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SAIF N&H INC

Trust Score

Excellent Why this score?

Company CheckSAIF N&H INC · DOT 3923402

7000 SOUTHWEST HWY SWT 205, CHICAGO RIDGE, IL, 60415

DOT# 3923402 MC# 1451925 Chicago Ridge, Illinois 4 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

6 events tracked · latest Oct 28, 2026 ↓ Show details ↓

Safety & compliance 4

Jul 8, 2025
Roadside inspection, 4 violations (no OOS).
Jun 16, 2025
Clean roadside inspection, no violations.
May 14, 2025
Roadside inspection, 1 violation (no OOS).
Mar 7, 2025
Clean roadside inspection, no violations.

Insurance 2

Current
Active insurance on file through ARTISAN & TRUCKERS CASUALTY COMPANY ($750).
Jul 17, 2026
Insurance policy cancelled (EVERSPAN INSURANCE COMPANY).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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Physical Address7000 SOUTHWEST HWY SWT 205, CHICAGO RIDGE, IL, 60415

Mailing Address7000 SOUTHWEST HWY SWT 205, CHICAGO RIDGE, IL, 60415

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC1451925

CommonActive

ContractNot Active

BrokerNot Active

Operating4 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 1.22 · 3 insp with violations

Below cutoff

Hours-of-Service Compliance

measure .63 · 1 insp with violations

Below cutoff

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 4.37 · 4 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage3,503,566 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS37.5% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$750,000

Type91X

Effective10/24/2025

CompanyEVERSPAN INSURANCE COMPANY

Policy #CW3EVR-008532-02

Last checked10/28/2026

Active Policies1

Quick Facts

StatusActive

TypeCarrier

Fleet10 units

Drivers10

Mileage3,503,566 mi

Operating4 years

MCS-15006/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total11

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total8

Out of Service3

OOS Rate37.5%

National Avg20.7%

Above National Average

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

2 · 0 OOS -

2025

9 · 3 OOS ▲

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jul 2025, 11 inspections, 3 resulted in out-of-service (27.3% OOS rate).

Vehicle Out-of-Service 3 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

19 roadside violations across 11 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 8 violations · 3 OOS

Unsafe Driving 7 violations · 0 OOS

Hours-of-Service (HOS) Compliance 3 violations · 0 OOS

Driver Fitness 1 violation · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (11)

Date	State	Level	Location	Violations	OOS	Driver Viol	Vehicle Viol	Vehicle OOS	HazMat
07/08/2025	AZ	Walk-Around (Level II)	PHOENIX AZ	4	0	0	0	0	-	▲Detail
06/16/2025	GA	Driver-Only (Level III)	MACON GA	0	0	0	0	0	-	▲Detail
05/14/2025	GA	Driver-Only (Level III)	HAHIRA GA	1	0	0	0	0	-	▲Detail
03/07/2025	KY	Full (Level I)	LONDON	0	0	0	0	0	-	▲Detail
02/04/2025	CA	Walk-Around (Level II)	BARSTOW AREA	1	0	1	0	0	-	▲Detail
01/21/2025	UT	Full (Level I)	GREEN RIVER UT	5	1	0	0	1	-	▲Detail
01/07/2025	FL	Walk-Around (Level II)	JASPER FL	3	1	0	0	1	-	▲Detail
01/05/2025	CA	Full (Level I)	MT PASS JPOE	0	0	0	0	0	-	▲Detail
01/05/2025	CA	Full (Level I)	MT. PASS JPOE CVEF	1	1	0	1	1	-	▲Detail
12/31/2024	NM	Driver-Only (Level III)	GALLUP PORT OF ENTRY	0	0	0	0	0	-	▲Detail
11/12/2024	TN	Full (Level I)	NEWPORT TN	4	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections11

Unsafe Driving 3 viols

HOS Compliance 1 viols

Vehicle Maintenance 4 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	EVERSPAN INSURANCE COMPANY	CW3EVR-008532-02	$750,000	10/24/2025	07/17/2026	-
91X	BIPD/Primary	SUTTON NATIONAL	SNWH02000000012-00	$750,000	10/24/2023	10/24/2024	Cancelled
91X	BIPD/Primary	HUDSON INSURANCE COMPANY	BUI-013455	$1,000,000	08/09/2023	10/24/2023	Replaced
91X	BIPD/Primary	HUDSON INSURANCE COMPANY	BUI-013455	$1,000,000	08/09/2023	10/25/2023	Cancelled
91X	BIPD/Primary	ARTISAN & TRUCKERS CASUALTY COMPANY	CA972130412	$750,000	08/08/2023	08/09/2023	Replaced
91X	BIPD/Primary	AMTRUST INSURANCE COMPANY	KMC1065193	$750,000	08/08/2022	06/02/2023	Replaced
91X	BIPD/Primary	AMTRUST INSURANCE COMPANY	KMC1065193	$750,000	08/08/2022	06/27/2023	Name Changed
91X	BIPD/Primary	ARTISAN & TRUCKERS CASUALTY COMPANY	CA877108103	$750,000	07/16/2026	-	-
91X	BIPD/Primary	AMTRUST INSURANCE COMPANY	KMC1065193	$750,000	06/02/2023	08/08/2023	Cancelled

Form	Type	Insurance Company	Policy	Coverage	Effective
91X	BIPD/Primary	ARTISAN & TRUCKERS CASUALTY COMPANY	CA877108103	$750,000	07/16/2026

Docket	Type	Action	Served	Disposition	Disp Date
MC1451925	COMMON	INVOLUNTARY REVOCATION	09/28/2023	DISCONTINUED REVOCATION	10/13/2023
MC1451925	COMMON	INVOLUNTARY REVOCATION	09/27/2024	DISCONTINUED REVOCATION	10/24/2024
MC1451925	MOTOR PROPERTY COMMON CARRIER	GRANTED	08/12/2022	-	-
MC1451925	COMMON	INVOLUNTARY REVOCATION	07/12/2023	DISCONTINUED REVOCATION	08/09/2023
MC1451925	COMMON	INVOLUNTARY REVOCATION	05/25/2023	DISCONTINUED REVOCATION	06/08/2023

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

92/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 92

Starts at 100−8 totalFinal 92

Vehicle out-of-service rate above national average−5

Moderate operating history (3-5 years)−3

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-5

Vehicle out-of-service rate above national average

Vehicle OOS 37.5% vs national avg 20.72%.

-3

Moderate operating history (3-5 years)

Authority granted about 4 years ago.

Where this company lands, risk scales

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 37.5% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

SAIF N&H INC

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (11)

Safety Performance Percentiles

Licensing & Insurance

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