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STM AUTO INC

Trust Score

Excellent Why this score?

Company CheckSTM AUTO INC · DOT 3084301

2925 BRAEBURN CIRCLE, ANN ARBOR, MI, 48108

DOT# 3084301 MC# 68438 Ann Arbor, Michigan 8 years

CARRIER

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Power Units

Drivers

Crashes (24-Month)

$1,000,000

Insurance

Not Rated

Safety Rating

Inspections

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Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Public record

8 events tracked · latest Sep 10, 2026 ↓ Show details ↓

Safety & compliance 7

Jul 30, 2026
Roadside inspection, 3 violations (no OOS).
Jul 15, 2026
Roadside inspection, 1 violation (no OOS).
May 28, 2026
Roadside inspection, 2 violations (no OOS).
Apr 21, 2026
Roadside inspection, 4 violations (no OOS).
Jan 19, 2026
Crash reported (no fatalities).
Jun 10, 2025
Crash reported (no fatalities).
May 3, 2025
Crash reported (no fatalities).

Insurance 1

Current
Active insurance on file ($1,000,000).

Public FMCSA record · blue clean · orange change · red risk.

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address2925 BRAEBURN CIRCLE, ANN ARBOR, MI, 48108

Mailing Address2925 BRAEBURN CIRCLE, ANN ARBOR, MI, 48108

Other Companies at This Address

Address2925 BRAEBURN CIRCLE, ANN ARBOR, MI 48108

Others here

Distinct phones

Active

Company	DOT	Phone	Status
STM AUTO INC this company	3084301	Sign in	Active
WORLD CONNECTIONS LLC	4177365	Sign in	Active

Note: sharing an address is legal and common (registered agents, virtual offices, business centers). A shared address never reduces the Trust Score.

Operating Authorities

Authority TypeAUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC068438

CommonActive

ContractNot Active

BrokerNot Active

Operating8 years

Operation Classification

Authorized For Hire

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 1.71 · 2 insp with violations

Below cutoff

Hours-of-Service Compliance

measure .05 · 1 insp with violations

Below cutoff

Driver Fitness

measure .61 · 1 insp with violations

Below cutoff

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 9.86 · 16 insp with violations

Below cutoff

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage796,088 miles

Mileage Year2024

VMT SourceActual

Drivers

Interstate

Intrastate

CDL

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingNot Rated

Total Crashes (24-mo)3

Fatal0

Driver OOS3.2% avg 5.5%

Vehicle OOS22.7% avg 20.7%

SmartWay PartnerNo

Last Review10/31/2024

Insurance

Amount$1,000,000

Type91X

VerifiedFMCSA · 09/08/2026

CompanyCENTRAL MUTUAL INSURANCE COMPANY

Policy #8946891

Last checked09/10/2026

Quick Facts

StatusActive

TypeCarrier

Fleet9 units

Drivers10

Mileage796,088 mi

Operating8 years

MCS-15012/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)3

Fatal0

Injury0

Tow-Away3

Driver Inspections

Total31

Out of Service1

OOS Rate3.2%

National Avg5.5%

Below National Average

Vehicle Inspections

Total22

Out of Service5

OOS Rate22.7%

National Avg20.7%

Above National Average

Last FMCSA Review: 10/31/2024

Safety Trends by Year

Roadside inspections and crashes on file, year over year. The red portion of each inspection bar is the out-of-service share; ▲/▼ compares to the prior year.

Inspections · red = OOS

2023

3 · 1 OOS -

2024

20 · 5 OOS ▲

2025

18 · 3 OOS ▼

2026

6 · 1 OOS ▼

Crashes

2023

0 crashes -

2024

0 crashes =

2025

2 crashes ▲

2026

1 crash ▼

Based on FMCSA crash and roadside inspection records (rolling 3-year window). The latest year may be partial.

Out-of-Service Summary Last 24 months

Live FMCSA roadside inspections through Jul 2026, 31 inspections, 6 resulted in out-of-service (19.4% OOS rate).

Driver Out-of-Service 2 OOS

Vehicle Out-of-Service 13 OOS

Live FMCSA roadside inspection records, refreshed monthly.

Crash Records (3)

Full crash history on file (all years), newest first. This list may show more than the headline Crashes figure above, because that figure follows the official FMCSA 24-month SMS window used for the Trust Score, older crashes still appear here for transparency.

Date	Location	State	Tow	Vehicles	Weather	Road	Light
01/19/2026	DANBY TWP	MI	1	1	Clear	Water	Daylight
06/10/2025	Potterville	MI	1	2	Clear	Dry	Daylight
05/03/2025	PORTAGE	MI	1	2	Clear	Dry	Daylight

Roadside Violations by Safety Category Last 24 months

100 roadside violations across 31 inspections, grouped into FMCSA safety-behavior categories. The shaded portion shows how many were serious enough to result in an out-of-service order.

ViolationsOut-of-service

Vehicle Maintenance 76 violations · 13 OOS

Unsafe Driving 18 violations · 0 OOS

Driver Fitness 3 violations · 2 OOS

Hours-of-Service (HOS) Compliance 2 violations · 0 OOS

Other (General) 1 violation · 0 OOS

Categories follow FMCSR violation parts (Part 393/396 = Vehicle Maintenance, Part 395 = HOS; "Other" = general/administrative parts such as 390). Raw violation counts and out-of-service results, not FMCSA percentile rankings, which are not published for property carriers.

Inspection Records (47)

Date	State	Level	Location	Violations	OOS	Driver Viol	Driver OOS	Vehicle Viol	Vehicle OOS	HazMat
07/30/2026	MI	Walk-Around (Level II)	MI	3	0	0	0	3	0	-	▲Detail
07/15/2026	MI	Driver-Only (Level III)	MI	1	0	1	0	0	0	-	▲Detail
05/28/2026	NY	Driver-Only (Level III)	SYRACUSE NY	2	0	1	0	1	0	-	▲Detail
04/21/2026	MI	Walk-Around (Level II)	E I 94 @ CONCORD RD	4	0	0	0	4	0	-	▲Detail
04/16/2026	NY	Full (Level I)	TULLY NY	18	3	0	0	18	3	-	▲Detail
02/18/2026	MA	Walk-Around (Level II)	H-LEE	0	0	0	0	0	0	-	▲Detail
12/17/2025	MA	Driver-Only (Level III)	H-LEE	9	3	0	0	9	3	-	▲Detail
12/08/2025	MI	Walk-Around (Level II)	N/B US-23 @ BEMIS	1	0	0	0	1	0	-	▲Detail
12/04/2025	MI	Full (Level I)	PILOT TRUCK STOP @ US-223	5	0	1	0	4	0	-	▲Detail
11/28/2025	MA	Driver-Only (Level III)	H-LEE	3	0	0	0	3	0	-	▲Detail
10/31/2025	NY	Driver-Only (Level III)	PREBLE NY	0	0	0	0	0	0	-	▲Detail
10/27/2025	MI	Walk-Around (Level II)	US-23 NB AT MM 24	3	0	0	0	3	0	-	▲Detail
10/24/2025	MI	Full (Level I)	FOWLERVILLE SCALE W/B	1	1	0	0	1	1	-	▲Detail
10/08/2025	MI	Driver-Only (Level III)	I-96 W @ GRAND RIVER AVE	0	0	0	0	0	0	-	▲Detail
10/08/2025	CT	Driver-Only (Level III)	MANCHESTER	1	0	0	0	1	0	-	▲Detail
08/16/2025	MI	Full (Level I)	FOWLERVILLE SCALE W/B	4	0	0	0	4	0	-	▲Detail
08/14/2025	MI	Walk-Around (Level II)	EB I-96 @ M-59	7	3	3	2	4	1	-	▲Detail
06/11/2025	NY	Walk-Around (Level II)	BEDFORD NY	2	0	0	0	0	0	-	▲Detail
05/15/2025	MI	Full (Level I)	PILOT TRUCK STOP EXIT 5	2	0	0	0	2	0	-	▲Detail
05/07/2025	PA	Walk-Around (Level II)	I80 EB MM 194 GREENE TWP - EAS	4	0	0	0	4	0	-	▲Detail
04/11/2025	MI	Walk-Around (Level II)	US-23 NB AT 5 MM	4	0	0	0	4	0	-	▲Detail
03/26/2025	NY	Walk-Around (Level II)	VERONA NY	1	0	0	0	0	0	-	▲Detail
03/10/2025	NJ	Driver-Only (Level III)	I78 EB MP 6	0	0	0	0	0	0	-	▲Detail
03/05/2025	MA	Driver-Only (Level III)	H-STURBRIDGE	1	0	1	0	0	0	-	▲Detail
11/07/2024	MI	Full (Level I)	GRASS LAKE SCALE W/B	0	0	0	0	0	0	-	▲Detail
11/07/2024	MI	Full (Level I)	GRASS LAKE SCALE W/B	0	0	0	0	0	0	-	▲Detail
11/05/2024	NY	Full (Level I)	VERONA NY	18	4	0	0	0	4	-	▲Detail
11/04/2024	MI	Full (Level I)	GRASS LAKE SCALE W/B	0	0	0	0	0	0	-	▲Detail
11/04/2024	MI	Full (Level I)	GRASS LAKE SCALE W/B	0	0	0	0	0	0	-	▲Detail
11/04/2024	MI	Full (Level I)	GRASS LAKE SCALE W/B	1	1	0	0	1	1	-	▲Detail
10/01/2024	NY	Walk-Around (Level II)	NICHOLS NY	3	0	0	0	0	0	-	▲Detail
08/19/2024	MI	Driver-Only (Level III)	WB I-96 @ INKSTER	1	0	1	0	0	0	-	▲Detail
06/17/2024	NY	Walk-Around (Level II)	ALBANY (EXIT 23)	3	0	0	0	3	0	-	▲Detail
05/23/2024	MI	Driver-Only (Level III)	ROAD	1	0	1	0	0	0	-	▲Detail
05/16/2024	MI	Walk-Around (Level II)	US-23 NB AT 4 MM	3	0	1	0	2	0	-	▲Detail
05/08/2024	NY	Walk-Around (Level II)	UTICA (EXIT 31)	8	1	1	1	7	0	-	▲Detail
04/30/2024	MI	Walk-Around (Level II)	NB I-69@28MM	1	0	0	0	1	0	-	▲Detail
04/24/2024	NY	Walk-Around (Level II)	WAWAYANDA (EB)	9	3	0	0	9	3	-	▲Detail
04/09/2024	NY	Walk-Around (Level II)	GLEN TEXT STOP	0	0	0	0	0	0	-	▲Detail
03/05/2024	MI	Walk-Around (Level II)	I94 E @ BATTLE CREEK RA	0	0	0	0	0	0	-	▲Detail
02/20/2024	MI	Walk-Around (Level II)	I 75 NB 24 MM	1	0	0	0	1	0	-	▲Detail
02/14/2024	MI	Walk-Around (Level II)	I-94 E/B GRASS LAKE SCALE	1	0	0	0	1	0	-	▲Detail
01/16/2024	MI	Walk-Around (Level II)	GRASS LAKE SCALE E/B	3	1	0	0	3	1	-	▲Detail
01/04/2024	MI	Walk-Around (Level II)	NB-I-75 @ WOODRUFF RD	3	0	0	0	3	0	-	▲Detail
12/07/2023	MI	Driver-Only (Level III)	EB I-94 @ MIDDLEBELT RD	1	0	1	0	0	0	-	▲Detail
11/15/2023	NY	Walk-Around (Level II)	VERONA	6	1	0	0	6	1	-	▲Detail
10/26/2023	MA	Driver-Only (Level III)	H-NORTHAMPTON	1	0	1	0	0	0	-	▲Detail

Safety Performance Percentiles

FMCSA SMS percentile rankings. Higher percentile = worse performance relative to peers.

Total Inspections32

Unsafe Driving 2 viols

HOS Compliance 1 viols

Driver Fitness 1 viols

Vehicle Maintenance 16 viols

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	NATIONAL CASUALTY COMPANY	LTO0041700	$750,000	03/10/2021	03/10/2022	Replaced
91X	BIPD/Primary	NORTHLAND INSURANCE COMPANY	WN279574	$750,000	03/10/2020	03/10/2021	Replaced
91X	BIPD/Primary	LANCER INSURANCE COMPANY	CM0065309	$1,000,000	03/10/2018	01/31/2019	Replaced
91X	BIPD/Primary	LANCER INSURANCE COMPANY	CM0065309	$1,000,000	01/31/2019	03/10/2020	Replaced

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC068438	MOTOR PROPERTY COMMON CARRIER	GRANTED	03/12/2018	-	-

No revocation records.

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Trust Score over time and the complete authority and insurance timeline, not just today.

89/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 89

Starts at 100−11 totalFinal 89

Crashes on record (rate-adjusted)−6

Vehicle out-of-service rate above national average−5

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

FMCSA shows active coverage on file as of 9/8/2026.

Safety rating not Unsatisfactory

No Unsatisfactory rating on file.

What's lowering this score

-6

Crashes on record (rate-adjusted)

Crash rate: 3 crash(es) across 9 vehicles (~0.33 per vehicle); none fatal. Scaled to fleet size and fatal severity.

-5

Vehicle out-of-service rate above national average

Vehicle OOS 22.7273% vs national avg 20.72%.

Where this company lands, risk scales

Crash history (rate-adjusted)−6 of 28

0 pts · low risk−28 pts · high risk

Crash rate: 3 crash(es) across 9 vehicles (~0.33 per vehicle); none fatal. Scaled to fleet size and fatal severity.

Vehicle out-of-service rate−5 of 5

0 pts · low risk−5 pts · high risk

Vehicle OOS 22.7273% vs national avg 20.72%.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.

STM AUTO INC

Trust Score

Public record

Company Information

Contact Details

Other Companies at This Address

Operating Authorities

Operation Classification

SMS BASIC Scores

Mileage

Drivers

Safety Summary

Insurance

Quick Facts

Safety & Inspection Data

Safety Trends by Year

Out-of-Service Summary Last 24 months

Crash Records (3)

Roadside Violations by Safety Category Last 24 months

Inspection Records (47)

Safety Performance Percentiles

Licensing & Insurance

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