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SN CARGO INC

Trust Score

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Company CheckSN CARGO INC · DOT 4169215

8666 HAY MEADOW CT APT G, INDIANAPOLIS, IN, 46227

DOT# 4169215 MC# 1603317 Indianapolis, Indiana 2 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

7 events tracked · latest Mar 5, 2026 ↓ Show details ↓

Safety & compliance 6

Mar 5, 2026
Roadside inspection, 1 violation (no OOS).
Jan 12, 2026
Clean roadside inspection, no violations.
Dec 19, 2025
Roadside inspection, 13 violations (no OOS).
Dec 19, 2025
Crash reported (no fatalities).
Sep 26, 2025
Roadside inspection, 5 violations (no OOS).
Sep 19, 2025
Crash reported (no fatalities).

Insurance 1

Oct 15, 2025
Insurance policy cancelled (GEICO MARINE INSURANCE COMPANY).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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Physical Address8666 HAY MEADOW CT APT G, INDIANAPOLIS, IN, 46227

Mailing Address8666 HAY MEADOW CT APT G, INDIANAPOLIS, IN, 46227

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC1603317

CommonActive

ContractNot Active

BrokerNot Active

Operating2 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 5.99 · 2 insp with violations

Below cutoff

Hours-of-Service Compliance

measure 1.75 · 4 insp with violations

Below cutoff

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 4.08 · 5 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage360,000 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)2

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS14.3% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$750,000

Type91X

Effective05/29/2024

CompanyGEICO MARINE INSURANCE COMPANY

Policy #9300053653

Last checked09/15/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers2

Mileage360,000 mi

Operating2 years

MCS-15005/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)2

Fatal0

Injury1

Tow-Away1

Driver Inspections

Total19

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total7

Out of Service1

OOS Rate14.3%

National Avg20.7%

Below National Average

HazMat Inspections

Total1

OOS0

OOS Rate0.0% (avg 4.5%)

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

5 · 0 OOS -

2025

12 · 1 OOS ▲

2026

2 · 0 OOS ▼

Crashes

2024

0 crashes -

2025

2 crashes ▲

2026

0 crashes ▼

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Mar 2026, 17 inspections, 1 resulted in out-of-service (5.9% OOS rate).

Vehicle Out-of-Service 2 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (2)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
12/19/2025	KINGMAN	AZ	0	0	1	2	Severe Crosswinds	Dry	Daylight
09/19/2025	SALINA TWP	IL	0	1	1	2	Clear	Dry	Daylight

Roadside Violations by Safety Category Last 24 months

47 roadside violations across 17 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Hours-of-Service (HOS) Compliance 24 violations · 0 OOS

Vehicle Maintenance 12 violations · 3 OOS

Unsafe Driving 11 violations · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (19)

Date	State	Level	Location	Violations	OOS	Driver Viol	Vehicle Viol	Vehicle OOS	HazMat
03/05/2026	CO	Driver-Only (Level III)	TRINIDAD CO	1	0	0	1	0	-	▲Detail
01/12/2026	SC	Driver-Only (Level III)	HODGES SC	0	0	0	0	0	-	▲Detail
12/19/2025	AZ	Full (Level I)	KINGMAN AZ	13	0	11	1	0	-	▲Detail
09/26/2025	CA	Walk-Around (Level II)	MADERA AREA	5	0	3	2	0	-	▲Detail
09/23/2025	CA	Walk-Around (Level II)	CHOWCHILLA	3	0	1	2	0	-	▲Detail
09/19/2025	IL	Full (Level I)	IL 113	4	2	0	3	2	-	▲Detail
09/04/2025	CA	Full (Level I)	CACHE CREEK SCALE	0	0	0	0	0	-	▲Detail
09/04/2025	IL	Driver-Only (Level III)	I74	0	0	0	0	0	-	▲Detail
08/20/2025	AL	Driver-Only (Level III)	HEFLIN AL	13	0	0	0	0	-	▲Detail
07/22/2025	CA	Full (Level I)	MT. PASS IF	2	0	1	1	0	-	▲Detail
07/11/2025	AR	Driver-Only (Level III)	VAN BUREN AR	1	0	0	0	0	-	▲Detail
05/12/2025	MS	Driver-Only (Level III)	BILOXI	0	0	0	0	0	-	▲Detail
02/01/2025	NM	Driver-Only (Level III)	ANTHONY PORT OF ENTRY	0	0	0	0	0	-	▲Detail
01/12/2025	AZ	Walk-Around (Level II)	KINGMAN AZ	4	0	0	0	0	-	▲Detail
11/06/2024	NC	Driver-Only (Level III)	I-95N/EX 44	0	0	0	0	0	-	▲Detail
10/07/2024	NE	Driver-Only (Level III)	ON US HWY 81, 220 FEET NORTH O	1	0	0	0	0	-	▲Detail
09/18/2024	AZ	Driver-Only (Level III)	BENSON AZ	0	0	0	0	0	-	▲Detail
08/15/2024	OH	Driver-Only (Level III)	REST AREA	0	0	0	0	0	-	▲Detail
06/29/2024	NV	Driver-Only (Level III)	OSINO CHECKSITE	0	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections18

Unsafe Driving 2 viols

HOS Compliance 4 viols

Vehicle Maintenance 5 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	GEICO MARINE INSURANCE COMPANY	9300053653	$750,000	05/29/2024	05/29/2024	Replaced
91X	BIPD/Primary	GEICO MARINE INSURANCE COMPANY	9300053653	$750,000	05/29/2024	10/15/2025	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC1603317	MOTOR PROPERTY COMMON CARRIER	GRANTED	06/07/2024	-	-
MC1603317	MOTOR PROPERTY COMMON CARRIER	DISMISSED	01/24/2024	-	-

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

77/100

Good

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 77

−17

Starts at 100−23 totalFinal 77

Crashes on record (rate-adjusted)−17

Limited operating history (1-3 years)−6

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-17

Crashes on record (rate-adjusted)

Crash rate: 2 crash(es) across 1 vehicle (~2 per vehicle); none fatal. Scaled to fleet size and fatal severity.

-6

Limited operating history (1-3 years)

Authority granted about 2 year(s) ago.

Where this company lands, risk scales

Crash history (rate-adjusted)−17 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 2 crash(es) across 1 vehicle (~2 per vehicle); none fatal. Scaled to fleet size and fatal severity.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

SN CARGO INC

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (2)

Roadside Violations by Safety Category Last 24 months

Inspection Records (19)

Safety Performance Percentiles

Licensing & Insurance

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