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LIFE COULD BE HARTER LLC

Trust Score

Excellent Why this score?

Company CheckLIFE COULD BE HARTER LLC · DOT 4077079

10449 HOLLIE RD, GLEN ST MARY, FL, 32040

DOT# 4077079 MC# 1550175 Glen St Mary, Florida 3 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

4 events tracked · latest Sep 17, 2026 ↓ Show details ↓

Safety & compliance 4

Sep 17, 2026
Clean roadside inspection, no violations.
Jun 12, 2026
Clean roadside inspection, no violations.
Jun 9, 2026
Roadside inspection, 1 out-of-service violation.
Mar 24, 2026
Roadside inspection, 1 out-of-service violation.

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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Physical Address10449 HOLLIE RD, GLEN ST MARY, FL, 32040

Mailing Address10449 HOLLIE RD, GLEN ST MARY, FL, 32040

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC1550175

CommonActive

ContractNot Active

BrokerNot Active

Operating3 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 1.79 · 3 insp with violations

Below cutoff

Driver Fitness

measure .2 · 1 insp with violations

Below cutoff

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 2.05 · 3 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage40,000 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Insurance

Amount$750,000

Type91X

Effective06/17/2025

CompanyCANAL INSURANCE CO.

Policy #CT6668483082

Last checked11/08/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers1

Mileage40,000 mi

Operating3 years

MCS-15010/2024

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

6 · 1 OOS -

2025

9 · 2 OOS ▲

2026

5 · 2 OOS =

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Sep 2026, 16 inspections, 4 resulted in out-of-service (25% OOS rate).

Driver Out-of-Service 3 OOS

Vehicle Out-of-Service 2 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

24 roadside violations across 16 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Hours-of-Service (HOS) Compliance 10 violations · 2 OOS

Unsafe Driving 7 violations · 0 OOS

Vehicle Maintenance 6 violations · 2 OOS

Driver Fitness 1 violation · 1 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (20)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
09/17/2026	KY	Driver-Only (Level III)	SHELBYVILLE KY	0	0	0	0	0	0	-	▲Detail
06/12/2026	TN	Walk-Around (Level II)	JACKSON TN	0	0	0	0	0	0	-	▲Detail
06/09/2026	NC	Full (Level I)	SYLVA NC	1	1	0	0	1	1	-	▲Detail
03/24/2026	IL	Walk-Around (Level II)	I-57	7	1	0	1	0	0	-	▲Detail
01/04/2026	GA	Driver-Only (Level III)	SAVANNAH GA	1	0	0	0	1	0	-	▲Detail
12/22/2025	UT	Full (Level I)	MONTICELLO UT	8	2	2	1	6	1	-	▲Detail
12/17/2025	LA	Full (Level I)	SLIDELL LA	0	0	0	0	0	0	-	▲Detail
12/09/2025	FL	Driver-Only (Level III)	BELLEVIEW FL	1	0	1	0	0	0	-	▲Detail
12/04/2025	MS	Full (Level I)	HAZLEHURST, MS.	2	0	2	0	0	0	-	▲Detail
11/12/2025	TX	Walk-Around (Level II)	1604 TX85	0	0	0	0	0	0	-	▲Detail
04/08/2025	PA	Driver-Only (Level III)	SR 4009 BEDFORD TWP - BEDFORD	3	1	3	1	0	0	-	▲Detail
02/19/2025	MS	Driver-Only (Level III)	BOVINA SCALE	0	0	0	0	0	0	-	▲Detail
02/10/2025	SD	Driver-Only (Level III)	JEFFERSON SD	0	0	0	0	0	0	-	▲Detail
01/23/2025	TN	Full (Level I)	INTERSTATE 40	0	0	0	0	0	0	-	▲Detail
12/18/2024	AZ	Full (Level I)	TOPOCK AZ	1	0	0	0	0	0	-	▲Detail
11/27/2024	LA	Full (Level I)	LA	0	0	0	0	0	0	-	▲Detail
07/26/2024	TN	Full (Level I)	MT. JULIET TN	0	0	0	0	0	0	-	▲Detail
06/05/2024	TN	Full (Level I)	ARDMORE TN	0	0	0	0	0	0	-	▲Detail
04/19/2024	KY	Full (Level I)	FRANKLIN	0	0	0	0	0	0	-	▲Detail
03/26/2024	NM	Full (Level I)	SAN JON PORT OF ENTRY	1	1	0	0	1	1	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections16

HOS Compliance 3 viols

Driver Fitness 1 viols

Vehicle Maintenance 3 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	PROGRESSIVE EXPRESS INSURANCE COMPANY	CA970872138	$750,000	11/02/2023	02/14/2024	Cancelled
91X	BIPD/Primary	PROGRESSIVE EXPRESS INSURANCE COMPANY	CA970872138	$1,000,000	08/01/2023	11/02/2023	Replaced
91X	BIPD/Primary	PROGRESSIVE EXPRESS INSURANCE COMPANY	CA970872138	$1,000,000	08/01/2023	08/01/2023	Replaced
91X	BIPD/Primary	PROGRESSIVE EXPRESS INSURANCE COMPANY	CA970872138	$750,000	06/20/2023	08/01/2023	Name Changed
91X	BIPD/Primary	PROGRESSIVE EXPRESS INSURANCE COMPANY	CA969856406	$750,000	05/17/2023	06/20/2023	Replaced
91X	BIPD/Primary	PROGRESSIVE EXPRESS INSURANCE COMPANY	CA969856406	$750,000	05/17/2023	07/07/2023	Cancelled
91X	BIPD/Primary	PROGRESSIVE EXPRESS INSURANCE COMPANY	CA970872138	$750,000	02/14/2024	06/17/2025	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC1550175	MOTOR PROPERTY COMMON CARRIER	REINSTATED	08/08/2023	-	-
MC1550175	COMMON	INVOLUNTARY REVOCATION	06/12/2023	DISCONTINUED REVOCATION	06/21/2023
MC1550175	MOTOR PROPERTY COMMON CARRIER	GRANTED	06/06/2023	REVOKED	08/01/2023
MC1550175	COMMON	INVOLUNTARY REVOCATION	01/18/2024	DISCONTINUED REVOCATION	01/29/2024

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

87/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 87

−10

Starts at 100−13 totalFinal 87

MCS-150 update overdue−10

Moderate operating history (3-5 years)−3

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

-3

Moderate operating history (3-5 years)

Authority granted about 3 years ago.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

LIFE COULD BE HARTER LLC

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Insurance

Quick Facts

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (20)

Safety Performance Percentiles

Licensing & Insurance

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