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NMI CARGO INC

Trust Score

Excellent Why this score?

Company CheckNMI CARGO INC · DOT 4120754

2100 MANCHESTER ROAD STE 1611, WHEATON, IL, 60187

DOT# 4120754 MC# 1575976 Wheaton, Illinois 2 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

9 events tracked · latest Sep 10, 2026 ↓ Show details ↓

Safety & compliance 8

Jan 21, 2026
Roadside inspection, 1 violation (no OOS).
Jan 1, 2026
Clean roadside inspection, no violations.
Dec 29, 2025
Roadside inspection, 3 out-of-service violations.
Dec 23, 2025
Clean roadside inspection, no violations.
Apr 11, 2025
Crash reported (no fatalities).
Nov 18, 2024
REINSTATED MOTOR PROPERTY COMMON CARRIER.
Nov 12, 2024
REVOKED MOTOR PROPERTY COMMON CARRIER.
Oct 31, 2024
DISCONTINUED REVOCATION COMMON.

Insurance 1

Current
Active insurance on file ($750,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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EmailSign in to view

Physical Address2100 MANCHESTER ROAD STE 1611, WHEATON, IL, 60187

Mailing Address2100 MANCHESTER ROAD STE 1611, WHEATON, IL, 60187

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC1575976

CommonActive

ContractNot Active

BrokerNot Active

Operating2 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 6.87 · 10 insp with violations

Below cutoff

Hours-of-Service Compliance

measure .45 · 6 insp with violations

Below cutoff

Driver Fitness

measure .93 · 9 insp with violations

Below cutoff

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 3 · 8 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage10,206,452 miles

Mileage Year2025

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)1

Fatal0

Driver OOS8.5% avg 5.5%

Vehicle OOS22.2% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$750,000

Type91X

VerifiedFMCSA · 06/22/2026

CompanyUNIVERSAL CASUALTY RISK RETENTION GROUP, INC

Policy #URG-03414

Last checked09/10/2026

Quick Facts

StatusActive

TypeCarrier

Fleet38 units

Drivers48

Mileage10,206,452 mi

Operating2 years

MCS-15004/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)1

Fatal0

Injury0

Tow-Away1

Driver Inspections

Total47

Out of Service4

OOS Rate8.5%

National Avg5.5%

Above National Average

Vehicle Inspections

Total18

Out of Service4

OOS Rate22.2%

National Avg20.7%

Above National Average

HazMat Inspections

Total1

OOS1

OOS Rate100.0% (avg 4.5%)

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

2 · 0 OOS -

2025

43 · 7 OOS ▲

2026

2 · 0 OOS ▼

Crashes

2024

0 crashes -

2025

1 crash ▲

2026

0 crashes ▼

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jan 2026, 47 inspections, 7 resulted in out-of-service (14.9% OOS rate).

Driver Out-of-Service 4 OOS

Vehicle Out-of-Service 5 OOS

HazMat Out-of-Service 1 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (1)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
04/11/2025	LARAMIE	WY	0	0	1	1	Clear	Dry	Daylight

Roadside Violations by Safety Category Last 24 months

49 roadside violations across 47 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Unsafe Driving 21 violations · 0 OOS

Vehicle Maintenance 12 violations · 7 OOS

Driver Fitness 8 violations · 4 OOS

Hours-of-Service (HOS) Compliance 7 violations · 0 OOS

Hazardous Materials 1 violation · 1 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (47)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
01/21/2026	OH	Walk-Around (Level II)	WARREN OH	1	0	1	0	0	0	-	▲Detail
01/01/2026	AR	Driver-Only (Level III)	WEST MEMPHIS AR	0	0	0	0	0	0	-	▲Detail
12/29/2025	MO	Walk-Around (Level II)	JOPLIN MO	5	3	2	1	3	2	-	▲Detail
12/23/2025	OK	Driver-Only (Level III)	SEQUOYAH POE	0	0	0	0	0	0	-	▲Detail
12/23/2025	NC	Driver-Only (Level III)	I-40	0	0	0	0	0	0	-	▲Detail
12/16/2025	PA	Driver-Only (Level III)	I-80 WB MM 56 BEAVER TWP - WEI	1	0	1	0	0	0	-	▲Detail
12/10/2025	TN	Walk-Around (Level II)	KNOXVILLE TN	1	0	0	0	1	0	-	▲Detail
12/02/2025	PA	Driver-Only (Level III)	ON PINE HILL RD 1890 FEET NORT	3	1	3	1	0	0	-	▲Detail
12/02/2025	MT	Driver-Only (Level III)	HAUGAN MT	0	0	0	0	0	0	-	▲Detail
11/26/2025	KY	Full (Level I)	KUTTAWA	1	0	1	0	0	0	-	▲Detail
10/30/2025	WA	Walk-Around (Level II)	LIBERTY LAKE WA	1	1	0	0	0	1	-	▲Detail
10/29/2025	MT	Driver-Only (Level III)	HAUGAN MT	1	1	0	1	0	0	-	▲Detail
10/27/2025	MT	Driver-Only (Level III)	WIBAUX MT	1	0	0	0	0	0	-	▲Detail
10/12/2025	TN	Walk-Around (Level II)	EADS TN	2	1	0	1	0	0	-	▲Detail
10/09/2025	WA	Full (Level I)	CLE ELUM WA	4	0	0	0	0	0	-	▲Detail
10/09/2025	WA	Walk-Around (Level II)	LIBERTY LAKE WA	1	0	0	0	0	0	-	▲Detail
09/30/2025	WA	Driver-Only (Level III)	LIBERTY LAKE WA	0	0	0	0	0	0	-	▲Detail
09/04/2025	OR	Driver-Only (Level III)	UMATILLA OR	0	0	0	0	0	0	-	▲Detail
09/02/2025	NM	Driver-Only (Level III)	AT INTERSECTION OF I-10 AND I	1	0	1	0	0	0	-	▲Detail
09/02/2025	NM	Driver-Only (Level III)	AT INTERSECTION OF I-10 AND I	1	0	1	0	0	0	-	▲Detail
08/31/2025	IL	Driver-Only (Level III)	I-94	0	0	0	0	0	0	-	▲Detail
08/26/2025	IL	Driver-Only (Level III)	I-55 NB	0	0	0	0	0	0	-	▲Detail
08/15/2025	MT	Driver-Only (Level III)	BILLINGS MT	0	0	0	0	0	0	-	▲Detail
08/13/2025	CA	Walk-Around (Level II)	W/B ANTELOPE SCALES	1	0	0	0	1	0	-	▲Detail
08/12/2025	MT	Walk-Around (Level II)	WIBAUX MT	1	0	0	0	0	0	-	▲Detail
07/21/2025	NM	Full (Level I)	LORDSBURG PORT OF ENTRY	0	0	0	0	0	0	-	▲Detail
07/09/2025	OH	Walk-Around (Level II)	ROOTSTOWN OH	0	0	0	0	0	0	-	▲Detail
07/05/2025	TX	Walk-Around (Level II)	US 59	1	1	0	0	1	1	-	▲Detail
06/29/2025	IA	Driver-Only (Level III)	I80WB, MM 159	2	0	2	0	0	0	-	▲Detail
06/10/2025	MT	Driver-Only (Level III)	WIBAUX MT	1	0	0	0	0	0	-	▲Detail
06/08/2025	NM	Full (Level I)	GALLUP PORT OF ENTRY	0	0	0	0	0	0	-	▲Detail
05/23/2025	OH	Driver-Only (Level III)	HUBBARD OH	2	0	0	0	0	0	-	▲Detail
05/20/2025	ND	Driver-Only (Level III)	FARGO ND	0	0	0	0	0	0	-	▲Detail
05/08/2025	NM	Driver-Only (Level III)	SAN JON PORT OF ENTRY	0	0	0	0	0	0	-	▲Detail
05/02/2025	OH	Driver-Only (Level III)	CAMBRIDGE OH	2	0	0	0	0	0	-	▲Detail
04/17/2025	IA	Driver-Only (Level III)	I80WB, MM 149	1	0	1	0	0	0	-	▲Detail
04/14/2025	IL	Driver-Only (Level III)	I-57	0	0	0	0	0	0	-	▲Detail
04/11/2025	WY	Walk-Around (Level II)	INTERSTATE WB	8	1	4	0	1	1	1	▲Detail
04/09/2025	UT	Driver-Only (Level III)	BRIGHAM CITY UT	0	0	0	0	0	0	-	▲Detail
03/25/2025	NM	Driver-Only (Level III)	SAN JON PORT OF ENTRY	0	0	0	0	0	0	-	▲Detail
03/20/2025	TX	Walk-Around (Level II)	US59 NB QUEEN CITY SCALE	0	0	0	0	0	0	-	▲Detail
02/21/2025	TN	Driver-Only (Level III)	MOHAWK TN	0	0	0	0	0	0	-	▲Detail
02/17/2025	SD	Driver-Only (Level III)	JEFFERSON SD	0	0	0	0	0	0	-	▲Detail
02/11/2025	CA	Walk-Around (Level II)	GRAPEVINE IF	0	0	0	0	0	0	-	▲Detail
01/16/2025	MO	Driver-Only (Level III)	JOPLIN MO	1	0	0	0	0	0	-	▲Detail
12/02/2024	MI	Walk-Around (Level II)	E/B I94 NEAR ELM RD	3	0	1	0	2	0	-	▲Detail
11/05/2024	NV	Driver-Only (Level III)	NV	2	0	2	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections47

Unsafe Driving 10 viols

HOS Compliance 6 viols

Driver Fitness 9 viols

Vehicle Maintenance 8 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	GEICO MARINE INSURANCE COMPANY	9300081656	$750,000	11/06/2024	02/27/2025	Cancelled
91X	BIPD/Primary	EVERSPAN INSURANCE COMPANY	CW1EIC-488972-00	$750,000	11/06/2023	11/06/2023	Replaced
91X	BIPD/Primary	EVERSPAN INSURANCE COMPANY	CW1EIC-488972-00	$750,000	11/06/2023	07/30/2024	Cancelled
91X	BIPD/Primary	EVERSPAN INSURANCE COMPANY	CW1EIC-488972-00	$750,000	11/06/2023	11/06/2023	Replaced
91X	BIPD/Primary	EVERSPAN INSURANCE COMPANY	CW1EIC-488972-00	$750,000	11/06/2023	09/19/2024	Cancelled
91X	BIPD/Primary	EVERSPAN INSURANCE COMPANY	CW1EIC-488972-00	$750,000	11/06/2023	11/06/2023	Replaced
91X	BIPD/Primary	EVERSPAN INSURANCE COMPANY	CW1EIC-488972-00	$750,000	11/06/2023	08/29/2024	Cancelled
91X	BIPD/Primary	EVERSPAN INSURANCE COMPANY	CW1EIC-488972-00	$750,000	11/06/2023	11/06/2024	Cancelled
91X	BIPD/Primary	ARTISAN & TRUCKERS CASUALTY COMPANY	CA993164728	$750,000	05/09/2025	09/03/2025	Replaced
91X	BIPD/Primary	ARTISAN & TRUCKERS CASUALTY COMPANY	CA993164728	$750,000	05/09/2025	09/10/2025	Cancelled
91X	BIPD/Primary	ARTISAN & TRUCKERS CASUALTY COMPANY	CA993164728	$750,000	02/26/2025	05/09/2025	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC1575976	MOTOR PROPERTY COMMON CARRIER	REINSTATED	11/18/2024	-	-
MC1575976	MOTOR PROPERTY COMMON CARRIER	GRANTED	11/15/2023	REVOKED	11/12/2024
MC1575976	COMMON	INVOLUNTARY REVOCATION	10/10/2024	DISCONTINUED REVOCATION	10/31/2024
MC1575976	COMMON	INVOLUNTARY REVOCATION	08/23/2024	DISCONTINUED REVOCATION	08/26/2024
MC1575976	COMMON	INVOLUNTARY REVOCATION	08/14/2025	DISCONTINUED REVOCATION	09/05/2025
MC1575976	COMMON	INVOLUNTARY REVOCATION	07/03/2024	DISCONTINUED REVOCATION	07/11/2024
MC1575976	COMMON	INVOLUNTARY REVOCATION	04/14/2025	DISCONTINUED REVOCATION	04/23/2025
MC1575976	COMMON	INVOLUNTARY REVOCATION	01/31/2025	DISCONTINUED REVOCATION	02/27/2025

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

84/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 84

Starts at 100−16 totalFinal 84

Limited operating history (1-3 years)−6

Driver out-of-service rate above national average−5

Vehicle out-of-service rate above national average−5

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-6

Limited operating history (1-3 years)

Authority granted about 2 year(s) ago.

-5

Driver out-of-service rate above national average

Driver OOS 8.5106% vs national avg 5.51%.

-5

Vehicle out-of-service rate above national average

Vehicle OOS 22.2222% vs national avg 20.72%.

Where this company lands, risk scales

Driver out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Driver OOS 8.5106% vs national avg 5.51%.

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 22.2222% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

NMI CARGO INC

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (1)

Roadside Violations by Safety Category Last 24 months

Inspection Records (47)

Safety Performance Percentiles

Licensing & Insurance

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