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VALIDATED

GREG TOON

Trust Score

Excellent Why this score?

Company CheckGREG TOON · DOT 3370219

DBA: AFFORDABLE TOWING AND AUTO REPAIR

221 W JAMES ST, MAYFIELD, KY, 42066

DOT# 3370219 MC# 867807 Mayfield, Kentucky 12 years

MOTOR CARRIER

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5

Power Units

4

Drivers

0

Crashes (24-Month)

Not reported

Insurance

Not Rated

Safety Rating

0

Inspections

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Company Information

Legal NameGREG TOON

DBA NameAFFORDABLE TOWING AND AUTO REPAIR

DOT Number3370219

MC Number867807

Entity TypeMotor Carrier

Operating StatusA - Active

LocationMayfield, Kentucky

Added12/15/2019

MCS-15005/28/2024

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address221 W JAMES ST, MAYFIELD, KY, 42066

Mailing Address221 W JAMES ST, MAYFIELD, KY, 42066

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationC - Intrastate (Non-Hazmat)

DocketMC867807

CommonInactive

ContractNot Active

BrokerNot Active

Operating12 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage100,000 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

4

Interstate

0

Intrastate

0

CDL

4

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Quick Facts

StatusActive

TypeMotor Carrier

Fleet5 units

Drivers4

Mileage100,000 mi

Operating12 years

MCS-15005/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	FEDERATED MUTUAL INSURANCE CO.	6145602	$750,000	04/01/2021	09/07/2025	Cancelled
91X	BIPD/Primary	WHITE PINE INSURANCE COMPANY	WPCS004694	$1,000,000	04/01/2020	04/01/2021	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP005632	$1,000,000	04/01/2019	04/01/2020	Cancelled
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP005632	$1,000,000	04/01/2019	03/24/2020	Transferred
91X	BIPD/Primary	AMGUARD INSURANCE COMPANY	K2GP902137	$1,000,000	04/01/2018	04/01/2019	Cancelled
91X	BIPD/Primary	PLAZA INSURANCE COMPANY	PBARK009706-00	$1,000,000	04/01/2017	04/01/2018	Cancelled
91X	BIPD/Primary	WESTFIELD INSURANCE CO.	CSP 4531847	$1,000,000	04/01/2016	04/01/2017	Cancelled
91X	BIPD/Primary	UNIVERSAL UNDERWRITERS INSURANCE CO.	343100	$1,000,000	04/01/2015	04/01/2016	Replaced
91X	BIPD/Primary	ATLANTIC SPECIALTY INSURANCE COMPANY	613-00-10-82-0000	$750,000	04/01/2014	04/01/2015	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC867807	MOTOR PROPERTY COMMON CARRIER	GRANTED	07/02/2014	TRANSFER CONSUMMATED	03/26/2020
MC867807	MOTOR PROPERTY COMMON CARRIER	REINSTATED	05/04/2021	REVOKED	09/15/2025
MC867807	MOTOR PROPERTY COMMON CARRIER	GRANTED	04/02/2020	REVOKED	04/07/2021
MC867807	COMMON	INVOLUNTARY REVOCATION	03/31/2020	DISCONTINUED REVOCATION	04/01/2020
MC867807	COMMON	INVOLUNTARY REVOCATION	03/06/2017	DISCONTINUED REVOCATION	03/30/2017
MC867807	COMMON	INVOLUNTARY REVOCATION	03/05/2020	DISCONTINUED REVOCATION	03/27/2020
MC867807	COMMON	INVOLUNTARY REVOCATION	03/05/2019	DISCONTINUED REVOCATION	04/02/2019
MC867807	COMMON	INVOLUNTARY REVOCATION	03/05/2018	DISCONTINUED REVOCATION	04/02/2018
MC867807	COMMON	INVOLUNTARY REVOCATION	03/05/2015	DISCONTINUED REVOCATION	04/02/2015

No revocation records.

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90/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 90

90

−10

Starts at 100−10 totalFinal 90

MCS-150 update overdue−10

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-10

MCS-150 update overdue

The required biennial MCS-150 update has not been filed on time (score factor, not a verification failure).

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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