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N & A EXPRESS INC

Trust Score

Excellent Why this score?

Company CheckN & A EXPRESS INC · DOT 3203360

1248 E SAINT GERMAIN ST APT 203, SAINT CLOUD, MN, 56304

DOT# 3203360 MC# 191541 Saint Cloud, Minnesota 6 years

CARRIER Physical address changed · Aug 18, 2026

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Power Units

Drivers

Crashes (24-Month)

$750,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

8 events tracked · latest Sep 12, 2026 ↓ Show details ↓

Identity & ownership 1

Aug 18, 2026
Mailing address changed in FMCSA records.

Safety & compliance 6

Jun 19, 2026
Clean roadside inspection, no violations.
May 11, 2026
Roadside inspection, 1 violation (no OOS).
Apr 17, 2026
Roadside inspection, 5 violations (no OOS).
Apr 15, 2026
Clean roadside inspection, no violations.
Nov 8, 2024
DISCONTINUED REVOCATION COMMON.
Oct 23, 2024
REINSTATED MOTOR PROPERTY COMMON CARRIER.

Insurance 1

Current
Active insurance on file ($750,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address1248 E SAINT GERMAIN ST APT 203, SAINT CLOUD, MN, 56304

Mailing Address1248 E ST GERMAIN ST APT 107, SAINT CLOUD, MN, 56304

Other Companies at This Address

Address1248 E SAINT GERMAIN ST APT 203, SAINT CLOUD, MN 56304

Others here

Distinct phones

Active

Company	DOT	Phone	Status
FAHAT TRUCKING LLC	3596126	Sign in	Active
K A N LOGISTICS INC	3093684	Sign in	Active
N & A EXPRESS INC this company	3203360	Sign in	Active

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC191541

CommonActive

ContractNot Active

BrokerNot Active

Operating6 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 38.5 · 3 insp with violations

Below cutoff

Hours-of-Service Compliance

measure .25 · 2 insp with violations

Below cutoff

Driver Fitness

measure 1.95 · 1 insp with violations

Below cutoff

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 6 · 1 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage14,300 miles

Mileage Year2023

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS12.5% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$750,000

Type91X

VerifiedFMCSA · 07/12/2026

CompanyUNITED FINANCIAL CASUALTY COMPANY

Policy #CA865379068

Last checked09/11/2026

Quick Facts

StatusActive

TypeCarrier

Fleet2 units

Drivers1

Mileage14,300 mi

Operating6 years

MCS-15010/2024

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total8

Out of Service1

OOS Rate12.5%

National Avg5.5%

Above National Average

Vehicle Inspections

Total2

Out of Service0

OOS Rate0.0%

National Avg20.7%

Below National Average

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2025

1 · 0 OOS -

2026

7 · 1 OOS ▲

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jun 2026, 8 inspections, 1 resulted in out-of-service (12.5% OOS rate).

Driver Out-of-Service 2 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

16 roadside violations across 8 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Unsafe Driving 7 violations · 0 OOS

Vehicle Maintenance 5 violations · 0 OOS

Driver Fitness 2 violations · 2 OOS

Hours-of-Service (HOS) Compliance 2 violations · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (8)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	HazMat
06/19/2026	SD	Driver-Only (Level III)	SALEM SD	0	0	0	0	0	-	▲Detail
05/11/2026	MN	Driver-Only (Level III)	CLOQUET MN	1	0	1	0	0	-	▲Detail
04/17/2026	MN	Full (Level I)	CLOQUET MN	5	0	0	0	5	-	▲Detail
04/15/2026	MN	Driver-Only (Level III)	WEST LAKELAND MN	0	0	0	0	0	-	▲Detail
02/13/2026	IA	Driver-Only (Level III)	HWY 60 NB 22MM	5	2	5	2	0	-	▲Detail
01/22/2026	IN	Driver-Only (Level III)	ANGOLA IN	2	0	2	0	0	-	▲Detail
01/16/2026	OH	Walk-Around (Level II)	CINCINNATI OH	1	0	0	0	1	-	▲Detail
07/01/2025	MI	Driver-Only (Level III)	W/B I94 NEAR GIBBS RD	2	0	2	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections8

Unsafe Driving 3 viols

HOS Compliance 2 viols

Driver Fitness 1 viols

Vehicle Maintenance 1 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA935510250	$750,000	12/08/2021	02/22/2022	Cancelled
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA975126979	$750,000	11/21/2023	01/11/2024	Cancelled
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA935510250	$750,000	11/16/2022	01/12/2023	Replaced
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA935510250	$750,000	10/12/2022	11/16/2022	Cancelled
91X	BIPD/Primary	BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN	02TRM061074-01	$750,000	10/03/2024	11/15/2024	Cancelled
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA935510250	$750,000	08/15/2022	10/12/2022	Cancelled
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA935510250	$750,000	07/13/2022	08/15/2022	Cancelled
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA935510250	$750,000	02/22/2022	07/13/2022	Cancelled
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA935510250	$750,000	02/19/2021	12/08/2021	Cancelled
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA935510250	$750,000	01/13/2020	02/19/2021	Cancelled
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WMC1989804	$750,000	01/12/2023	11/21/2023	Replaced
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WMC1989804	$750,000	01/12/2023	01/12/2023	Replaced
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WMC1989804	$750,000	01/12/2023	11/22/2023	Cancelled
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WMC1989804	$750,000	01/12/2023	01/12/2023	Replaced
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WMC1989804	$750,000	01/12/2023	08/22/2023	Cancelled
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA975126979	$750,000	01/11/2024	03/25/2024	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC191541	COMMON	INVOLUNTARY REVOCATION	12/15/2023	DISCONTINUED REVOCATION	12/21/2023
MC191541	COMMON	INVOLUNTARY REVOCATION	10/26/2023	DISCONTINUED REVOCATION	11/09/2023
MC191541	COMMON	INVOLUNTARY REVOCATION	10/23/2024	DISCONTINUED REVOCATION	11/08/2024
MC191541	MOTOR PROPERTY COMMON CARRIER	REINSTATED	10/23/2024	-	-
MC191541	COMMON	INVOLUNTARY REVOCATION	09/09/2022	DISCONTINUED REVOCATION	09/29/2022
MC191541	COMMON	INVOLUNTARY REVOCATION	08/17/2022	DISCONTINUED REVOCATION	08/22/2022
MC191541	COMMON	INVOLUNTARY REVOCATION	07/26/2023	DISCONTINUED REVOCATION	08/21/2023
MC191541	COMMON	INVOLUNTARY REVOCATION	07/19/2022	DISCONTINUED REVOCATION	07/26/2022
MC191541	MOTOR PROPERTY COMMON CARRIER	REINSTATED	03/11/2022	REVOKED	04/01/2024
MC191541	MOTOR PROPERTY COMMON CARRIER	GRANTED	02/27/2020	REVOKED	02/28/2022
MC191541	COMMON	INVOLUNTARY REVOCATION	01/25/2021	DISCONTINUED REVOCATION	01/29/2021

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

95/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 95

Starts at 100−5 totalFinal 95

Driver out-of-service rate above national average−5

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-5

Driver out-of-service rate above national average

Driver OOS 12.5% vs national avg 5.51%.

Where this company lands, risk scales

Driver out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Driver OOS 12.5% vs national avg 5.51%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

N & A EXPRESS INC

Trust Score

Public record

Company Information

Contact Details

Other Companies at This Address

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (8)

Safety Performance Percentiles

Licensing & Insurance

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