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VALIDATED

TIMMY KELLY

Trust Score

Excellent Why this score?

Company CheckTIMMY KELLY · DOT 367868

Private carrier, runs its own trucks and hauls its own freight

DBA: KELLY TOWING & RECOVERY

5 JOHN HATTOX RD, COLDWATER, MS, 38618

DOT# 367868 MC# MC-257948 Coldwater, Mississippi

PRIVATE CARRIER

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4

Power Units

3

Drivers

0

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

1

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

3 events tracked · latest Sep 15, 2026 ↓ Show details ↓

Safety & compliance 2

Jan 23, 2026
Registered with FMCSA.
Dec 8, 2025
Roadside inspection, 1 out-of-service violation.

Insurance 1

Current
Active insurance on file through FRONTIER INSURANCE COMPANY ($1,000).

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameTIMMY KELLY

DBA NameKELLY TOWING & RECOVERY

DOT Number367868

MC NumberMC-257948

Entity TypePrivate Carrier

Operating StatusA - Active

LocationColdwater, Mississippi

MCS-15001/23/2026

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address5 JOHN HATTOX RD, COLDWATER, MS, 38618

Operating Authorities

Carrier OperationC - Intrastate (Non-Hazmat)

DocketMC257948

CommonInactive

ContractNot Active

BrokerNot Active

Operation Classification

Private (Property)Private Only

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage149,832 miles

Mileage Year2025

VMT SourceMCS-150 Form

Drivers

3

Interstate

0

Intrastate

0

CDL

3

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$1,000,000

CompanyFRONTIER INSURANCE COMPANY

Last checked09/14/2026

Active Policies2

Quick Facts

StatusActive

TypePrivate Carrier

Fleet4 units

Drivers3

Mileage149,832 mi

MCS-15001/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total1

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2025

1 · 1 OOS -

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Dec 2025, 1 inspections, 1 resulted in out-of-service (100% OOS rate).

Vehicle Out-of-Service 1 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

3 roadside violations across 1 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Unsafe Driving 3 violations · 1 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (1)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
12/08/2025	TN	Driver-Only (Level III)	COLLIERVILLE TN	3	1	1	0	2	1	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections1

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	FIRST COMMUNITY INSURANCE COMPANY	GP 23-S500015-00	$1,000,000	12/29/1996	07/13/1998	Cancelled
34	CARGO	FIRST COMMUNITY INSURANCE COMPANY	SP23S00053800	$0	12/29/1996	07/15/1998	Cancelled
34	CARGO	SAFECO INSURANCE COMPANY OF AMERICA	CP 7250206	$0	12/29/1995	12/29/1996	Replaced
91	BIPD	SAFECO INSURANCE COMPANY OF AMERICA	BA7250206	$0	12/29/1995	12/29/1996	Replaced
35	BIPD	FRONTIER INSURANCE COMPANY	H81 0100023	$1,000,000	11/29/2001	-	Cancelled
35	CARGO	INSURANCE CORPORATION OF HANNOVER	H81 0100023	$0	11/29/2001	-	Cancelled
34	CARGO	INSURANCE CORPORATION OF HANNOVER	H81 0100023	$0	10/17/2001	11/23/2001	Cancelled
91X	BIPD/Primary	FRONTIER INSURANCE COMPANY	H81 0100023	$1,000,000	10/17/2001	11/23/2001	Cancelled
34	CARGO	PENNSYLVANIA GENERAL INSURANCE COMPANY	CPP1201010	$0	07/10/1998	07/10/2001	Cancelled
34	CARGO	PENNSYLVANIA GENERAL INSURANCE COMPANY	CPP1201010	$0	07/10/1998	06/21/2001	Replaced
91X	BIPD/Primary	PENNSYLVANIA GENERAL INSURANCE COMPANY	CPP1201010	$1,000,000	07/10/1998	07/10/2001	Cancelled
91X	BIPD/Primary	PENNSYLVANIA GENERAL INSURANCE COMPANY	CPP1201010	$1,000,000	07/10/1998	06/21/2001	Replaced
34	CARGO	INSURANCE CORPORATION OF HANNOVER	H810100023	$0	06/21/2001	10/17/2001	Cancelled
91X	BIPD/Primary	INSURANCE CORPORATION OF HANNOVER	H810100023	$1,000,000	06/21/2001	10/17/2001	Cancelled
34	CARGO	ST. PAUL PROTECTIVE INSURANCE COMPANY	IM 0062844	$0	05/07/1993	02/23/1996	Cancelled
91X	BIPD/Primary	ST. PAUL PROTECTIVE INSURANCE COMPANY	CA 0062843	$750,000	05/07/1993	12/29/1995	Replaced
34	CARGO	ST. PAUL PROTECTIVE INSURANCE COMPANY	IM 0062844	$0	05/07/1993	12/29/1995	Replaced

Form	Type	Insurance Company	Policy	Coverage	Effective
35	BIPD	FRONTIER INSURANCE COMPANY	H81 0100023	$1,000,000	11/29/2001
35	CARGO	INSURANCE CORPORATION OF HANNOVER	H81 0100023	$0	11/29/2001

Docket	Type	Action	Served	Disposition	Disp Date
MC257948	MOTOR PROPERTY COMMON CARRIER	GRANTED	05/25/1993	REVOKED	02/11/2002

No revocation records.

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97/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 97

97

Starts at 100−3 totalFinal 97

Operating history unknown−3

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Operating authority N/A

Not required for private carriers, a private carrier hauls its own goods and needs no for-hire operating authority (no MC number) under FMCSA.

Insurance on file with FMCSA

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-3

Operating history unknown

No authority grant date on file.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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