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VALIDATED

L&C CAPITAL

Trust Score

Excellent Why this score?

Company CheckL&C CAPITAL · DOT 3133863

5044 MIDLAND ROAD, BILLINGS, MT, 59101

DOT# 3133863 MC# 94713 Billings, Montana 8 years

CARRIER & BROKER

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Power Units

Drivers

Crashes (24-Month)

Not reported

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

4 events tracked · latest Jun 15, 2026 ↓ Show details ↓

Safety & compliance 4

Jun 15, 2026
Roadside inspection, 2 violations (no OOS).
Mar 24, 2026
Roadside inspection, 1 out-of-service violation.
Oct 4, 2025
Clean roadside inspection, no violations.
Sep 23, 2025
Roadside inspection, 3 violations (no OOS).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address5044 MIDLAND ROAD, BILLINGS, MT, 59101

Mailing Address5044 MIDLAND ROAD, BILLINGS, MT, 59101

Broker Surety Bond FMCSA BMC-84/85

Brokers must keep a $75,000 surety bond or trust fund on file with FMCSA. If it lapses, FMCSA revokes the broker’s authority, so an active bond is the key thing a carrier should verify before hauling for a broker.

Bond StatusActive

Required$75,000 (FMCSA min)

Last checked09/08/2026

TypeSurety Bond (BMC-84)

Last filing on record06/05/2019

Surety / TrusteeAMERICAN CONTRACTORS INDEMNITY COMPANY

Contact☎ (800) 486-6695
🌐 tmhcc.com

Filings on record2

Bond history

AMERICAN CONTRACTORS INDEMNITY COMPANYsince Oct 3, 2020 · active

AMERICAN CONTRACTORS INDEMNITY COMPANYJun 2020 to Oct 2020 · CANCELLED

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Other Companies at This Address

Address5044 MIDLAND ROAD, BILLINGS, MT 59101

Others here

Distinct phones

Active

Company	DOT	Phone	Status
J E WILLIAMS TRUCKING INC	30181	Sign in	Active
L&C CAPITAL this company	3133863	Sign in	Active
PROSOURCE MACHINERY LLC	2899543	Sign in	Active
AGRICULTURAL EXPRESS INC	284032	Sign in	Inactive

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Authority TypePRIVATE PROPERTY;AUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC094713

CommonActive

ContractNot Active

BrokerActive

Operating8 years

Operation Classification

Authorized For HirePrivate (Property)

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 3.5 · 2 insp with violations

Below cutoff

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 8.66 · 5 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage282,858 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS33.3% avg 20.7%

SmartWay PartnerNo

Last Review09/22/2021

Insurance

AmountNot reported

Type84

Effective10/03/2020

CompanyAMERICAN CONTRACTORS INDEMNITY COMPANY

Policy #100448556

Last checked09/08/2026

Quick Facts

StatusActive

TypeCarrier & Broker

Fleet10 units

Drivers10

Mileage282,858 mi

Operating8 years

MCS-15002/2026

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Driver Inspections

Total8

Out of Service0

OOS Rate0.0%

National Avg5.5%

Below National Average

Vehicle Inspections

Total6

Out of Service2

OOS Rate33.3%

National Avg20.7%

Above National Average

Last FMCSA Review: 09/22/2021

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2024

3 · 1 OOS -

2025

5 · 1 OOS =

2026

2 · 1 OOS =

Crashes

No crashes on record.

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jun 2026, 7 inspections, 2 resulted in out-of-service (28.6% OOS rate).

Vehicle Out-of-Service 2 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Roadside Violations by Safety Category Last 24 months

15 roadside violations across 7 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 12 violations · 2 OOS

Unsafe Driving 3 violations · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (10)

Date	State	Level	Location	Violations	OOS	Driver Viol	Vehicle Viol	Vehicle OOS	HazMat
06/15/2026	MT	Driver-Only (Level III)	HAUGAN MT	2	0	1	1	0	-	▲Detail
03/24/2026	MT	Walk-Around (Level II)	CULBERTSON MT	2	1	0	2	1	-	▲Detail
10/04/2025	MT	Driver-Only (Level III)	BOZEMAN MT	0	0	0	0	0	-	▲Detail
09/23/2025	MT	Walk-Around (Level II)	FORSYTH MT	3	0	0	0	0	-	▲Detail
09/11/2025	MT	Walk-Around (Level II)	BILLINGS MT	3	0	0	0	0	-	▲Detail
07/23/2025	MT	Walk-Around (Level II)	THREE FORKS MT	4	1	0	0	1	-	▲Detail
06/06/2025	MT	Walk-Around (Level II)	WIBAUX MT	1	0	0	0	0	-	▲Detail
07/22/2024	MT	Walk-Around (Level II)	BILLINGS MT	1	0	0	0	0	-	▲Detail
07/08/2024	MT	Driver-Only (Level III)	BILLINGS MT	0	0	0	0	0	-	▲Detail
02/29/2024	MT	Walk-Around (Level II)	BILLINGS MT	4	1	0	0	1	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections7

Unsafe Driving 2 viols

Vehicle Maintenance 5 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	WILSHIRE INSURANCE COMPANY	BA2605957	$750,000	07/27/2019	07/27/2020	Cancelled
91X	BIPD/Primary	WILSHIRE INSURANCE COMPANY	BA2605378	$750,000	06/09/2018	07/27/2019	Cancelled
84	SURETY	AMERICAN CONTRACTORS INDEMNITY COMPANY	100448556	$0	06/05/2019	06/04/2020	Cancelled
84	SURETY	AMERICAN CONTRACTORS INDEMNITY COMPANY	100448556	$0	06/04/2020	10/03/2020	Cancelled
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA 7648197	$1,000,000	05/17/2018	06/09/2018	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC094713	BROKER	INVOLUNTARY REVOCATION	09/08/2020	DISCONTINUED REVOCATION	09/16/2020
MC094713	PROPERTY BROKER	GRANTED	07/08/2019	-	-
MC094713	COMMON	INVOLUNTARY REVOCATION	07/01/2019	DISCONTINUED REVOCATION	07/26/2019
MC094713	COMMON	INVOLUNTARY REVOCATION	06/30/2020	DISCONTINUED REVOCATION	07/21/2020
MC094713	MOTOR PROPERTY COMMON CARRIER	GRANTED	05/29/2018	-	-
MC094713	BROKER	INVOLUNTARY REVOCATION	05/08/2020	DISCONTINUED REVOCATION	05/13/2020

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

95/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 95

Starts at 100−5 totalFinal 95

Vehicle out-of-service rate above national average−5

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-5

Vehicle out-of-service rate above national average

Vehicle OOS 33.3333% vs national avg 20.72%.

Where this company lands, risk scales

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 33.3333% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

L&C CAPITAL

Trust Score

Public record

Company Information

Contact Details

Broker Surety Bond FMCSA BMC-84/85

Other Companies at This Address

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Roadside Violations by Safety Category Last 24 months

Inspection Records (10)

Safety Performance Percentiles

Licensing & Insurance

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