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VALIDATED

JOAN & RALPH LTD

Trust Score

Excellent Why this score?

Company CheckJOAN & RALPH LTD · DOT 3688044

8226 W 131ST ST, PALOS PARK, IL, 60464

DOT# 3688044 MC# 1285517 Palos Park, Illinois 4 years

CARRIER

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1

Power Units

1

Drivers

0

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

0

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

2 events tracked · latest Sep 30, 2025 ↓ Show details ↓

Safety & compliance 1

Sep 5, 2025
DISCONTINUED REVOCATION COMMON.

Insurance 1

Sep 30, 2025
Insurance policy cancelled (ARTISAN & TRUCKERS CASUALTY COMPANY).

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameJOAN & RALPH LTD

DOT Number3688044

MC Number1285517

Entity TypeCarrier

Operating StatusA - Active

LocationPalos Park, Illinois

Added07/27/2021

MCS-15004/18/2026

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address8226 W 131ST ST, PALOS PARK, IL, 60464

Mailing Address8226 W 131ST ST, PALOS PARK, IL, 60464-2159

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC1285517

CommonActive

ContractNot Active

BrokerNot Active

Operating4 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage76,100 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

1

Interstate

0

Intrastate

0

CDL

1

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Insurance

Amount$750,000

Type91X

Effective09/30/2025

CompanyARTISAN & TRUCKERS CASUALTY COMPANY

Policy #CA985783046

Last checked08/11/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers1

Mileage76,100 mi

Operating4 years

MCS-15004/2026

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	ARTISAN & TRUCKERS CASUALTY COMPANY	CA985783046	$750,000	08/25/2024	09/30/2025	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN354531	$750,000	08/25/2023	08/25/2024	Replaced
91X	BIPD/Primary	ARTISAN & TRUCKERS CASUALTY COMPANY	CA951825208	$750,000	08/25/2021	08/25/2023	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC1285517	COMMON	INVOLUNTARY REVOCATION	09/03/2025	DISCONTINUED REVOCATION	09/05/2025
MC1285517	MOTOR PROPERTY COMMON CARRIER	GRANTED	08/30/2021	-	-

No revocation records.

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97/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 97

97

Starts at 100−3 totalFinal 97

Moderate operating history (3-5 years)−3

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-3

Moderate operating history (3-5 years)

Authority granted about 4 years ago.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.