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VALIDATED

STEFAN TRUCKING INC

Trust Score

Excellent Why this score?

Company CheckSTEFAN TRUCKING INC · DOT 3460449

4448 PEPPER DR, ROCKFORD, IL, 61114

DOT# 3460449 MC# 1129365 Rockford, Illinois 5 years

CARRIER

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2

Power Units

3

Drivers

0

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

3

Inspections

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Company Information

Legal NameSTEFAN TRUCKING INC

DOT Number3460449

MC Number1129365

Entity TypeCarrier

Operating StatusA - Active

LocationRockford, Illinois

Added07/27/2020

MCS-15005/14/2024

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address4448 PEPPER DR, ROCKFORD, IL, 61114

Mailing Address7401 MILL RD, ROCKFORD, IL, 61008

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC1129365

CommonActive

ContractNot Active

BrokerNot Active

Operating5 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage120,015 miles

Mileage Year2021

VMT SourceMCS-150 Form

Drivers

3

Interstate

0

Intrastate

0

CDL

3

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$750,000

Type91X

VerifiedFMCSA · 07/02/2026

CompanyARTISAN & TRUCKERS CASUALTY COMPANY

Policy #CA861616962

Last checked09/18/2026

Quick Facts

StatusActive

TypeCarrier

Fleet2 units

Drivers3

Mileage120,015 mi

Operating5 years

MCS-15005/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total2

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total1

Out of Service0

OOS Rate0.0%

National Avg20.7%

Below National Average

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

1 · 1 OOS -

2024

4 · 0 OOS ▼

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Inspection Records (5)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
06/25/2024	IL	Walk-Around (Level II)	I-80	2	0	0	0	0	0	-	▲Detail
06/24/2024	IL	Driver-Only (Level III)	I-55 NB	0	0	0	0	0	0	-	▲Detail
04/17/2024	IL	Driver-Only (Level III)	I-80	0	0	0	0	0	0	-	▲Detail
01/20/2024	TN	Walk-Around (Level II)	LOVE'S GS PARKING LOT	0	0	0	0	0	0	-	▲Detail
11/27/2023	AR	Full (Level I)	CRAWFORD COUNTY(ALMA EAST STN)	2	1	0	0	2	1	-	▲Detail

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	GAT0001986	$750,000	08/14/2024	08/14/2025	Replaced
91X	BIPD/Primary	OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.	BA0733787	$750,000	08/14/2023	08/14/2024	Replaced
91X	BIPD/Primary	ARTISAN & TRUCKERS CASUALTY COMPANY	CA960471841	$750,000	08/14/2022	05/13/2023	Cancelled
91X	BIPD/Primary	ARTISAN & TRUCKERS CASUALTY COMPANY	CA02496494	$750,000	08/14/2021	08/14/2021	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN309678	$750,000	08/14/2021	08/14/2022	Replaced
91X	BIPD/Primary	ARTISAN & TRUCKERS CASUALTY COMPANY	CA 2496494	$750,000	08/14/2020	08/14/2021	Cancelled
91X	BIPD/Primary	ARTISAN & TRUCKERS CASUALTY COMPANY	CA960471841	$750,000	05/13/2023	08/14/2023	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC1129365	MOTOR PROPERTY COMMON CARRIER	GRANTED	09/25/2020	-	-
MC1129365	COMMON	INVOLUNTARY REVOCATION	07/19/2021	DISCONTINUED REVOCATION	07/30/2021

No revocation records.

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90/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 90

90

−10

Starts at 100−10 totalFinal 90

MCS-150 update overdue−10

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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