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VALIDATED

ONE CHOICE BDC

Trust Score

Excellent Why this score?

Company CheckONE CHOICE BDC · DOT 4152474

DBA: ONE CHOICE LOGISTICS

4111 SW 47TH AVE STE 307, DAVIE, FL, 33314

DOT# 4152474 MC# 1594333 Davie, Florida 2 years

BROKER

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Power Units

Drivers

Crashes (24-Month)

Not reported

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

3 events tracked · latest Sep 6, 2025 ↓ Show details ↓

Safety & compliance 2

Aug 22, 2025
REINSTATED PROPERTY BROKER.
Mar 10, 2025
REVOKED PROPERTY BROKER.

Insurance 1

Sep 6, 2025
Insurance policy cancelled (LIBERTY NATIONAL FINANCIAL CORP.).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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Physical Address4111 SW 47TH AVE STE 307, DAVIE, FL, 33314

Mailing Address4111 SW 47TH AVE STE 307, DAVIE, FL, 33314

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusNot on file

Required$75,000 (FMCSA min)

Last checked08/25/2026

TypeTrust Fund (BMC-85)

Last filing on record11/30/2023

Surety / TrusteeLIBERTY NATIONAL FINANCIAL CORP.

Contact☎ (405) 321-5310
🌐 bmc85.com

Filings on record9

Bond cancelled Sep 6, 2025 (353 days ago) by LIBERTY NATIONAL FINANCIAL CORP.. FMCSA requires every broker to keep a $75,000 bond on file; after a cancellation, operating authority is typically revoked within weeks. Confirm current status in FMCSA's official records before booking.

Bond history

LIBERTY NATIONAL FINANCIAL CORP.May 2025 to Sep 2025 · CANCELLED

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Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationC - Intrastate (Non-Hazmat)

DocketMC1594333

CommonNot Active

ContractNot Active

BrokerActive

Operating2 years

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

AmountNot reported

Type85

Effective11/05/2025

CompanyLIBERTY NATIONAL FINANCIAL CORP.

Policy #2023274

Last checked08/25/2026

Quick Facts

StatusActive

TypeBroker

Operating2 years

MCS-15008/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
85	TRUST FUND	LIBERTY NATIONAL FINANCIAL CORP.	2023274	$0	11/30/2023	02/07/2024	Replaced
85	TRUST FUND	LIBERTY NATIONAL FINANCIAL CORP.	2023274	$0	11/30/2023	03/08/2024	Cancelled
85	TRUST FUND	LIBERTY NATIONAL FINANCIAL CORP.	2023274	$0	05/27/2025	08/12/2025	Replaced
85	TRUST FUND	LIBERTY NATIONAL FINANCIAL CORP.	2023274	$0	05/27/2025	09/06/2025	Cancelled
85	TRUST FUND	LIBERTY NATIONAL FINANCIAL CORP.	2023274	$0	03/11/2024	02/28/2025	Cancelled
85	TRUST FUND	LIBERTY NATIONAL FINANCIAL CORP.	2023274	$0	02/12/2025	05/27/2025	Replaced
85	TRUST FUND	LIBERTY NATIONAL FINANCIAL CORP.	2023274	$0	02/12/2025	05/31/2025	Cancelled
85	TRUST FUND	LIBERTY NATIONAL FINANCIAL CORP.	2023274	$0	02/07/2024	03/11/2024	Replaced
85	TRUST FUND	LIBERTY NATIONAL FINANCIAL CORP.	2023274	$0	02/07/2024	03/14/2024	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC1594333	PROPERTY BROKER	GRANTED	12/06/2023	REVOKED	03/10/2025
MC1594333	PROPERTY BROKER	REINSTATED	08/22/2025	-	-
MC1594333	BROKER	INVOLUNTARY REVOCATION	02/16/2024	DISCONTINUED REVOCATION	03/12/2024

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

94/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 94

Starts at 100−6 totalFinal 94

Limited operating history (1-3 years)−6

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Active broker authority

Holds active broker authority.

Broker bond (BMC-84) on file

Active broker authority on file, FMCSA requires a BMC-84 surety bond ($75K) to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-6

Limited operating history (1-3 years)

Authority granted about 2 year(s) ago.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

ONE CHOICE BDC

Trust Score

Public record

Company Information

Contact Details

Broker Surety Bond FMCSA BMC-84/85

Operating Authorities

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Licensing & Insurance

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