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FM ENTERPRISE LLC

Trust Score

Excellent Why this score?

Company CheckFM ENTERPRISE LLC · DOT 3763774

675 CLEO AVE, LANCASTER, KY, 40444

DOT# 3763774 MC# 1404161 Lancaster, Kentucky 4 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

8 events tracked · latest Sep 9, 2026 ↓ Show details ↓

Safety & compliance 7

Aug 7, 2026
Roadside inspection, 1 out-of-service violation.
Aug 7, 2026
Clean roadside inspection, no violations.
Jul 22, 2026
Roadside inspection, 1 violation (no OOS).
May 25, 2026
Roadside inspection, 1 violation (no OOS).
May 6, 2025
DISMISSED PROPERTY BROKER.
Jan 12, 2025
Crash reported (no fatalities).
Dec 16, 2024
Crash reported (no fatalities).

Insurance 1

Current
Active insurance on file ($750,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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EmailSign in to view

Physical Address675 CLEO AVE, LANCASTER, KY, 40444

Mailing Address675 CLEO AVE, LANCASTER, KY, 40444

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC1404161

CommonActive

ContractNot Active

BrokerNot Active

Operating4 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 4.11 · 4 insp with violations

Below cutoff

Hours-of-Service Compliance

measure .13 · 2 insp with violations

Below cutoff

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 1 · 1 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage300,846 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)2

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Last Review04/26/2023

Insurance

Amount$750,000

Type91X

VerifiedFMCSA · 07/16/2026

CompanyTRISURA INSURANCE COMPANY

Policy #29T100609

Last checked09/08/2026

Quick Facts

StatusActive

TypeCarrier

Fleet11 units

Drivers14

Mileage300,846 mi

Operating4 years

MCS-15002/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)2

Fatal0

Injury0

Tow-Away2

Driver Inspections

Total17

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total4

Out of Service0

OOS Rate0.0%

National Avg20.7%

Below National Average

Last FMCSA Review: 04/26/2023

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

3 · 0 OOS -

2024

7 · 0 OOS =

2025

5 · 0 OOS =

2026

10 · 1 OOS ▲

Crashes

2023

0 crashes -

2024

1 crash ▲

2025

1 crash =

2026

0 crashes ▼

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Aug 2026, 17 inspections, 1 resulted in out-of-service (5.9% OOS rate).

Vehicle Out-of-Service 1 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (2)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
01/12/2025	ROCK SPRINGS	WY	0	0	1	2	Clear	Dry	Daylight
12/16/2024	NON-CITY OR UNINCORPORATE	MO	0	0	1	1	Rain	Wet	Dawn

Roadside Violations by Safety Category Last 24 months

14 roadside violations across 17 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 6 violations · 1 OOS

Unsafe Driving 6 violations · 0 OOS

Hours-of-Service (HOS) Compliance 2 violations · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (25)

Date	State	Level	Location	Violations	OOS	Driver Viol	Vehicle Viol	Vehicle OOS	HazMat
08/07/2026	CA	Full (Level I)	CA	4	1	0	4	1	-	▲Detail
08/07/2026	CA	Full (Level I)	CA	0	0	0	0	0	-	▲Detail
07/22/2026	CO	Walk-Around (Level II)	FORT COLLINS CO	1	0	0	1	0	-	▲Detail
05/25/2026	NV	Driver-Only (Level III)	NV	1	0	1	0	0	-	▲Detail
05/11/2026	KY	Full (Level I)	LONDON	0	0	0	0	0	-	▲Detail
04/10/2026	KS	Walk-Around (Level II)	KS	1	0	0	1	0	-	▲Detail
03/23/2026	NE	Driver-Only (Level III)	ON PROSPECTOR DR, 482 FEET EAS	1	0	0	0	0	-	▲Detail
01/23/2026	IN	Driver-Only (Level III)	COLUMBUS IN	1	0	1	0	0	-	▲Detail
01/18/2026	WY	Walk-Around (Level II)	CHEYENNE I-80 POE	1	0	1	0	0	-	▲Detail
01/12/2026	CA	Driver-Only (Level III)	DONNER PASS CVEF	0	0	0	0	0	-	▲Detail
09/28/2025	CA	Driver-Only (Level III)	DONNER PASS IF	1	0	1	0	0	-	▲Detail
04/28/2025	NC	Driver-Only (Level III)	FORSYTH COUNTY, US 421 NORTH	0	0	0	0	0	-	▲Detail
03/21/2025	KY	Full (Level I)	LEXINGTON	0	0	0	0	0	-	▲Detail
02/13/2025	KY	Driver-Only (Level III)	MOUNT VERNON	0	0	0	0	0	-	▲Detail
01/30/2025	UT	Driver-Only (Level III)	MAGNA UT	2	0	0	0	0	-	▲Detail
10/14/2024	SD	Driver-Only (Level III)	CASTLEWOOD SD	0	0	0	0	0	-	▲Detail
09/11/2024	NE	Driver-Only (Level III)	HIGH POINT WELCOME CENTER KIMB	0	0	0	0	0	-	▲Detail
07/26/2024	NV	Driver-Only (Level III)	GARSON CHECKPOINT	0	0	0	0	0	-	▲Detail
06/28/2024	CA	Driver-Only (Level III)	DONNER PASS CVEF	0	0	0	0	0	-	▲Detail
06/18/2024	IL	Driver-Only (Level III)	I-70	0	0	0	0	0	-	▲Detail
01/17/2024	NV	Driver-Only (Level III)	IR80 E/B	0	0	0	0	0	-	▲Detail
01/11/2024	CA	Walk-Around (Level II)	CITRUS HEIGHTS CA	1	0	0	0	0	-	▲Detail
10/27/2023	KY	Driver-Only (Level III)	VERSAILLES	1	0	1	0	0	-	▲Detail
09/26/2023	CA	Walk-Around (Level II)	I-80 AT SR-49	1	0	1	0	0	-	▲Detail
09/06/2023	TN	Full (Level I)	THP 5 I-81 GREENE SCALES	1	0	0	1	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections15

Unsafe Driving 4 viols

HOS Compliance 2 viols

Vehicle Maintenance 1 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA04392531	$750,000	03/31/2022	03/14/2023	Replaced
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA04392531	$750,000	03/31/2022	03/30/2023	Cancelled
91X	BIPD/Primary	BENCHMARK INSURANCE COMPANY	FLCA-1926-03006	$750,000	03/14/2024	03/14/2025	Replaced
91X	BIPD/Primary	INDEMNITY INSURANCE CO. OF NORTH AMERICA	MMT H25549090	$1,000,000	03/14/2023	03/14/2024	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC1404161	PROPERTY BROKER	DISMISSED	05/06/2025	-	-
MC1404161	MOTOR PROPERTY COMMON CARRIER	GRANTED	04/26/2022	-	-
MC1404161	COMMON	INVOLUNTARY REVOCATION	03/03/2023	DISCONTINUED REVOCATION	03/15/2023
MC1404161	COMMON	INVOLUNTARY REVOCATION	02/16/2024	DISCONTINUED REVOCATION	03/12/2024

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

94/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 94

Starts at 100−6 totalFinal 94

Moderate operating history (3-5 years)−3

Crashes on record (rate-adjusted)−3

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-3

Moderate operating history (3-5 years)

Authority granted about 4 years ago.

-3

Crashes on record (rate-adjusted)

Crash rate: 2 crash(es) across 11 vehicles (~0.18 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Where this company lands, risk scales

Crash history (rate-adjusted)−3 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 2 crash(es) across 11 vehicles (~0.18 per vehicle); none fatal. Scaled to fleet size and fatal severity.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

FM ENTERPRISE LLC

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (2)

Roadside Violations by Safety Category Last 24 months

Inspection Records (25)

Safety Performance Percentiles

Licensing & Insurance

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