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VALIDATED

STEVE EDWARDS

Trust Score

Excellent Why this score?

Company CheckSTEVE EDWARDS · DOT 4038055

DBA: WESTSIDE LOGISTICS

247 TURNPIKE RD, MADISONVILLE, TN, 37354

DOT# 4038055 MC# 284388 Madisonville, Tennessee 31 years

CARRIER & BROKER

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Power Units

Drivers

Crashes (24-Month)

Not reported

Insurance

Not Rated

Safety Rating

Inspections

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Contact Details

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Physical Address247 TURNPIKE RD, MADISONVILLE, TN, 37354

Mailing Address247 TURNPIKE RD, MADISONVILLE, TN, 37354

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusActive

Required$75,000 (FMCSA min)

Last checked09/15/2026

TypeSurety Bond (BMC-84)

Last filing on record10/01/2013

Surety / TrusteeSURETEC INSURANCE COMPANY

Contact☎ (818) 867-6900
🌐 suretec.com

Filings on record4

Bond history

SURETEC INSURANCE COMPANYsince Mar 6, 2025 · active

HUDSON INSURANCE COMPANYMar 2023 to Mar 2025 · CANCELLED

PACIFIC FINANCIAL ASSOCIATION, INC.Oct 2013 to Oct 2017 · CANCELLED

CALIFORNIA FACTORS & FINANCEMar 1995 to May 2000 · CANCELLED

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Operating Authorities

Authority TypeOTHER-BROKERAGE;AUTHORIZED FOR HIRE

Carrier OperationC - Intrastate (Non-Hazmat)

DocketMC284388

CommonInactive

ContractInactive

BrokerActive

Operating31 years

Operation Classification

Authorized For Hire

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

AmountNot reported

Type84

Effective03/06/2025

CompanySURETEC INSURANCE COMPANY

Policy #3532025

Last checked09/15/2026

Quick Facts

StatusActive

TypeCarrier & Broker

Fleet1 units

Operating31 years

MCS-15003/2023

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
85	TRUST FUND	PACIFIC FINANCIAL ASSOCIATION, INC.	NONE	$0	10/01/2013	10/08/2017	Cancelled
85	TRUST FUND	PACIFIC FINANCIAL ASSOCIATION, INC.	NONE	$0	04/29/2004	10/01/2013	Replaced
34	CARGO	NAVIGATORS INSURANCE COMPANY	96A 0311 96	$0	03/21/1996	02/06/1997	Replaced
34	CARGO	NAVIGATORS INSURANCE COMPANY	96A 0311 96	$0	03/21/1996	03/21/1997	Cancelled
85	TRUST FUND	CALIFORNIA FACTORS & FINANCE		$0	03/21/1995	05/15/2000	Cancelled
34	CARGO	INSURANCE CORPORATION OF HANNOVER	H720000664	$0	03/17/2001	03/01/2002	Replaced
34	CARGO	FIRST NATIONAL INSURANCE COMPANY OF AM	CP7157030	$0	03/17/2000	03/17/2001	Replaced
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	BH5148	$0	03/17/1999	03/17/2000	Cancelled
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA 63 55 56	$750,000	03/15/1995	02/20/1996	Replaced
34	CARGO	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA 63 55 56	$0	03/15/1995	02/20/1996	Replaced
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA 63 55 56	$750,000	03/15/1995	02/20/1996	Cancelled
34	CARGO	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA 63 55 56	$0	03/15/1995	02/20/1996	Cancelled
84	SURETY	HUDSON INSURANCE COMPANY	10145746	$0	03/06/2023	03/06/2025	Cancelled
34	CARGO	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA 67 15 50	$0	03/01/2002	04/09/2003	Cancelled
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA 67 15 50	$1,000,000	03/01/2002	04/09/2003	Cancelled
91X	BIPD/Primary	INSURANCE CORPORATION OF HANNOVER	H720000664	$1,000,000	03/01/2001	03/01/2002	Replaced
91X	BIPD/Primary	INSURANCE CORPORATION OF HANNOVER	H720000664	$1,000,000	03/01/2001	04/05/2002	Cancelled
91X	BIPD/Primary	INSURANCE CORPORATION OF HANNOVER	H720000178	$1,000,000	03/01/2000	03/01/2001	Replaced
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA 635556	$750,000	02/20/1996	03/13/1997	Cancelled
34	CARGO	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA 63 55 56	$0	02/20/1996	03/21/1996	Replaced
91X	BIPD/Primary	FIRE & CASUALTY INSURANCE CO. OF CONNECTICUT	TGC100276	$1,000,000	02/06/1997	03/01/2000	Replaced
91X	BIPD/Primary	FIRE & CASUALTY INSURANCE CO. OF CONNECTICUT	TGC100276	$1,000,000	02/06/1997	04/15/2000	Cancelled
34	CARGO	FIRE & CASUALTY INSURANCE CO. OF CONNECTICUT	TGC100276	$0	02/06/1997	03/17/1999	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC284388	MOTOR PROPERTY COMMON CARRIER	GRANTED	11/09/1995	REVOKED	06/25/2003
MC284388	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	10/03/1995	REVOKED	06/25/2003
MC284388	COMMON	INVOLUNTARY REVOCATION	08/19/1995	DISCONTINUED REVOCATION	10/13/1995
MC284388	COMMON	INVOLUNTARY REVOCATION	08/19/1995	DISCONTINUED REVOCATION	10/13/1995
MC284388	PROPERTY BROKER	REINSTATED	05/12/2004	REVOKED	10/16/2017
MC284388	PROPERTY BROKER	REINSTATED	04/04/2023	-	-
MC284388	PROPERTY BROKER	GRANTED	04/03/1995	REVOKED	07/31/2000
MC284388	BROKER	INVOLUNTARY REVOCATION	02/07/2025	DISCONTINUED REVOCATION	03/07/2025

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

90/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 90

−10

Starts at 100−10 totalFinal 90

MCS-150 update overdue−10

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active broker authority.

Active insurance on file

Active broker authority on file, FMCSA requires a BMC-84 surety bond to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

STEVE EDWARDS

Trust Score

Company Information

Contact Details

Broker Surety Bond FMCSA BMC-84/85

Operating Authorities

Operation Classification

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Licensing & Insurance

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