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VALIDATED

CHRISTOPHER COGGINS

Trust Score

Excellent Why this score?

Company CheckCHRISTOPHER COGGINS · DOT 3528138

DBA: COGGINS SPECIALIZED

260 BIRDS NEST LANE, CEDAR GROVE, TN, 38321

DOT# 3528138 MC# 1173571 Cedar Grove, Tennessee 5 years

CARRIER

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1

Power Units

1

Drivers

0

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

2

Inspections

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SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Company Information

Legal NameCHRISTOPHER COGGINS

DBA NameCOGGINS SPECIALIZED

DOT Number3528138

MC Number1173571

Entity TypeCarrier

Operating StatusA - Active

LocationCedar Grove, Tennessee

Added11/30/2020

MCS-15003/29/2025

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address260 BIRDS NEST LANE, CEDAR GROVE, TN, 38321

Mailing Address260 BIRDS NEST ROAD, CEDAR GROVE, TN, 38321

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC1173571

CommonActive

ContractNot Active

BrokerNot Active

Operating5 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage409,532 miles

Mileage Year2025

VMT SourceMCS-150 Form

Drivers

1

Interstate

0

Intrastate

0

CDL

1

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$1,000,000

Type91X

Effective04/22/2026

CompanyGREAT WEST CASUALTY CO.

Policy #GRT54811A

Last checked09/14/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers1

Mileage409,532 mi

Operating5 years

MCS-15003/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total2

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

1 · 1 OOS -

2024

1 · 0 OOS ▼

2025

1 · 0 OOS =

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Mar 2025, 2 inspections, 0 resulted in out-of-service (0% OOS rate).

Clean, no out-of-service violations in the last 24 months.

Live FMCSA roadside inspection records, refreshed monthly.

Inspection Records (3)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
03/25/2025	TN	Driver-Only (Level III)	DRESDEN TN	0	0	0	0	0	0	-	▲Detail
10/08/2024	TN	Driver-Only (Level III)	JACKSON TN	0	0	0	0	0	0	-	▲Detail
11/14/2023	TN	Walk-Around (Level II)	HWY. 22	2	1	0	0	2	1	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections2

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN	02TRM059511-01	$1,000,000	06/19/2024	06/19/2025	Cancelled
91X	BIPD/Primary	PROGRESSIVE HAWAII INSURANCE CORP	CA970343185	$1,000,000	06/19/2023	06/19/2024	Replaced
91X	BIPD/Primary	PROGRESSIVE HAWAII INSURANCE CORP	CA970343185	$1,000,000	06/02/2023	06/19/2023	Replaced
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA03182416	$1,000,000	06/01/2021	01/15/2022	Cancelled
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA03182416	$1,000,000	05/23/2023	06/02/2023	Replaced
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA03182416	$1,000,000	01/15/2022	05/23/2023	Replaced
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA3182416	$1,000,000	01/15/2021	06/01/2021	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC1173571	COMMON	INVOLUNTARY REVOCATION	12/20/2021	DISCONTINUED REVOCATION	01/12/2022
MC1173571	COMMON	INVOLUNTARY REVOCATION	05/23/2025	DISCONTINUED REVOCATION	06/10/2025
MC1173571	COMMON	INVOLUNTARY REVOCATION	05/05/2021	DISCONTINUED REVOCATION	05/13/2021
MC1173571	MOTOR PROPERTY COMMON CARRIER	GRANTED	01/26/2021	-	-

No revocation records.

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100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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