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JERRY STEPHENS TRUCKING INC

Trust Score

Excellent Why this score?

Company CheckJERRY STEPHENS TRUCKING INC · DOT 455212

DBA: STEPHENS EXPRESS INC

42155 NW WILKESBORO ROAD, BANKS, OR, 97106

DOT# 455212 MC# 210052 Banks, Oregon 37 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$1,000,000

Insurance

Satisfactory

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

6 events tracked · latest May 8, 2026 ↓ Show details ↓

Safety & compliance 6

May 8, 2026
Roadside inspection, 1 violation (no OOS).
Mar 12, 2026
Roadside inspection, 2 out-of-service violations.
Aug 13, 2025
Roadside inspection, 1 violation (no OOS).
Feb 7, 2025
Clean roadside inspection, no violations.
Jan 9, 2025
Crash reported (no fatalities).
Aug 14, 2024
Crash reported (no fatalities).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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Physical Address42155 NW WILKESBORO ROAD, BANKS, OR, 97106

Mailing Address42155 NW WILKESBORO ROAD, BANKS, OR, 97106

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC210052

CommonNot Active

ContractActive

BrokerNot Active

Operating37 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 4.14 · 2 insp with violations

Below cutoff

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 6.8 · 2 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage440,498 miles

Mileage Year2025

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingSatisfactory

Total Crashes (24-mo)2

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS25.0% avg 20.7%

SmartWay PartnerNo

Last Review08/29/2014

Insurance

Amount$1,000,000

Type91X

Effective06/01/2016

CompanyGREAT WEST CASUALTY CO.

Policy #MCP23899A

Last checked07/23/2026

Quick Facts

StatusActive

TypeCarrier

Fleet6 units

Drivers4

Mileage440,498 mi

Operating37 years

MCS-15005/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)2

Fatal0

Injury1

Tow-Away1

Safety RatingSatisfactory

Driver Inspections

Total6

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total4

Out of Service1

OOS Rate25.0%

National Avg20.7%

Above National Average

Last FMCSA Review: 08/29/2014 | Rated: 09/04/2014

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

3 · 0 OOS -

2025

2 · 0 OOS =

2026

2 · 1 OOS ▲

Crashes

2024

1 crash -

2025

1 crash =

2026

0 crashes ▼

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through May 2026, 5 inspections, 1 resulted in out-of-service (20% OOS rate).

Vehicle Out-of-Service 2 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (2)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
01/09/2025	10.31 W GLENWOOD	OR	0	1	1	3	Clear	Dry	Dawn
08/14/2024	PORTLAND	OR	0	0	1	2	Clear	Dry	Daylight

Inspection Records (7)

Date	State	Level	Location	Violations	OOS	Driver Viol	Vehicle Viol	Vehicle OOS	HazMat
05/08/2026	OR	Driver-Only (Level III)	NORTH PLAINS OR	1	0	1	0	0	-	▲Detail
03/12/2026	OR	Walk-Around (Level II)	WOODBURN OR	2	2	0	2	2	-	▲Detail
08/13/2025	WA	Driver-Only (Level III)	RIDGEFIELD WA	1	0	0	0	0	-	▲Detail
02/07/2025	OR	Walk-Around (Level II)	HUBBARD OR	0	0	0	0	0	-	▲Detail
09/19/2024	OR	Driver-Only (Level III)	ROCKY POINT OR	0	0	0	0	0	-	▲Detail
06/26/2024	OR	Walk-Around (Level II)	WOODBURN OR	5	0	0	0	0	-	▲Detail
05/06/2024	OR	Walk-Around (Level II)	WASHINGTON COUNTY ROADSIDE	0	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections6

Unsafe Driving 2 viols

Vehicle Maintenance 2 viols

Out of Service Orders (1)

OOS Date	Reason	Status	Rescind Date
2007-08-08	Unsatisfactory = Unfit	ACTIVE	2007-08-21

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN	ORA 0000 38	$1,000,000	09/19/1998	09/17/1999	Cancelled
91X	BIPD/Primary	BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN	ORA000038	$1,000,000	09/19/1997	09/19/1998	Cancelled
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	GWP82107A	$1,000,000	09/17/2010	02/11/2011	Cancelled
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	CT780166-8008-081	$750,000	09/17/2008	09/17/2010	Replaced
91X	BIPD/Primary	WILSHIRE INSURANCE COMPANY	BA2502144	$750,000	09/17/2006	09/17/2008	Replaced
91X	BIPD/Primary	BROOKWOOD INSURANCE COMPANY	80 ORA000492	$1,000,000	09/17/2005	09/17/2006	Cancelled
91X	BIPD/Primary	BROOKWOOD INSURANCE COMPANY	80 ORA000492	$1,000,000	09/17/2004	09/17/2005	Cancelled
91X	BIPD/Primary	BROOKWOOD INSURANCE COMPANY	80 ORA000492	$1,000,000	09/17/2003	09/17/2004	Cancelled
91X	BIPD/Primary	BROOKWOOD INSURANCE COMPANY	80 ORA000492	$1,000,000	09/17/2002	09/17/2003	Cancelled
91X	BIPD/Primary	BROOKWOOD INSURANCE COMPANY	80 ORA000492	$1,000,000	09/17/2002	05/26/2003	Cancelled
91X	BIPD/Primary	BROOKWOOD INSURANCE COMPANY	80 ORA000492	$1,000,000	09/17/2002	09/17/2002	Replaced
91X	BIPD/Primary	BROOKWOOD INSURANCE COMPANY	80 ORA000492	$1,000,000	09/17/2001	09/17/2002	Cancelled
91X	BIPD/Primary	BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN	10ORA000492	$1,000,000	09/17/2000	09/17/2001	Cancelled
91X	BIPD/Primary	BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN	10 ORA000488	$1,000,000	09/17/2000	09/17/2000	Replaced
91X	BIPD/Primary	BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN	10ORA000492	$1,000,000	09/17/2000	09/17/2000	Replaced
91X	BIPD/Primary	BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN	10ORA000492	$1,000,000	09/17/2000	12/28/2000	Cancelled
91X	BIPD/Primary	BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN	10 ORA 000 488	$1,000,000	09/17/1999	09/17/1999	Replaced
91X	BIPD/Primary	BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN	10 ORA000488	$1,000,000	09/17/1999	09/17/2000	Cancelled
91X	BIPD/Primary	BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN	ORA000488	$1,000,000	09/17/1999	04/20/2000	Cancelled
34	CARGO	FIREMAN'S FUND INSURANCE CO.	P-86 MXI 80369613	$0	09/17/1998	07/16/2013	Name Changed
34	CARGO	BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN	MAP500040	$0	09/17/1996	09/19/1997	Cancelled
34	CARGO	BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN	MAP500023	$0	09/17/1996	01/12/1997	Cancelled
34	CARGO	BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN	MAP500023	$0	09/17/1996	09/17/1996	Replaced
91	BIPD	UNIGARD INSURANCE COMPANY	MC205489	$0	09/17/1993	01/15/1998	Cancelled
91X	BIPD/Primary	ARTISAN & TRUCKERS CASUALTY COMPANY	CA 2239490	$750,000	07/16/2013	06/01/2016	Replaced
91X	BIPD/Primary	ARTISAN & TRUCKERS CASUALTY COMPANY	CA 2239490	$750,000	06/01/2013	07/16/2013	Name Changed
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	GWP86007A	$1,000,000	04/01/2011	02/08/2012	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC210052	CONTRACT	INVOLUNTARY REVOCATION	11/14/2005	DISCONTINUED REVOCATION	12/01/2005
MC210052	CONTRACT	INVOLUNTARY REVOCATION	10/14/2003	DISCONTINUED REVOCATION	10/23/2003
MC210052	CONTRACT	INVOLUNTARY REVOCATION	09/25/1989	DISCONTINUED REVOCATION	10/13/1989
MC210052	CONTRACT	INVOLUNTARY REVOCATION	08/23/2004	DISCONTINUED REVOCATION	09/22/2004
MC210052	CONTRACT	INVOLUNTARY REVOCATION	08/22/2005	DISCONTINUED REVOCATION	09/19/2005
MC210052	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	08/22/1988	REVOKED	04/03/1998
MC210052	CONTRACT	INVOLUNTARY REVOCATION	08/21/2006	DISCONTINUED REVOCATION	09/18/2006
MC210052	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	07/25/2013	-	-
MC210052	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	06/04/2013	REVOKED	07/16/2013
MC210052	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	04/15/2011	REVOKED	02/14/2012
MC210052	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	04/10/2000	REVOKED	12/05/2001
MC210052	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	01/16/2002	REVOKED	02/22/2011

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

89/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 89

Starts at 100−11 totalFinal 89

Crashes on record (rate-adjusted)−6

Vehicle out-of-service rate above national average−5

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

Satisfactory FMCSA safety rating.

What's lowering this score

-6

Crashes on record (rate-adjusted)

Crash rate: 2 crash(es) across 6 vehicles (~0.33 per vehicle); none fatal. Scaled to fleet size and fatal severity.

-5

Vehicle out-of-service rate above national average

Vehicle OOS 25% vs national avg 20.72%.

Where this company lands, risk scales

Crash history (rate-adjusted)−6 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 2 crash(es) across 6 vehicles (~0.33 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 25% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

JERRY STEPHENS TRUCKING INC

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (2)

Inspection Records (7)

Safety Performance Percentiles

Out of Service Orders (1)

Licensing & Insurance

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