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VALIDATED

WALTER H STEARNS JR

Trust Score

Excellent Why this score?

Company CheckWALTER H STEARNS JR · DOT 440064

DBA: SKIPS TOWING AND SON

410 MAMMOTH RD, LONDONDERRY, NH, 03053

DOT# 440064 MC# 258062 Londonderry, New Hampshire 33 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

4 events tracked · latest Jul 4, 2026 ↓ Show details ↓

Identity & ownership 1

Jul 4, 2026
Authority reinstated detected in FMCSA records.

Safety & compliance 3

Mar 9, 2026
Roadside inspection, 2 violations (no OOS).
Oct 6, 2025
REINSTATED MOTOR PROPERTY CONTRACT CARRIER.
Sep 2, 2025
REVOKED MOTOR PROPERTY CONTRACT CARRIER.

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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Physical Address410 MAMMOTH RD, LONDONDERRY, NH, 03053

Mailing Address410 MAMMOTH RD, LONDONDERRY, NH, 03053

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC258062

CommonNot Active

ContractActive

BrokerNot Active

Operating33 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 6 · 1 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage41,245 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$750,000

Type91X

Effective09/29/2025

CompanyUNITED FINANCIAL CASUALTY COMPANY

Policy #CA861807957

Last checked09/09/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers1

Mileage41,245 mi

Operating33 years

MCS-15004/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2026

1 · 0 OOS -

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Mar 2026, 1 inspections, 0 resulted in out-of-service (0% OOS rate).

Clean, no out-of-service violations in the last 24 months.

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

2 roadside violations across 1 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Unsafe Driving 1 violation · 0 OOS

Vehicle Maintenance 1 violation · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (1)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
03/09/2026	NH	Full (Level I)	NH	2	0	0	0	2	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections1

Vehicle Maintenance 1 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	THE PENINSULA INSURANCE COMPANY	CAM1004936	$1,000,000	12/09/2019	08/24/2024	Replaced
91X	BIPD/Primary	THE PENINSULA INSURANCE COMPANY	CAM1004936	$1,000,000	12/09/2019	10/05/2024	Cancelled
91X	BIPD/Primary	DONEGAL MUTUAL INSURANCE COMPANY	1000224859	$1,000,000	08/24/2024	08/24/2025	Cancelled
91X	BIPD/Primary	THE PENINSULA INSURANCE COMPANY	CAM1004936	$1,000,000	08/24/2016	12/09/2019	Name Changed
34	CARGO	THE PENINSULA INSURANCE COMPANY	IMM1004936	$0	08/24/2016	12/09/2019	Name Changed
91X	BIPD/Primary	THE PENINSULA INSURANCE COMPANY	CAM0004936	$1,000,000	08/24/2013	08/24/2016	Replaced
91X	BIPD/Primary	THE PENINSULA INSURANCE COMPANY	CAM0004936	$1,000,000	08/24/2013	10/14/2016	Cancelled
34	CARGO	THE PENINSULA INSURANCE COMPANY	IMM0004936	$0	08/24/2013	08/24/2016	Replaced
34	CARGO	THE PENINSULA INSURANCE COMPANY	IMM0004936	$0	08/24/2013	10/14/2016	Cancelled
91X	BIPD/Primary	THE PENINSULA INSURANCE COMPANY	CM 4936	$750,000	08/24/2005	08/24/2013	Replaced
34	CARGO	THE PENINSULA INSURANCE COMPANY	CM 4936	$0	08/24/2005	08/24/2013	Replaced
91X	BIPD/Primary	SEACO INSURANCE COMPANY	BGP 0028375 0313	$1,000,000	08/24/1995	08/24/2005	Replaced
91X	BIPD/Primary	SEACO INSURANCE COMPANY	BGP0028375 0213	$1,000,000	08/24/1994	08/24/1995	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC258062	CONTRACT	INVOLUNTARY REVOCATION	11/17/2005	DISCONTINUED REVOCATION	12/06/2005
MC258062	CONTRACT	INVOLUNTARY REVOCATION	11/05/2019	DISCONTINUED REVOCATION	11/08/2019
MC258062	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	10/06/2025	-	-
MC258062	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	04/30/1993	REVOKED	09/02/2025
MC258062	CONTRACT	INVOLUNTARY REVOCATION	04/05/2022	DISCONTINUED REVOCATION	05/13/2022

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

88/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 88

−10

Starts at 100−12 totalFinal 88

MCS-150 update overdue−10

No email address on file−2

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

-2

No email address on file

No public email address on record.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

WALTER H STEARNS JR

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Equipment

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (1)

Safety Performance Percentiles

Licensing & Insurance

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