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VALIDATED

FREIGHT GURU INC

Trust Score

Excellent Why this score?

Company CheckFREIGHT GURU INC · DOT 3523617

DBA: DRAY DEPOT

5711 N. MILWAUKEE AVE., CHICAGO, IL, 60646

DOT# 3523617 MC# 1170483 Chicago, Illinois 5 years

BROKER

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Power Units

Drivers

Crashes (24-Month)

Not reported

Insurance

Not Rated

Safety Rating

Inspections

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Contact Details

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Physical Address5711 N. MILWAUKEE AVE., CHICAGO, IL, 60646

Mailing Address5711 N. MILWAUKEE AVE., CHICAGO, IL, 60646

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusNot on file

Required$75,000 (FMCSA min)

Last checked08/16/2026

TypeSurety Bond (BMC-84)

Last filing on record12/28/2023

Surety / TrusteePHILADELPHIA INDEMNITY INSURANCE COMPANY

Contact☎ (800) 765-9749
🌐 phly.com

Filings on record7

Bond cancelled Jan 16, 2025 by GREAT AMERICAN INSURANCE CO.. FMCSA requires every broker to keep a $75,000 bond on file; after a cancellation, operating authority is typically revoked within weeks. Confirm current status in FMCSA's official records before booking.

Bond history

GREAT AMERICAN INSURANCE CO.Mar 2024 to Jan 2025 · CANCELLED

PHILADELPHIA INDEMNITY INSURANCE COMPANYDec 2023 to Mar 2024 · CANCELLED

HUDSON INSURANCE COMPANYNov 2023 to Dec 2023 · CANCELLED

GRAY CASUALTY & SURETY COMPANYNov 2020 to Nov 2020 · replaced

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Operating Authorities

DocketMC1170483

CommonNot Active

ContractNot Active

BrokerActive

Operating5 years

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

AmountNot reported

Type84

Effective01/16/2025

CompanyGREAT AMERICAN INSURANCE CO.

Policy #5596000

Last checked08/16/2026

Quick Facts

StatusActive

TypeBroker

Operating5 years

MCS-15006/2021

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
84	SURETY	PHILADELPHIA INDEMNITY INSURANCE COMPANY	PB11499810156	$0	12/28/2023	03/07/2024	Replaced
84	SURETY	PHILADELPHIA INDEMNITY INSURANCE COMPANY	PB11499810156	$0	12/28/2023	03/08/2024	Cancelled
84	SURETY	HUDSON INSURANCE COMPANY	TCS19502	$0	11/25/2023	12/28/2023	Cancelled
84	SURETY	GRAY CASUALTY & SURETY COMPANY	GSC0600912	$0	11/25/2020	11/25/2020	Replaced
84	SURETY	GRAY CASUALTY & SURETY COMPANY	GSC0600912	$0	11/25/2020	08/16/2021	Name Changed
84	SURETY	GRAY CASUALTY & SURETY COMPANY	GSC0600912	$0	11/25/2020	11/25/2023	Cancelled
84	SURETY	GREAT AMERICAN INSURANCE CO.	5596000	$0	03/07/2024	01/16/2025	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC1170483	MOTOR PROPERTY COMMON CARRIER	DISMISSED	12/29/2020	-	-
MC1170483	PROPERTY BROKER	GRANTED	12/09/2020	REVOKED	01/22/2025
MC1170483	PROPERTY BROKER	REINSTATED	08/19/2025	-	-
MC1170483	BROKER	INVOLUNTARY REVOCATION	07/13/2021	DISCONTINUED REVOCATION	07/16/2021
MC1170483	BROKER	INVOLUNTARY REVOCATION	04/05/2022	DISCONTINUED REVOCATION	05/16/2022
MC1170483	BROKER	INVOLUNTARY REVOCATION	02/12/2024	DISCONTINUED REVOCATION	03/04/2024

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Active broker authority

Holds active broker authority.

Broker bond (BMC-84) on file

Active broker authority on file, FMCSA requires a BMC-84 surety bond ($75K) to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

FREIGHT GURU INC

Trust Score

Company Information

Contact Details

Broker Surety Bond FMCSA BMC-84/85

Operating Authorities

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Licensing & Insurance

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