Percentiles

Licensing & Insurance

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