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AUTO FINANCING USA LLC

Trust Score

Good Why this score?

Company CheckAUTO FINANCING USA LLC · DOT 4359400

DOT# 4359400 MC# 1705645 Toledo, Ohio 1 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

Inspections

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Contact Details

PhoneSign in to view

EmailSign in to view

Physical AddressSign in to view

Other Companies at This Address

Address5439 LEWIS AVE STE 1, TOLEDO, OH 43612

Others here

Distinct phones

Active

Company	DOT	Phone	Status
AGGREGATE X LLC	3506836	Sign in	Active
G1 OPERATIONS LLC	3145216	Sign in	Active
TOW 5 LLC	4012531	Sign in	Active
AUTO AUTO X	4221199	Sign in	Inactive
AUTO FINANCING USA LLC this company	4359400	Sign in	Inactive
REVIVE TRANSPORT LLC	3737341	Sign in	Inactive
TOWING X LLC	3953825	Sign in	Inactive
Z AND R LLC	3169941	Sign in	Inactive

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC1705645

CommonActive

ContractNot Active

BrokerNot Active

Operating1 years

Operation Classification

Authorized For Hire

Mileage

Annual Mileage1,000 miles

Mileage Year2025

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$1,000,000

Type91X

VerifiedFMCSA · 07/12/2026

CompanyACUITY, A MUTUAL INSURANCE COMPANY

Policy #CA-ZU9299

Last checked08/10/2026

Quick Facts

StatusInactive

TypeCarrier

Fleet1 units

Drivers1

Mileage1,000 mi

Operating1 years

MCS-15003/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Out of Service Orders (1)

OOS Date	Reason	Status	Rescind Date
2025-10-06	New Entrant Revoked - Failure of Safety Audit	INACTIVE	-

Licensing & Insurance

No insurance history records.

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC1705645	MOTOR PROPERTY COMMON CARRIER	GRANTED	03/12/2025	-	-

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

69/100

Good

NOT VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 69

−25

Starts at 100−31 totalFinal 69

Not active with FMCSA−25

Limited operating history (1-3 years)−6

Verification, 4 core requirements

Active operating authority

USDOT registration is not active (inactive, revoked, or pending).

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

FMCSA shows active coverage on file as of 7/12/2026.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-25

Not active with FMCSA FAILS VERIFICATION

FMCSA does not show an active USDOT registration / operating authority.

-6

Limited operating history (1-3 years)

Authority granted about 1 year(s) ago.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

AUTO FINANCING USA LLC

Trust Score

Company Information

Contact Details

Other Companies at This Address

Operating Authorities

Operation Classification

Mileage

Drivers

Equipment

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Out of Service Orders (1)

Licensing & Insurance

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