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HAPPY LOADING LLC

Trust Score

Good Why this score?

Company CheckHAPPY LOADING LLC · DOT 3763010

2685 20TH AVE SE, NAPLES, FL, 34117-4663

DOT# 3763010 MC# 1340411 Naples, Florida 3 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

Not reported

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

4 events tracked · latest Jul 16, 2025 ↓ Show details ↓

Safety & compliance 4

Jul 16, 2025
Roadside inspection, 1 violation (no OOS).
Apr 3, 2025
Roadside inspection, 4 violations (no OOS).
Apr 2, 2025
Roadside inspection, 2 violations (no OOS).
Feb 18, 2025
Roadside inspection, 7 violations (no OOS).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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Physical Address2685 20TH AVE SE, NAPLES, FL, 34117-4663

Mailing Address2685 20TH AVE SE, NAPLES, FL, 34117-4663

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationC - Intrastate (Non-Hazmat)

DocketMC1340411

CommonActive

ContractNot Active

BrokerNot Active

Operating3 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 2.5 · 5 insp with violations

Below cutoff

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 1 · 2 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage350 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)1

Fatal0

Driver OOS12.5% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

AmountNot reported

Type91X

Effective04/11/2025

CompanyUNIVERSAL CASUALTY RISK RETENTION GROUP, INC

Policy #URG-02117

Last checked08/12/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers1

Mileage350 mi

Operating3 years

MCS-15011/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)1

Fatal0

Injury0

Tow-Away1

Driver Inspections

Total8

Out of Service1

OOS Rate12.5%

National Avg5.5%

Above National Average

Vehicle Inspections

Total5

Out of Service0

OOS Rate0.0%

National Avg20.7%

Below National Average

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

4 · 1 OOS -

2025

4 · 0 OOS ▼

Crashes

2024

1 crash -

2025

0 crashes ▼

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jul 2025, 6 inspections, 0 resulted in out-of-service (0% OOS rate).

Clean, no out-of-service violations in the last 24 months.

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (1)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
06/03/2024	UNINCORPORATED	FL	0	0	1	2	Clear	Dry	Daylight

Roadside Violations by Safety Category Last 24 months

17 roadside violations across 6 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 5 violations · 0 OOS

Unsafe Driving 5 violations · 0 OOS

Hours-of-Service (HOS) Compliance 4 violations · 0 OOS

Other (General) 3 violations · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (8)

Date	State	Level	Location	Violations	OOS	Driver OOS	Vehicle Viol	HazMat
07/16/2025	FL	Driver-Only (Level III)	COTTONDALE FL	1	0	0	0	-	▲Detail
04/03/2025	CO	Driver-Only (Level III)	DUMONT CO	4	0	0	0	-	▲Detail
04/02/2025	CO	Driver-Only (Level III)	MONUMENT CO	2	0	0	0	-	▲Detail
02/18/2025	TN	Full (Level I)	MOHAWK TN	7	0	0	0	-	▲Detail
11/26/2024	LA	Full (Level I)	LA	1	0	0	1	-	▲Detail
08/28/2024	MS	Full (Level I)	OSYKA INSPECTION STATION	2	0	0	2	-	▲Detail
07/18/2024	MO	Walk-Around (Level II)	WILLIAMSBURG MO	4	1	1	0	-	▲Detail
06/14/2024	OK	Full (Level I)	INDIAN NATION TP	0	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections7

HOS Compliance 5 viols

Vehicle Maintenance 2 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	PROGRESSIVE EXPRESS INSURANCE COMPANY	CA968558990	$750,000	10/02/2023	02/21/2024	Replaced
91X	BIPD/Primary	PROGRESSIVE EXPRESS INSURANCE COMPANY	CA968558990	$1,000,000	05/14/2024	04/11/2025	Replaced
91X	BIPD/Primary	PROGRESSIVE EXPRESS INSURANCE COMPANY	CA968558990	$750,000	04/17/2024	05/14/2024	Replaced
91X	BIPD/Primary	PROGRESSIVE EXPRESS INSURANCE COMPANY	CA968558990	$1,000,000	04/11/2023	10/02/2023	Replaced
91X	BIPD/Primary	PROGRESSIVE EXPRESS INSURANCE COMPANY	CA968558990	$1,000,000	02/21/2024	04/17/2024	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC1340411	MOTOR PROPERTY COMMON CARRIER	GRANTED	07/11/2023	-	-

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

75/100

Good

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 75

−17

Starts at 100−25 totalFinal 75

Crashes on record (rate-adjusted)−17

Driver out-of-service rate above national average−5

Moderate operating history (3-5 years)−3

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-17

Crashes on record (rate-adjusted)

Crash rate: 1 crash(es) across 1 vehicle (~1 per vehicle); none fatal. Scaled to fleet size and fatal severity.

-5

Driver out-of-service rate above national average

Driver OOS 12.5% vs national avg 5.51%.

-3

Moderate operating history (3-5 years)

Authority granted about 3 years ago.

Where this company lands, risk scales

Crash history (rate-adjusted)−17 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 1 crash(es) across 1 vehicle (~1 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Driver out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Driver OOS 12.5% vs national avg 5.51%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

HAPPY LOADING LLC

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (1)

Roadside Violations by Safety Category Last 24 months

Inspection Records (8)

Safety Performance Percentiles

Licensing & Insurance

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