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NOT VALIDATED

FINISH LOADS TRUCKING LLC

Trust Score

Fair Why this score?

Company CheckFINISH LOADS TRUCKING LLC · DOT 3574466

DBA: FLT

345 GLENWOOD AVE, BUFFALO, NY, 14208

DOT# 3574466 MC# 1205190 Buffalo, New York 5 years

MOTOR CARRIER

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3

Power Units

3

Drivers

1

Crashes (24-Month)

Not reported

Insurance

Unsatisfactory

Safety Rating

1

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

3 events tracked · latest Dec 2, 2024 ↓ Show details ↓

Safety & compliance 3

Dec 2, 2024
OUT OF SERVICE MOTOR PROPERTY COMMON CARRIER.
Oct 25, 2024
Crash reported (no fatalities).
Sep 17, 2024
DISCONTINUED REVOCATION COMMON.

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameFINISH LOADS TRUCKING LLC

DBA NameFLT

DOT Number3574466

MC Number1205190

Entity TypeMotor Carrier

Operating StatusA - Active

LocationBuffalo, New York

Added02/22/2021

MCS-15001/06/2024

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address345 GLENWOOD AVE, BUFFALO, NY, 14208

Mailing Address345 GLENWOOD AVE, BUFFALO, NY, 14208

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC1205190

CommonInactive

ContractNot Active

BrokerNot Active

Operating5 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage82,000 miles

Mileage Year2024

VMT SourceActual

Drivers

3

Interstate

0

Intrastate

0

CDL

3

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingUnsatisfactory

Total Crashes (24-mo)1

Fatal0

Driver OOS100.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Last Review09/24/2024

Quick Facts

StatusActive

TypeMotor Carrier

Fleet3 units

Drivers3

Mileage82,000 mi

Operating5 years

MCS-15001/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)1

Fatal0

Injury0

Tow-Away1

Safety RatingUnsatisfactory

Driver Inspections

Total1

Out of Service1

OOS Rate100.0%

National Avg5.5%

Above National Average

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Last FMCSA Review: 09/24/2024 | Rated: 12/02/2024

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

2 · 1 OOS -

2024

4 · 2 OOS ▲

Crashes

2023

0 crashes -

2024

1 crash ▲

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Crash Records (1)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
10/25/2024	Ref Marker:	NY	0	0	1	1	Severe Crosswinds	Dry	Dusk

Inspection Records (6)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
06/25/2024	PA	Driver-Only (Level III)	280.9 I80 E	8	2	8	2	0	0	-	▲Detail
06/05/2024	PA	Walk-Around (Level II)	SR0015 TIOGA TWP - PA WELCOME	7	2	4	2	3	0	-	▲Detail
02/29/2024	WV	Walk-Around (Level II)	MARTINSBURG WV	2	0	0	0	0	0	-	▲Detail
02/16/2024	KY	Driver-Only (Level III)	WADDY	5	0	3	0	2	0	-	▲Detail
10/25/2023	PA	Driver-Only (Level III)	I78 E / LEHIGH ST	3	1	3	1	0	0	-	▲Detail
10/05/2023	CT	Driver-Only (Level III)	I84 E/B EXIT 23 WATERBURY	3	0	2	0	1	0	-	▲Detail

Out of Service Orders (1)

OOS Date	Reason	Status	Rescind Date
2024-12-02	Unsatisfactory = Unfit	ACTIVE	-

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	NATIONAL LIABILITY & FIRE INS CO.	73TRS131766	$750,000	09/14/2024	12/26/2024	Cancelled
91X	BIPD/Primary	NATIONAL LIABILITY & FIRE INS CO.	73TRS130553	$750,000	09/04/2024	09/14/2024	Replaced
91X	BIPD/Primary	NATIONAL LIABILITY & FIRE INS CO.	73TRS130553	$750,000	09/04/2024	10/10/2024	Cancelled
91X	BIPD/Primary	NATIONAL LIABILITY & FIRE INS CO.	73TRS126821	$750,000	08/29/2023	05/10/2024	Cancelled
91X	BIPD/Primary	NATIONAL LIABILITY & FIRE INS CO.	73TRS126821	$750,000	05/11/2023	08/29/2023	Replaced
91X	BIPD/Primary	NATIONAL LIABILITY & FIRE INS CO.	73TRS126821	$750,000	05/11/2023	09/28/2023	Cancelled
91X	BIPD/Primary	NATIONAL LIABILITY & FIRE INS CO.	73TRS130553	$750,000	05/10/2024	08/28/2024	Cancelled
91X	BIPD/Primary	PROGRESSIVE CASUALTY INSURANCE COMPANY	CA3358396	$750,000	03/10/2021	07/14/2022	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC1205190	COMMON	INVOLUNTARY REVOCATION	09/13/2024	DISCONTINUED REVOCATION	09/17/2024
MC1205190	MOTOR PROPERTY COMMON CARRIER	REINSTATED	09/12/2024	OUT OF SERVICE	12/02/2024
MC1205190	MOTOR PROPERTY COMMON CARRIER	REINSTATED	05/12/2023	REVOKED	09/03/2024
MC1205190	COMMON	INVOLUNTARY REVOCATION	04/15/2024	DISCONTINUED REVOCATION	05/13/2024
MC1205190	MOTOR PROPERTY COMMON CARRIER	GRANTED	03/17/2021	REVOKED	07/20/2022

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

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49/100

Fair

NOT VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 49

49

−30

−10

Starts at 100−51 totalFinal 49

Unsatisfactory safety rating−30

MCS-150 update overdue−10

Crashes on record (rate-adjusted)−6

Driver out-of-service rate above national average−5

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

FMCSA assigned an Unsatisfactory safety rating.

What's lowering this score

-30

Unsatisfactory safety rating FAILS VERIFICATION

FMCSA assigned an Unsatisfactory safety rating.

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

-6

Crashes on record (rate-adjusted)

Crash rate: 1 crash(es) across 3 vehicles (~0.33 per vehicle); none fatal. Scaled to fleet size and fatal severity.

-5

Driver out-of-service rate above national average

Driver OOS 100% vs national avg 5.51%.

Where this company lands, risk scales

Crash history (rate-adjusted)−6 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 1 crash(es) across 3 vehicles (~0.33 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Driver out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Driver OOS 100% vs national avg 5.51%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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