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VALIDATED

CARTER TOWING & REPO

Trust Score

Excellent Why this score?

Company CheckCARTER TOWING & REPO · DOT 3198053

6320 TN-58, HARRISON, TN, 37341

DOT# 3198053 MC# 156457 Harrison, Tennessee 7 years

CARRIER Legal name changed · Aug 18, 2026

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4

Power Units

4

Drivers

0

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

0

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

2 events tracked · latest Sep 10, 2026 ↓ Show details ↓

Identity & ownership 1

Aug 18, 2026
Company legal name changed.

Insurance 1

Current
Active insurance on file ($1,000,000).

Public FMCSA record · blue clean · orange change · red risk.

Company Information

Legal NameCARTER TOWING & REPO

DOT Number3198053

MC Number156457

Entity TypeCarrier

Operating StatusA - Active

LocationHarrison, Tennessee

Added10/09/2018

MCS-15007/25/2025

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address6320 TN-58, HARRISON, TN, 37341

Mailing Address6320 TN-58, HARRISON, TN, 37341

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC156457

CommonActive

ContractNot Active

BrokerNot Active

Operating7 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage126,258 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

4

Interstate

0

Intrastate

0

CDL

4

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Equipment

No equipment breakdown on file with FMCSA.

HazMatYes

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

Amount$1,000,000

Type91X

VerifiedFMCSA · 07/08/2026

CompanyROCK RIDGE INSURANCE COMPANY

Policy #BE8511000065-00

Last checked09/10/2026

Quick Facts

StatusActive

TypeCarrier

Fleet4 units

Drivers4

Mileage126,258 mi

Operating7 years

MCS-15007/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	PROGRESSIVE HAWAII INSURANCE CORP	CA0384023	$1,000,000	01/23/2019	01/20/2020	Replaced
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WPP188585101	$1,000,000	01/20/2024	01/20/2025	Replaced
91X	BIPD/Primary	WESCO INSURANCE COMPANY	WPP188585100	$1,000,000	01/20/2023	01/20/2024	Replaced
91X	BIPD/Primary	AMTRUST INSURANCE COMPANY OF KANSAS, INC	KPP105959102	$1,000,000	01/20/2022	01/20/2023	Replaced
91X	BIPD/Primary	AMTRUST INSURANCE COMPANY OF KANSAS, INC	KPP105959101	$1,000,000	01/20/2021	01/20/2022	Replaced
91X	BIPD/Primary	AMTRUST INSURANCE COMPANY OF KANSAS, INC	KPP105959100	$1,000,000	01/20/2020	01/20/2021	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC156457	MOTOR PROPERTY COMMON CARRIER	GRANTED	02/04/2019	-	-

No revocation records.

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100/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown

100, no deductions

Clean record, the bar stays full at 100.

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Insurance coverage and carrier are on file with FMCSA.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

Clean record, no deductions. This carrier starts and stays at 100.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

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