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STEVE'S CAR & TRUCK SERVICE INC

Trust Score

Excellent Why this score?

Company CheckSTEVE'S CAR & TRUCK SERVICE INC · DOT 326025

119 S MAIN ST, LAKE MILLS, WI, 53551-1613

DOT# 326025 MC# 200889 Lake Mills, Wisconsin 35 years

CARRIER & BROKER

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Power Units

Drivers

Crashes (24-Month)

$1,000,000

Insurance

Satisfactory

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

2 events tracked · latest Sep 10, 2026 ↓ Show details ↓

Safety & compliance 1

Sep 16, 2025
Roadside inspection, 2 out-of-service violations.

Insurance 1

Current
Active insurance on file ($1,000,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

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EmailSign in to view

Physical Address119 S MAIN ST, LAKE MILLS, WI, 53551-1613

Mailing Address119 S MAIN ST, LAKE MILLS, WI, 53551-1613

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusActive

On File (FMCSA)$75,000

VerifiedFMCSA · 06/02/2026

Required$75,000 (FMCSA min)

Last checked09/10/2026

TypeSurety Bond (BMC-84)

Surety / TrusteeNATIONWIDE MUTUAL INSURANCE COMP

Contact☎ (888) 508-8622
🌐 nationwide.com

Filings on record8

Bond history

NATIONWIDE MUTUAL INSURANCE COMPsince Sep 29, 2024 · active

HUDSON INSURANCE COMPANYSep 2020 to Sep 2024 · replaced

GREAT WEST CASUALTY CO.Oct 2013 to Oct 2013 · replaced

CAPITOL INDEMNITY CORPORATIONNov 2001 to Sep 2004 · CANCELLED

CAPITOL INDEMNITY CORPORATIONAug 1999 to Nov 2001 · CANCELLED

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Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC200889

CommonActive

ContractActive

BrokerActive

Operating35 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 30 · 1 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage190,000 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingSatisfactory

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS100.0% avg 20.7%

SmartWay PartnerNo

Last Review11/30/1993

Insurance

Amount$1,000,000

Type84

VerifiedFMCSA · 06/02/2026

CompanyNATIONWIDE MUTUAL INSURANCE COMP

Policy #7901215884

Last checked09/10/2026

Quick Facts

StatusActive

TypeCarrier & Broker

Fleet7 units

Drivers6

Mileage190,000 mi

Operating35 years

MCS-15011/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Safety RatingSatisfactory

Driver Inspections

Total1

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total1

Out of Service1

OOS Rate100.0%

National Avg20.7%

Above National Average

Last FMCSA Review: 11/30/1993 | Rated: 12/22/1993

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2025

1 · 1 OOS -

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Sep 2025, 1 inspections, 1 resulted in out-of-service (100% OOS rate).

Vehicle Out-of-Service 2 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

8 roadside violations across 1 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 8 violations · 2 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (1)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
09/16/2025	MO	Full (Level I)	EAGLEVILLE MO	8	2	0	0	0	2	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections1

Vehicle Maintenance 1 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
84	SURETY	CAPITOL INDEMNITY CORPORATION	LP 740186	$0	11/18/2001	09/15/2004	Cancelled
84	SURETY	GREAT WEST CASUALTY CO.	SIC16192A	$0	10/01/2013	10/01/2013	Replaced
84	SURETY	GREAT WEST CASUALTY CO.	SIC16192A	$0	10/01/2013	09/30/2020	Replaced
84	SURETY	HUDSON INSURANCE COMPANY	10112180	$0	09/30/2020	09/29/2024	Replaced
84	SURETY	HUDSON INSURANCE COMPANY	10112180	$0	09/30/2020	09/30/2024	Cancelled
84	SURETY	GREAT WEST CASUALTY CO.	SIC16192A	$0	09/30/2004	09/30/2004	Replaced
84	SURETY	GREAT WEST CASUALTY CO.	SIC16192A	$0	09/30/2004	10/01/2013	Replaced
84	SURETY	CAPITOL INDEMNITY CORPORATION	NONE	$0	08/30/1999	11/18/2001	Cancelled
91X	BIPD/Primary	GREAT WEST CASUALTY CO.	CLP 21326A	$1,000,000	08/01/1991	04/09/1996	Replaced
91X	BIPD/Primary	REGENT INSURANCE COMPANY	CBA 019 24 37	$1,000,000	04/09/1996	08/01/2001	Replaced
91X	BIPD/Primary	REGENT INSURANCE COMPANY	CGP 0192437	$750,000	04/09/1995	04/09/1996	Replaced
34	CARGO	GREAT WEST CASUALTY CO.	3CLP20102A	$0	03/16/1991	08/01/2001	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC200889	MOTOR PROPERTY COMMON CARRIER	GRANTED	10/09/1990	-	-
MC200889	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	10/09/1990	-	-
MC200889	PROPERTY BROKER	REINSTATED	09/28/2007	-	-
MC200889	PROPERTY BROKER	GRANTED	09/27/1999	REVOKED	09/21/2004
MC200889	COMMON	INVOLUNTARY REVOCATION	03/16/1989	DISCONTINUED REVOCATION	04/07/1989

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

95/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 95

Starts at 100−5 totalFinal 95

Vehicle out-of-service rate above national average−5

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

Satisfactory FMCSA safety rating.

What's lowering this score

-5

Vehicle out-of-service rate above national average

Vehicle OOS 100% vs national avg 20.72%.

Where this company lands, risk scales

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 100% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

STEVE'S CAR & TRUCK SERVICE INC

Trust Score

Public record

Company Information

Contact Details

Broker Surety Bond FMCSA BMC-84/85

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Equipment

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (1)

Safety Performance Percentiles

Licensing & Insurance

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