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NOT VALIDATED

LOREN FARNEY

Trust Score

Fair Why this score?

Company CheckLOREN FARNEY · DOT 321305

Private carrier, runs its own trucks and hauls its own freight

9188 S 1100 W, BROOKSTON, IN, 47923

DOT# 321305 MC# 1204458 Brookston, Indiana 5 years

PRIVATE CARRIER

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5

Power Units

5

Drivers

0

Crashes (24-Month)

None on file

Insurance

Conditional

Safety Rating

0

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

2 events tracked · latest Sep 11, 2026 ↓ Show details ↓

Safety & compliance 1

Feb 18, 2025
REVOKED MOTOR PROPERTY COMMON CARRIER.

Insurance 1

Current
No active insurance on file.

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameLOREN FARNEY

DOT Number321305

MC Number1204458

Entity TypePrivate Carrier

Operating StatusA - Active

LocationBrookston, Indiana

Added07/20/1988

MCS-15006/29/2026

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address9188 S 1100 W, BROOKSTON, IN, 47923

Mailing Address9188 S 1100 W, BROOKSTON, IN, 47923-0192

Operating Authorities

Authority TypePRIVATE PROPERTY

Carrier OperationA - Interstate

DocketMC1204458

CommonInactive

ContractNot Active

BrokerNot Active

Operating5 years

Operation Classification

Private (Property)Private Only

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage13,730 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

5

Interstate

0

Intrastate

0

CDL

5

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingConditional

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Last Review07/07/1989

Insurance

AmountNone on file

VerifiedFMCSA · 06/03/2026

Last checked09/11/2026

Quick Facts

StatusActive

TypePrivate Carrier

Fleet5 units

Drivers5

Mileage13,730 mi

Operating5 years

MCS-15006/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Safety RatingConditional

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Last FMCSA Review: 07/07/1989 | Rated: 08/04/1989

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	NATIONWIDE AGRIBUSINESS INSURANCE CO.	FPK BAN 7104844611	$750,000	02/22/2021	01/07/2023	Replaced
91X	BIPD/Primary	NATIONWIDE AGRIBUSINESS INSURANCE CO.	FPK BA017104844611	$750,000	01/07/2023	02/09/2025	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC1204458	MOTOR PROPERTY COMMON CARRIER	GRANTED	03/12/2021	REVOKED	02/18/2025

No revocation records.

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48/100

Fair

NOT VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 48

48

−25

−15

−12

Starts at 100−52 totalFinal 48

No insurance or bond on file−25

No active operating authority−15

Conditional safety rating−12

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

No active for-hire or broker authority on file.

Active insurance on file

No active insurance / coverage amount on file.

Safety rating not Unsatisfactory

Conditional rating (acceptable, but not Unsatisfactory).

What's lowering this score

-25

No insurance or bond on file FAILS VERIFICATION

No active insurance or surety bond is recorded with FMCSA, and no active authority that would require it.

-15

No active operating authority FAILS VERIFICATION

No active for-hire (common/contract) or broker authority on file.

-12

Conditional safety rating

FMCSA assigned a Conditional safety rating.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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