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VALIDATED

FINAL POINT INC

Trust Score

Excellent Why this score?

Company CheckFINAL POINT INC · DOT 4072207

53 W LOGAN ST, LEMONT, IL, 60439-3852

DOT# 4072207 MC# 474730 Lemont, Illinois 22 years

MOTOR CARRIER

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1

Power Units

1

Drivers

0

Crashes (24-Month)

Not reported

Insurance

Not Rated

Safety Rating

0

Inspections

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Company Information

Legal NameFINAL POINT INC

DOT Number4072207

MC Number474730

Entity TypeMotor Carrier

Operating StatusA - Active

LocationLemont, Illinois

Added05/05/2023

MCS-15002/06/2024

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address53 W LOGAN ST, LEMONT, IL, 60439-3852

Mailing Address53 W LOGAN ST, LEMONT, IL, 60439-3852

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationC - Intrastate (Non-Hazmat)

DocketMC474730

CommonNot Active

ContractInactive

BrokerNot Active

Operating22 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage1 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

1

Interstate

0

Intrastate

0

CDL

1

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Quick Facts

StatusActive

TypeMotor Carrier

Fleet1 units

Drivers1

Mileage1 mi

Operating22 years

MCS-15002/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	ACCREDITED SPECIALTY INSURANCE COMPANY	2-FLP-IL-19-S0118051-00	$750,000	09/01/2022	05/11/2023	Transferred
91X	BIPD/Primary	ACCREDITED SPECIALTY INSURANCE COMPANY	2-FLP-IL-19-S0118051-00	$750,000	09/01/2022	05/20/2023	Cancelled
91X	BIPD/Primary	ARTISAN & TRUCKERS CASUALTY COMPANY	CA01066287	$750,000	09/01/2019	09/01/2022	Replaced
91X	BIPD/Primary	KNIGHTBROOK INSURANCE COMPANY	KBI000030-00	$750,000	09/01/2018	09/01/2019	Replaced
91X	BIPD/Primary	ARTISAN & TRUCKERS CASUALTY COMPANY	CA3902097	$750,000	09/01/2016	09/01/2018	Replaced
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	CT00033625	$750,000	09/01/2015	09/01/2016	Cancelled
91X	BIPD/Primary	SPIRIT COMMERCIAL AUTO RR GROUP, INC	CAC 00001-03318-14	$750,000	09/01/2014	09/01/2015	Cancelled
91X	BIPD/Primary	ACE PROPERTY AND CASUALTY INSURANCE COMPANY	H 08673561 001	$750,000	09/01/2013	09/01/2014	Cancelled
91X	BIPD/Primary	ARTISAN & TRUCKERS CASUALTY COMPANY	CA 8201484	$1,000,000	09/01/2011	09/01/2013	Replaced
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	GWP81301A	$1,000,000	09/01/2010	09/01/2011	Cancelled
34	CARGO	GREAT WEST CASUALTY CO.	GWP81301A	$0	09/01/2010	09/01/2011	Cancelled
91X	BIPD/Primary	GREAT AMERICAN ASSURANCE COMPANY	TRP1667655 00	$750,000	09/01/2009	09/01/2010	Cancelled
34	CARGO	TRAVELERS PROPERTY CASUALTY CO. OF AMERICA	QT-660-9637M199-TIL-09	$0	09/01/2009	09/01/2010	Replaced
34	CARGO	FEDERAL INSURANCE CO.	463329	$0	05/24/2008	09/01/2009	Replaced
91X	BIPD/Primary	THE INSURANCE CO OF THE STATE OF PENNSYLVANIA	SFT 948477201	$1,000,000	05/24/2008	05/24/2009	Cancelled
91X	BIPD/Primary	LINCOLN GENERAL INSURANCE COMPANY	PAP 236212 0506	$750,000	05/24/2006	05/24/2008	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	467267	$750,000	05/24/2005	05/24/2005	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	467267	$750,000	05/24/2005	05/24/2005	Replaced
91X	BIPD/Primary	CANAL INSURANCE CO.	467267	$750,000	05/24/2005	05/24/2006	Cancelled
91X	BIPD/Primary	ILLINOIS NATIONAL INSURANCE CO.	SFT 2942370	$1,000,000	05/24/2004	05/24/2005	Cancelled
91X	BIPD/Primary	AMTRUST INSURANCE COMPANY	KMC1066115	$750,000	05/17/2023	03/22/2024	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN415100	$1,000,000	02/04/2004	05/25/2004	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC474730	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	09/04/2009	REVOKED	04/18/2023
MC474730	CONTRACT	INVOLUNTARY REVOCATION	08/08/2016	DISCONTINUED REVOCATION	09/01/2016
MC474730	CONTRACT	INVOLUNTARY REVOCATION	08/05/2015	DISCONTINUED REVOCATION	08/31/2015
MC474730	CONTRACT	INVOLUNTARY REVOCATION	08/05/2014	DISCONTINUED REVOCATION	08/28/2014
MC474730	CONTRACT	INVOLUNTARY REVOCATION	08/05/2011	DISCONTINUED REVOCATION	08/18/2011
MC474730	CONTRACT	INVOLUNTARY REVOCATION	08/05/2010	DISCONTINUED REVOCATION	08/11/2010
MC474730	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	06/05/2023	REVOKED	04/01/2024
MC474730	CONTRACT	INVOLUNTARY REVOCATION	04/28/2004	DISCONTINUED REVOCATION	06/02/2004
MC474730	CONTRACT	INVOLUNTARY REVOCATION	04/27/2006	DISCONTINUED REVOCATION	05/24/2006
MC474730	CONTRACT	INVOLUNTARY REVOCATION	04/27/2005	DISCONTINUED REVOCATION	05/25/2005
MC474730	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	02/12/2004	REVOKED	06/01/2009

No revocation records.

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90/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 90

90

−10

Starts at 100−10 totalFinal 90

MCS-150 update overdue−10

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.