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STEVE ANDERSON

Trust Score

Excellent Why this score?

Company CheckSTEVE ANDERSON · DOT 392559

DBA: ANDERSON CONSTRUCTION

604 SOUTH INDUSTRIAL BLVD, BORGER, TX, 79007

DOT# 392559 MC# 282478 Borger, Texas 31 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

3 events tracked · latest Sep 17, 2026 ↓ Show details ↓

Safety & compliance 2

Jun 16, 2026
Clean roadside inspection, no violations.
Nov 12, 2024
Roadside inspection, 1 violation (no OOS).

Insurance 1

Current
Active insurance on file ($1,000,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address604 SOUTH INDUSTRIAL BLVD, BORGER, TX, 79007

Mailing AddressP O BOX 292, FRITCH, TX, 79036

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC282478

CommonActive

ContractActive

BrokerNot Active

Operating31 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure .75 · 1 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage15,000 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$1,000,000

Type91X

VerifiedFMCSA · 06/02/2026

CompanyMID-CONTINENT CASUALTY CO.

Policy #04CA2846245

Last checked09/16/2026

Quick Facts

StatusActive

TypeCarrier

Fleet8 units

Drivers3

Mileage15,000 mi

Operating31 years

MCS-15003/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total1

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total1

Out of Service0

OOS Rate0.0%

National Avg20.7%

Below National Average

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

1 · 0 OOS -

2026

1 · 0 OOS =

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jun 2026, 2 inspections, 0 resulted in out-of-service (0% OOS rate).

Clean, no out-of-service violations in the last 24 months.

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

1 roadside violations across 2 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 1 violation · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (2)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
06/16/2026	TX	Walk-Around (Level II)	334M IH40 BL WB	0	0	0	0	0	0	-	▲Detail
11/12/2024	TX	Full (Level I)	IH27 MM 97	1	0	0	0	1	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections2

Vehicle Maintenance 1 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	NATIONAL AMERICAN INSURANCE COMPANY	OA21100542	$1,000,000	12/13/2015	09/19/2016	Replaced
91X	BIPD/Primary	NATIONAL AMERICAN INSURANCE COMPANY	OA21100442	$1,000,000	12/13/2014	12/13/2015	Replaced
91X	BIPD/Primary	NATIONAL AMERICAN INSURANCE COMPANY	OA21100342	$1,000,000	12/13/2013	12/13/2014	Replaced
91X	BIPD/Primary	NATIONAL AMERICAN INSURANCE COMPANY	OA21100242	$1,000,000	12/13/2012	01/23/2013	Replaced
91X	BIPD/Primary	NATIONAL AMERICAN INSURANCE COMPANY	OA21100242	$1,000,000	12/13/2012	02/03/2013	Cancelled
91X	BIPD/Primary	NATIONAL AMERICAN INSURANCE COMPANY	OA21100142	$1,000,000	12/13/2011	12/13/2012	Replaced
91X	BIPD/Primary	STAR INSURANCE COMPANY	CA0327605	$1,000,000	12/13/2006	12/13/2011	Replaced
91X	BIPD/Primary	BITCO GENERAL INSURANCE CORPORATION	CAP1823954	$1,000,000	11/12/1994	06/07/1998	Name Changed
91X	BIPD/Primary	NATIONAL AMERICAN INSURANCE COMPANY	OA21101042	$1,000,000	09/19/2020	10/23/2021	Cancelled
91X	BIPD/Primary	NATIONAL AMERICAN INSURANCE COMPANY	OA21101042	$1,000,000	09/19/2020	09/19/2021	Replaced
91X	BIPD/Primary	NATIONAL AMERICAN INSURANCE COMPANY	OA21100942	$1,000,000	09/19/2019	09/19/2020	Replaced
91X	BIPD/Primary	NATIONAL AMERICAN INSURANCE COMPANY	OA21100842	$1,000,000	09/19/2018	09/19/2019	Replaced
91X	BIPD/Primary	NATIONAL AMERICAN INSURANCE COMPANY	OA21100742	$1,000,000	09/19/2017	09/19/2018	Replaced
91X	BIPD/Primary	NATIONAL AMERICAN INSURANCE COMPANY	OA21100642	$1,000,000	09/19/2016	09/19/2017	Replaced
91X	BIPD/Primary	GAINSCO COUNTY MUTUAL INSURANCE CO.	GBA111063	$1,000,000	05/11/1998	05/11/1999	Cancelled
34	CARGO	UNDERWRITERS AT LLOYDS LONDON	71013	$0	05/11/1998	05/11/1999	Cancelled
34	CARGO	FIDELITY & CASUALTY CO. OF NEW YORK	IM 958214	$0	03/15/1995	05/24/1996	Cancelled
91X	BIPD/Primary	EMPIRE FIRE & MARINE INSURANCE CO.	EFM116637	$1,000,000	03/04/2005	02/02/2006	Cancelled
34	CARGO	FEDERAL INSURANCE CO.	453628	$0	02/13/2004	12/13/2006	Replaced
34	CARGO	FEDERAL INSURANCE CO.	451330	$0	02/13/2003	03/04/2004	Cancelled
34	CARGO	EMPIRE FIRE & MARINE INSURANCE CO.	CL482674	$0	01/24/2003	02/13/2003	Replaced
91X	BIPD/Primary	EMPIRE FIRE & MARINE INSURANCE CO.	EFM116637	$1,000,000	01/24/2003	03/04/2005	Replaced
91X	BIPD/Primary	NATIONAL AMERICAN INSURANCE COMPANY	OA21100242	$1,000,000	01/23/2013	12/13/2013	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC282478	COMMON	INVOLUNTARY REVOCATION	09/27/2021	DISCONTINUED REVOCATION	09/30/2021
MC282478	CONTRACT	INVOLUNTARY REVOCATION	09/27/2021	DISCONTINUED REVOCATION	09/30/2021
MC282478	MOTOR PROPERTY COMMON CARRIER	GRANTED	09/26/1995	REVOKED	08/22/1996
MC282478	PROPERTY BROKER	DISMISSED	08/24/1995	-	-
MC282478	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	06/01/1995	REVOKED	07/30/1999
MC282478	MOTOR PROPERTY COMMON CARRIER	REINSTATED	05/22/1998	REVOKED	07/30/1999
MC282478	COMMON	INVOLUNTARY REVOCATION	02/27/2004	DISCONTINUED REVOCATION	03/10/2004
MC282478	MOTOR PROPERTY COMMON CARRIER	REINSTATED	02/06/2003	REVOKED	02/08/2006
MC282478	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	02/06/2003	REVOKED	02/08/2006
MC282478	COMMON	INVOLUNTARY REVOCATION	01/22/2013	DISCONTINUED REVOCATION	01/24/2013
MC282478	CONTRACT	INVOLUNTARY REVOCATION	01/22/2013	DISCONTINUED REVOCATION	01/24/2013
MC282478	MOTOR PROPERTY COMMON CARRIER	REINSTATED	01/22/2013	-	-
MC282478	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	01/22/2013	-	-

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

STEVE ANDERSON

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (2)

Safety Performance Percentiles

Licensing & Insurance

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