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914 INCORPORATED

Trust Score

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Company Check914 INCORPORATED · DOT 3403097

144 LILY DR, WINDER, GA, 30680

DOT# 3403097 MC# 1095743 Winder, Georgia 6 years

BROKER

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Power Units

Drivers

Crashes (24-Month)

None on file

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

1 events tracked · latest Oct 2, 2026 ↓ Show details ↓

Insurance 1

Current
No active insurance on file.

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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Physical Address144 LILY DR, WINDER, GA, 30680

Mailing AddressPO BOX 466723, LAWRENCEVILLE, GA, 30042-6723

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusNot on file

On File (FMCSA)None on file

VerifiedFMCSA · 10/01/2026

Required$75,000 (FMCSA min)

Last checked10/02/2026

TypeSurety Bond (BMC-84)

Surety / TrusteeMERCHANTS NATIONAL BONDING, INC

Contact☎ (515) 243-8171
🌐 merchantsbonding.com

Filings on record7

Bond cancelled Feb 15, 2023 by MERCHANTS NATIONAL BONDING, INC. This company's broker authority is not currently active. FMCSA requires every broker to keep a $75,000 bond on file; after a cancellation, operating authority is typically revoked within weeks. Confirm current status in FMCSA's official records before booking.

Bond history

MERCHANTS NATIONAL BONDING, INCNov 2021 to Feb 2023 · CANCELLED

PACIFIC FINANCIAL ASSOCIATION, INC.Apr 2020 to Apr 2020 · replaced

MERCHANTS NATIONAL BONDING, INCApr 2020 to Apr 2021 · CANCELLED

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Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationC - Intrastate (Non-Hazmat)

DocketMC1095743

CommonNot Active

ContractNot Active

BrokerInactive

Operating6 years

Insurance

AmountNone on file

VerifiedFMCSA · 10/01/2026

Last checked10/02/2026

Quick Facts

StatusActive

TypeBroker

Operating6 years

MCS-15003/2020

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
84	SURETY	MERCHANTS NATIONAL BONDING, INC	4001309	$0	11/01/2021	02/15/2023	Cancelled
84	SURETY	MERCHANTS NATIONAL BONDING, INC	4001309	$0	11/01/2021	11/01/2021	Replaced
84	SURETY	MERCHANTS NATIONAL BONDING, INC	4001309	$0	11/01/2021	12/23/2022	Cancelled
84	SURETY	MERCHANTS NATIONAL BONDING, INC	4001309	$0	10/29/2021	11/01/2021	Replaced
84	SURETY	MERCHANTS NATIONAL BONDING, INC	4001309	$0	10/29/2021	11/13/2022	Cancelled
85	TRUST FUND	PACIFIC FINANCIAL ASSOCIATION, INC.	NONE	$0	04/10/2020	04/10/2020	Replaced
84	SURETY	MERCHANTS NATIONAL BONDING, INC	NAZ 3217	$0	04/10/2020	04/17/2021	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC1095743	BROKER	INVOLUNTARY REVOCATION	11/28/2022	DISCONTINUED REVOCATION	12/15/2022
MC1095743	PROPERTY BROKER	REINSTATED	11/01/2021	REVOKED	02/21/2023
MC1095743	BROKER	INVOLUNTARY REVOCATION	10/17/2022	DISCONTINUED REVOCATION	11/09/2022
MC1095743	PROPERTY BROKER	GRANTED	04/16/2020	REVOKED	04/26/2021

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

65/100

Good

NOT VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 65

−25

−10

Starts at 100−35 totalFinal 65

No insurance or bond on file−25

MCS-150 update overdue−10

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

FMCSA shows coverage is required for this authority, but no active insurance or surety bond is on file as of 10/1/2026.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-25

No insurance or bond on file FAILS VERIFICATION

FMCSA shows insurance is required but no active insurance or surety bond is currently on file (per the latest FMCSA filing as of 10/1/2026).

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

914 INCORPORATED

Trust Score

Public record

Company Information

Contact Details

Broker Surety Bond FMCSA BMC-84/85

Operating Authorities

Insurance

Quick Facts

Licensing & Insurance

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