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RAYMOND OVERBAY JR

Trust Score

Excellent Why this score?

Company CheckRAYMOND OVERBAY JR · DOT 340948

DBA: OVERBAY TRANSPORT

1530 ROUND MOUNTAIN ROAD, IRVINE, KY, 40336

DOT# 340948 MC# 206246 Irvine, Kentucky 38 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

3 events tracked · latest Aug 10, 2026 ↓ Show details ↓

Safety & compliance 3

Aug 10, 2026
Roadside inspection, 6 out-of-service violations.
Aug 7, 2026
Roadside inspection, 3 out-of-service violations.
May 29, 2026
Roadside inspection, 2 out-of-service violations.

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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Physical Address1530 ROUND MOUNTAIN ROAD, IRVINE, KY, 40336

Mailing Address1530 ROUND MOUNTAIN ROAD, IRVINE, KY, 40336

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC206246

CommonNot Active

ContractActive

BrokerNot Active

Operating38 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 10 · 1 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage157,000 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$750,000

Type91X

Effective07/01/2022

CompanySENTRY SELECT INSURANCE COMPANY

Policy #A0177634001

Last checked09/13/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers1

Mileage157,000 mi

Operating38 years

MCS-15009/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2026

3 · 3 OOS -

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Aug 2026, 3 inspections, 3 resulted in out-of-service (100% OOS rate).

Driver Out-of-Service 1 OOS

Vehicle Out-of-Service 10 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

17 roadside violations across 3 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 16 violations · 10 OOS

Unsafe Driving 1 violation · 1 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (3)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
08/10/2026	TN	Full (Level I)	ARDMORE TN	6	6	1	1	5	5	-	▲Detail
08/07/2026	TN	Walk-Around (Level II)	GORDONSVILLE TN	7	3	0	0	7	3	-	▲Detail
05/29/2026	TN	Full (Level I)	GORDONSVILLE TN	4	2	0	0	4	2	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections1

Vehicle Maintenance 1 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
34	CARGO	HARTFORD FIRE INSURANCE COMPANY	20 MS GS6466	$0	10/07/1996	04/24/2020	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN477495	$1,000,000	10/03/2005	07/01/2008	Replaced
91X	BIPD/Primary	NATIONAL LIABILITY & FIRE INS CO.	09 AP 126303	$750,000	09/09/1989	09/09/1989	Cancelled
91X	BIPD/Primary	NATIONAL LIABILITY & FIRE INS CO.	09TR 550680	$1,000,000	09/09/1989	02/13/1990	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN309564	$750,000	07/01/2021	07/29/2022	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN309564	$750,000	07/01/2021	07/01/2022	Replaced
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA 0819201	$750,000	07/01/2019	07/01/2021	Replaced
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	A0085543001	$750,000	07/01/2017	07/01/2019	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN039487	$750,000	07/01/2010	07/01/2017	Replaced
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	GWP55894A	$1,000,000	07/01/2008	06/21/2010	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN477495	$1,000,000	07/01/2005	10/03/2005	Cancelled
91X	BIPD/Primary	TRANSGUARD INSURANCE COMPANY OF AMERICA INC.	TCP202116	$1,000,000	07/01/2003	07/01/2005	Cancelled
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN333496	$1,000,000	07/01/2002	07/01/2003	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	TN288243	$1,000,000	07/01/2000	07/01/2002	Cancelled
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	733819-6195-951	$1,000,000	06/23/1995	05/21/1996	Cancelled
91X	BIPD/Primary	FIRE & CASUALTY INSURANCE CO. OF CONNECTICUT	TP498569	$1,000,000	06/23/1994	10/02/1995	Cancelled
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	GWP55894A	$1,000,000	06/21/2010	07/01/2010	Cancelled
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	733819-6195-951	$1,000,000	05/21/1996	05/01/2000	Cancelled
91X	BIPD/Primary	SENTRY SELECT INSURANCE COMPANY	CT7338196096-991	$1,000,000	05/01/2000	07/01/2000	Cancelled
91	BIPD	NATIONAL LIABILITY & FIRE INS CO.	09AP126303	$0	02/17/1989	09/09/1989	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC206246	CONTRACT	INVOLUNTARY REVOCATION	09/06/2005	DISCONTINUED REVOCATION	09/07/2005
MC206246	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	08/15/2000	-	-
MC206246	CONTRACT	INVOLUNTARY REVOCATION	06/21/2010	DISCONTINUED REVOCATION	06/30/2010
MC206246	CONTRACT	INVOLUNTARY REVOCATION	06/06/2005	DISCONTINUED REVOCATION	06/29/2005
MC206246	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	03/24/1988	REVOKED	07/05/1990

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

90/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 90

−10

Starts at 100−10 totalFinal 90

MCS-150 update overdue−10

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

RAYMOND OVERBAY JR

Trust Score

Public record

Company Information

Contact Details

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (3)

Safety Performance Percentiles

Licensing & Insurance

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