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TOM'S 24 HOUR TOWING INCORPORATED

Trust Score

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Company CheckTOM'S 24 HOUR TOWING INCORPORATED · DOT 354744

DBA: LARD'S TOWING AND RECOVERY SOLUTIONS INC

25634 WOODLAWN AVENUE, ELKHART, IN, 46514

DOT# 354744 MC# 221225 Elkhart, Indiana 36 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$1,000,000

Insurance

Satisfactory

Safety Rating

Inspections

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Public record

5 events tracked · latest Jul 6, 2026 ↓ Show details ↓

Safety & compliance 4

Mar 21, 2026
Roadside inspection, 4 violations (no OOS).
Mar 20, 2026
Clean roadside inspection, no violations.
Jul 21, 2025
Roadside inspection, 1 violation (no OOS).
Jul 16, 2024
Roadside inspection, 2 out-of-service violations.

Insurance 1

Current
Active insurance on file ($1,000,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

Phone(574) 264-5331

Fax(574) 264-2210

Email[email protected]

Physical Address25634 WOODLAWN AVENUE, ELKHART, IN, 46514

Mailing Address25634 WOODLAWN AVENUE, ELKHART, IN, 46514

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC221225

CommonActive

ContractActive

BrokerNot Active

Operating36 years

Company Overview

TOM'S 24 HOUR TOWING INCORPORATED is a FMCSA-validated carrier based in Elkhart, Indiana. The company has been in operation for 36 years, registered with the FMCSA on 05/24/1989. The fleet consists of 11 power units and 10 drivers. Annual mileage is reported at 115,607 miles (2023). With zero crashes across 5 inspections, TOM'S 24 HOUR TOWING INCORPORATED maintains an excellent safety record. The carrier holds a Satisfactory safety rating from the FMCSA. Insurance coverage of $1,000,000 is on file through ACUITY, A MUTUAL INSURANCE COMPANY. Active operating authorities include Common, Contract. Based on authority, insurance, safety, and compliance data, TOM'S 24 HOUR TOWING INCORPORATED has a Trust Score of 95/100 (Excellent).

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 1.81 · 1 insp with violations

Below cutoff

Hours-of-Service Compliance

measure 2.66 · 1 insp with violations

Below cutoff

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 13 · 1 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage115,607 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingSatisfactory

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS100.0% avg 20.7%

SmartWay PartnerNo

Last Review01/22/2009

Insurance

Amount$1,000,000

Type91X

VerifiedFMCSA · 06/02/2026

CompanyACUITY, A MUTUAL INSURANCE COMPANY

Policy #CA-ZA9874

Quick Facts

StatusActive

TypeCarrier

Fleet11 units

Drivers10

Mileage115,607 mi

Operating36 years

MCS-15005/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Safety RatingSatisfactory

Driver Inspections

Total4

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total1

Out of Service1

OOS Rate100.0%

National Avg20.7%

Above National Average

Last FMCSA Review: 01/22/2009 | Rated: 01/27/2009

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

2 · 0 OOS -

2024

3 · 1 OOS ▲

2025

1 · 0 OOS ▼

2026

2 · 0 OOS =

Crashes

2023

1 crash -

2024

0 crashes ▼

2025

0 crashes =

2026

0 crashes =

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Mar 2026, 4 inspections, 1 resulted in out-of-service (25% OOS rate).

Vehicle Out-of-Service 2 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (1)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Fatal	Injuries	Tow	Vehicles	Weather	Road	Light
06/13/2023	ELKHART	IN	0	0	1	2	Clear	Dry	Daylight

Roadside Violations by Safety Category Last 24 months

8 roadside violations across 4 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Hours-of-Service (HOS) Compliance 4 violations · 0 OOS

Vehicle Maintenance 2 violations · 2 OOS

Unsafe Driving 1 violation · 0 OOS

Other (General) 1 violation · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (8)

Date	State	Level	Location	Violations	OOS	Driver Viol	Vehicle Viol	Vehicle OOS	HazMat
03/21/2026	WV	Driver-Only (Level III)	MARMET WV	4	0	4	0	0	-	▲Detail
03/20/2026	VA	Driver-Only (Level III)	BASTIAN VA	0	0	0	0	0	-	▲Detail
07/21/2025	IN	Driver-Only (Level III)	ANGOLA IN	1	0	0	0	0	-	▲Detail
07/16/2024	OH	Walk-Around (Level II)	ROADSIDE	3	2	0	3	2	-	▲Detail
02/06/2024	MI	Driver-Only (Level III)	M-62 @ BEESON ST	1	0	1	0	0	-	▲Detail
01/05/2024	KY	Driver-Only (Level III)	LOUISVILLE	0	0	0	0	0	-	▲Detail
08/24/2023	OH	Walk-Around (Level II)	HUBBARD SCALE	4	0	1	3	0	-	▲Detail
07/07/2023	MI	Driver-Only (Level III)	BROADMOOR SB @ M6 WB ON RAMP	2	0	2	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections4

Unsafe Driving 1 viols

HOS Compliance 1 viols

Vehicle Maintenance 1 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	WESTFIELD INSURANCE CO.	CSP 3 384 277	$750,000	10/15/2007	09/01/2018	Cancelled
91X	BIPD/Primary	WESTFIELD INSURANCE CO.	CSP 3 384 277	$750,000	10/15/2007	08/24/2018	Replaced
91X	BIPD/Primary	WESTFIELD INSURANCE CO.	CSP 3 384 277	$1,000,000	09/01/2006	10/15/2007	Cancelled
34	CARGO	WESTFIELD INSURANCE CO.	CSP 3 384 277	$0	09/01/2006	05/29/2014	Cancelled
34	CARGO	STONINGTON INSURANCE COMPANY	TOW001650-00	$0	09/01/2005	09/01/2006	Cancelled
91X	BIPD/Primary	STONINGTON INSURANCE COMPANY	TOW001650-00	$1,000,000	09/01/2005	09/01/2006	Cancelled
91X	BIPD/Primary	WESTPORT INSURANCE CORPORATION	WCP1020003668-01	$1,000,000	09/01/2004	09/01/2005	Cancelled
34	CARGO	WESTPORT INSURANCE CORPORATION	WCP1020003668-01	$0	09/01/2004	09/01/2005	Cancelled
91X	BIPD/Primary	WESTPORT INSURANCE CORPORATION	WCP102000366800	$1,000,000	09/01/2003	09/01/2004	Cancelled
34	CARGO	WESTPORT INSURANCE CORPORATION	WCP102000366800	$0	09/01/2003	09/01/2004	Cancelled
91X	BIPD/Primary	WESTPORT INSURANCE CORPORATION	KB2103-1	$1,000,000	09/01/2002	09/01/2003	Cancelled
91X	BIPD/Primary	WESTPORT INSURANCE CORPORATION	KB21030	$1,000,000	09/01/2001	09/01/2002	Replaced
91X	BIPD/Primary	PENNSYLVANIA GENERAL INSURANCE COMPANY	CPP 117 94 31	$1,000,000	09/01/1997	09/01/2001	Cancelled
34	CARGO	PENNSYLVANIA GENERAL INSURANCE COMPANY	CPP 117 94 31	$0	09/01/1997	09/01/2003	Replaced
91	BIPD	CELINA MUTUAL INSURANCE COMPANY	47012740	$0	09/01/1996	09/01/1997	Replaced
91	BIPD	HARTFORD INSURANCE COMPANY OF THE MIDWEST	6UEN PJ8898	$0	09/01/1995	09/01/1996	Replaced
91X	BIPD/Primary	ACUITY, A MUTUAL INSURANCE COMPANY	CA-ZA9874	$750,000	08/24/2018	09/01/2023	Replaced
91X	BIPD/Primary	THE CONTINENTAL INSURANCE CO.	CBP 6153897	$1,000,000	08/19/1993	09/01/1995	Replaced
34	CARGO	MONROE GUARANTY INSURANCE COMPANY	MG104169M9	$0	08/19/1989	09/01/1997	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC221225	COMMON	INVOLUNTARY REVOCATION	11/14/2005	DISCONTINUED REVOCATION	12/06/2005
MC221225	CONTRACT	INVOLUNTARY REVOCATION	11/14/2005	DISCONTINUED REVOCATION	12/06/2005
MC221225	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	09/28/1989	-	-
MC221225	MOTOR PROPERTY COMMON CARRIER	GRANTED	09/28/1989	-	-
MC221225	PROPERTY BROKER	DISMISSED	09/14/1996	-	-
MC221225	COMMON	INVOLUNTARY REVOCATION	08/07/2006	DISCONTINUED REVOCATION	08/28/2006
MC221225	CONTRACT	INVOLUNTARY REVOCATION	08/07/2006	DISCONTINUED REVOCATION	08/28/2006
MC221225	COMMON	INVOLUNTARY REVOCATION	08/06/2018	DISCONTINUED REVOCATION	08/27/2018
MC221225	CONTRACT	INVOLUNTARY REVOCATION	08/06/2018	DISCONTINUED REVOCATION	08/27/2018
MC221225	COMMON	INVOLUNTARY REVOCATION	08/05/2005	DISCONTINUED REVOCATION	08/29/2005
MC221225	CONTRACT	INVOLUNTARY REVOCATION	08/05/2005	DISCONTINUED REVOCATION	08/29/2005
MC221225	COMMON	INVOLUNTARY REVOCATION	08/05/2004	DISCONTINUED REVOCATION	09/07/2004
MC221225	CONTRACT	INVOLUNTARY REVOCATION	08/05/2004	DISCONTINUED REVOCATION	09/07/2004
MC221225	COMMON	INVOLUNTARY REVOCATION	08/02/2001	DISCONTINUED REVOCATION	08/17/2001
MC221225	CONTRACT	INVOLUNTARY REVOCATION	08/02/2001	DISCONTINUED REVOCATION	08/17/2001

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

95/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 95

Starts at 100−5 totalFinal 95

Vehicle out-of-service rate above national average−5

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

Satisfactory FMCSA safety rating.

What's lowering this score

-5

Vehicle out-of-service rate above national average

Vehicle OOS 100% vs national avg 20.72%.

Where this company lands, risk scales

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 100% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers) knockout	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

TOM'S 24 HOUR TOWING INCORPORATED

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Company Overview

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Equipment

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (1)

Roadside Violations by Safety Category Last 24 months

Inspection Records (8)

Safety Performance Percentiles

Licensing & Insurance

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