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VALIDATED

BANNER WHOLESALE DISTRIBUTORS INC

Trust Score

Excellent Why this score?

Company CheckBANNER WHOLESALE DISTRIBUTORS INC · DOT 403044

81 PARKLANE DR, KALISPELL, MT, 59901

DOT# 403044 MC# 234731 Kalispell, Montana 34 years

CARRIER & BROKER

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1

Power Units

1

Drivers

0

Crashes (24-Month)

$750,000

Insurance

Satisfactory

Safety Rating

0

Inspections

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SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

2 events tracked · latest Sep 9, 2026 ↓ Show details ↓

Identity & ownership 1

Jul 4, 2026
Authority reinstated detected in FMCSA records.

Insurance 1

Current
Active insurance on file ($750,000).

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameBANNER WHOLESALE DISTRIBUTORS INC

DOT Number403044

MC Number234731

Entity TypeCarrier & Broker

Operating StatusA - Active

LocationKalispell, Montana

Added07/30/1990

MCS-15001/10/2024

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address81 PARKLANE DR, KALISPELL, MT, 59901

Mailing Address81 PARKLANE DR, KALISPELL, MT, 59901

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusActive

On File (FMCSA)None on file

VerifiedFMCSA · 06/02/2026

Required$75,000 (FMCSA min)

Last checked09/09/2026

TypeOn file with FMCSA

Never get caught by a dead bond. Daily checks, same-day email alerts.

Watch this broker

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC234731

CommonInactive

ContractInactive

BrokerNot Active

Operating34 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage20,000 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

1

Interstate

0

Intrastate

0

CDL

1

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingSatisfactory

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Last Review08/09/2002

Insurance

Amount$750,000

Type91X

VerifiedFMCSA · 06/02/2026

CompanyUNITED FINANCIAL CASUALTY COMPANY

Policy #CA994574663

Last checked09/09/2026

Quick Facts

StatusActive

TypeCarrier & Broker

Fleet1 units

Drivers1

Mileage20,000 mi

Operating34 years

MCS-15001/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Safety RatingSatisfactory

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Last FMCSA Review: 08/09/2002 | Rated: 08/21/2002

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN317486	$750,000	12/06/2022	05/30/2024	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN364933	$750,000	12/03/2024	03/07/2025	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN317486	$750,000	11/08/2022	12/06/2022	Cancelled
34	CARGO	NORTHLAND INSURANCE COMPANY	TN433347	$0	09/12/2005	04/30/2007	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN433347	$750,000	09/12/2005	04/30/2007	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN317486	$750,000	08/05/2022	11/08/2022	Cancelled
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	LTO0026745	$750,000	08/03/2016	01/08/2018	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN317486	$750,000	07/08/2022	08/05/2022	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN140878	$750,000	06/26/2014	04/27/2015	Cancelled
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA 2080049	$750,000	06/10/2020	04/27/2021	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN364933	$750,000	05/30/2024	01/06/2025	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN364933	$750,000	05/30/2024	12/03/2024	Replaced
34	CARGO	NORTHLAND INSURANCE COMPANY	TN564325	$0	04/30/2007	06/03/2011	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN564325	$750,000	04/30/2007	06/26/2014	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN317486	$750,000	04/27/2022	07/08/2022	Cancelled
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	LTO0041799	$750,000	04/27/2021	01/05/2022	Cancelled
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	LTO0024651	$750,000	04/27/2015	08/03/2016	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN372676	$750,000	03/24/2003	02/13/2004	Cancelled
34	CARGO	NORTHLAND INSURANCE COMPANY	TN372676	$0	03/24/2003	02/13/2004	Cancelled
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	440881	$750,000	03/24/2002	03/24/2003	Replaced
34	CARGO	CAROLINA CASUALTY INSURANCE CO.	440881	$0	03/24/2002	03/24/2003	Replaced
91X	BIPD/Primary	WILSHIRE INSURANCE COMPANY	BA2487847	$750,000	03/24/2001	03/24/2002	Replaced
34	CARGO	WILSHIRE INSURANCE COMPANY	BA2487847	$0	03/24/2001	03/24/2002	Replaced
34	CARGO	GULF INSURANCE CO.	GA 0474625-00	$0	03/24/2000	03/24/2000	Replaced
91X	BIPD/Primary	GULF INSURANCE CO.	GA 0474625-00	$750,000	03/24/2000	03/24/2001	Replaced
91X	BIPD/Primary	GULF INSURANCE CO.	GA 0474625-00	$750,000	03/24/2000	04/21/2001	Cancelled
34	CARGO	GULF INSURANCE CO.	GA 0474625-00	$0	03/24/2000	03/24/2001	Replaced
34	CARGO	GULF INSURANCE CO.	GA 0474625-00	$0	03/24/2000	04/21/2001	Cancelled
91X	BIPD/Primary	GULF INSURANCE CO.	GA 0474625-00	$750,000	03/24/2000	03/24/2000	Replaced
91X	BIPD/Primary	GULF INSURANCE CO.	GA 0474625-00	$750,000	03/24/2000	02/02/2001	Cancelled
34	CARGO	GULF INSURANCE CO.	GA 0474625-00	$0	03/24/2000	02/02/2001	Cancelled
91X	BIPD/Primary	TRAVELERS INDEMNITY COMPANY	7LHT-227 T 488-0-97	$750,000	03/24/1997	03/24/2000	Replaced
34	CARGO	TRAVELERS INDEMNITY COMPANY	7MTC-227 T 863-3-97	$0	03/24/1997	03/24/2000	Replaced
91X	BIPD/Primary	TRAVELERS INDEMNITY COMPANY	LHT227T488097	$750,000	03/24/1997	08/11/1999	Cancelled
34	CARGO	TRAVELERS INDEMNITY COMPANY	7MTC227T863397	$0	03/24/1997	08/11/1999	Cancelled
91X	BIPD/Primary	TRAVELERS INDEMNITY COMPANY	7LHT-227 T 488-0-97	$750,000	03/24/1997	05/31/2000	Cancelled
34	CARGO	TRAVELERS INDEMNITY COMPANY	7MTC-227 T 863-3-97	$0	03/24/1997	05/31/2000	Cancelled
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	409952	$750,000	03/24/1995	01/08/1996	Cancelled
34	CARGO	CAROLINA CASUALTY INSURANCE CO.	409952	$0	03/24/1995	01/08/1996	Cancelled
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	409952	$750,000	03/24/1995	01/08/1995	Replaced
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	LTO0041799	$750,000	03/09/2022	04/27/2022	Cancelled
34	CARGO	NORTHLAND INSURANCE COMPANY	T 069450	$0	02/17/1994	03/24/1995	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	T 069450	$750,000	02/17/1994	03/24/1995	Replaced
34	CARGO	NORTHLAND INSURANCE COMPANY	TN372676	$0	02/13/2004	09/12/2005	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN372676	$750,000	02/13/2004	09/12/2005	Cancelled
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	LTO0033155	$750,000	01/08/2018	06/04/2020	Cancelled
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	409952	$750,000	01/08/1996	04/14/1997	Cancelled
34	CARGO	CAROLINA CASUALTY INSURANCE CO.	409952	$0	01/08/1996	04/14/1997	Cancelled
91X	BIPD/Primary	CAROLINA CASUALTY INSURANCE CO.	409952	$750,000	01/08/1995	01/08/1996	Replaced
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	LTO0041799	$750,000	01/05/2022	01/05/2022	Replaced
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	LTO0041799	$750,000	01/05/2022	03/09/2022	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC234731	CONTRACT	INVOLUNTARY REVOCATION	12/12/2017	DISCONTINUED REVOCATION	12/19/2017
MC234731	COMMON	INVOLUNTARY REVOCATION	12/12/2017	DISCONTINUED REVOCATION	12/19/2017
MC234731	CONTRACT	INVOLUNTARY REVOCATION	11/15/2005	DISCONTINUED REVOCATION	01/04/2006
MC234731	COMMON	INVOLUNTARY REVOCATION	11/15/2005	DISCONTINUED REVOCATION	01/04/2006
MC234731	PROPERTY BROKER	DISMISSED	09/25/1996	-	-
MC234731	CONTRACT	INVOLUNTARY REVOCATION	07/07/2016	DISCONTINUED REVOCATION	07/08/2016
MC234731	COMMON	INVOLUNTARY REVOCATION	07/07/2016	DISCONTINUED REVOCATION	07/08/2016
MC234731	MOTOR PROPERTY COMMON CARRIER	REINSTATED	06/17/2020	REVOKED	03/17/2025
MC234731	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	06/17/2020	REVOKED	03/17/2025
MC234731	CONTRACT	INVOLUNTARY REVOCATION	05/30/2014	DISCONTINUED REVOCATION	06/04/2014
MC234731	COMMON	INVOLUNTARY REVOCATION	05/30/2014	DISCONTINUED REVOCATION	06/04/2014
MC234731	COMMON	INVOLUNTARY REVOCATION	05/08/1997	DISCONTINUED REVOCATION	05/13/1997
MC234731	CONTRACT	INVOLUNTARY REVOCATION	05/08/1997	DISCONTINUED REVOCATION	05/13/1997
MC234731	COMMON	INVOLUNTARY REVOCATION	04/18/1997	DISCONTINUED REVOCATION	05/13/1997
MC234731	COMMON	INVOLUNTARY REVOCATION	04/03/2007	DISCONTINUED REVOCATION	04/30/2007
MC234731	CONTRACT	INVOLUNTARY REVOCATION	04/03/2007	DISCONTINUED REVOCATION	04/30/2007
MC234731	CONTRACT	INVOLUNTARY REVOCATION	03/31/2022	DISCONTINUED REVOCATION	04/22/2022
MC234731	COMMON	INVOLUNTARY REVOCATION	03/31/2022	DISCONTINUED REVOCATION	04/22/2022
MC234731	COMMON	INVOLUNTARY REVOCATION	03/31/2015	DISCONTINUED REVOCATION	04/28/2015
MC234731	CONTRACT	INVOLUNTARY REVOCATION	03/31/2015	DISCONTINUED REVOCATION	04/28/2015
MC234731	CONTRACT	INVOLUNTARY REVOCATION	03/22/1991	DISCONTINUED REVOCATION	04/16/1991
MC234731	MOTOR PROPERTY COMMON CARRIER	GRANTED	02/24/1992	REVOKED	06/10/2020
MC234731	COMMON	INVOLUNTARY REVOCATION	02/17/1994	DISCONTINUED REVOCATION	03/11/1994
MC234731	CONTRACT	INVOLUNTARY REVOCATION	02/17/1994	DISCONTINUED REVOCATION	03/08/1994
MC234731	COMMON	INVOLUNTARY REVOCATION	02/17/1994	DISCONTINUED REVOCATION	03/11/1994
MC234731	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	01/07/1992	REVOKED	06/10/2020

No revocation records.

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90/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 90

90

−10

Starts at 100−10 totalFinal 90

MCS-150 update overdue−10

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

Satisfactory FMCSA safety rating.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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