Home

Companies

Shared-Address Watch

Trust Score

Validation

For Carriers For Brokers For Shippers For Everyone

LoadBoard Services

Know Your Rights

For Carriers For Brokers For Everyone Regulatory Updates

Why LoadWrap How It Works Security Videos Case Studies About Us Contact TrustGuard Stories

Driver Hub Register

← Back to Search

VALIDATED

RUBEN C BAJO

Trust Score

Excellent Why this score?

Company CheckRUBEN C BAJO · DOT 3009840

DBA: FULL ARMOR OF GOD

800 N EASTERN AVE APT 215, LAS VEGAS, NV, 89101

DOT# 3009840 MC# 701552 Las Vegas, Nevada 16 years

CARRIER

★★★★★ Ratings & reviews

Save to favorites Watch, alerts on changes Write a review Add a private note Download PDF report

Create free account →

Free • 30 seconds • Already a member? Log in

1

Power Units

1

Drivers

0

Crashes (24-Month)

Not reported

Insurance

Conditional

Safety Rating

0

Inspections

Is this your company? Claim your profile →

Just researching? Create a free account →

Deep records on this carrier, only on LoadWrap

SMS BASIC Scores→ Safety & Inspections→ Licensing & Insurance→ Know Your Rights→ VIN Watch & CARB Check→ Get Change Alerts→

Company Information

Legal NameRUBEN C BAJO

DBA NameFULL ARMOR OF GOD

DOT Number3009840

MC Number701552

Entity TypeCarrier

Operating StatusA - Active

LocationLas Vegas, Nevada

Added05/19/2017

MCS-15005/22/2025

Contact Details

PhoneSign in to view

EmailSign in to view

Physical Address800 N EASTERN AVE APT 215, LAS VEGAS, NV, 89101

Mailing Address800 N EASTERN AVE APT 215, LAS VEGAS, NV, 89101

Operating Authorities

Authority TypePRIVATE PROPERTY;AUTHORIZED FOR HIRE

Carrier OperationA - Interstate

DocketMC701552

CommonNot Active

ContractInactive

BrokerNot Active

DocketMC1065105

CommonActive

ContractNot Active

BrokerNot Active

Operating16 years

Operation Classification

Authorized For HirePrivate (Property)

SMS BASIC Scores

FMCSA safety categories, last 24 months. Above Cutoff = FMCSA flags a problem · Below cutoff = within limits · Clean = no violations.

Unsafe Driving

measure 0 · 0 insp with violations

Clean

Hours-of-Service Compliance

measure 0 · 0 insp with violations

Clean

Driver Fitness

measure 0 · 0 insp with violations

Clean

Controlled Substances / Alcohol

measure 0 · 0 insp with violations

Clean

Vehicle Maintenance

measure 0 · 0 insp with violations

Clean

Source: FMCSA SMS, updated monthly.

Mileage

Annual Mileage3,000 miles

Mileage Year2024

VMT SourceMCS-150 Form

Drivers

1

Interstate

0

Intrastate

0

CDL

1

Total

Interstate >100mi0

Interstate <100mi0

Intrastate >100mi0

Intrastate <100mi0

Safety Summary

Safety RatingConditional

Total Crashes (24-mo)0

Fatal0

Driver OOS0.0% avg 5.5%

Vehicle OOS0.0% avg 20.7%

SmartWay PartnerNo

Insurance

AmountNot reported

Type91X

Effective06/12/2025

CompanyGEICO MARINE INSURANCE COMPANY

Policy #9300166287

Last checked07/26/2026

Quick Facts

StatusActive

TypeCarrier

Fleet1 units

Drivers1

Mileage3,000 mi

Operating16 years

MCS-15005/2025

Safety & Inspection Data

Crash Summary

Total Crashes (24-mo)0

Fatal0

Injury0

Tow-Away0

Safety RatingConditional

Driver Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg5.5%

Vehicle Inspections

Total0

Out of Service0

OOS Rate0.0%

National Avg20.7%

Licensing & Insurance

Form	Type	Insurance Company	Policy	Coverage	Effective	Cancel Date	Method
91X	BIPD/Primary	SUTTER INSURANCE COMPANY	MTP0011468	$750,000	12/31/2010	01/27/2011	Cancelled
91X	BIPD/Primary	SCOTTSDALE INDEMNITY COMPANY	CTI0036260	$750,000	11/11/2011	01/13/2012	Cancelled
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA 1230222	$750,000	10/16/2019	08/10/2020	Cancelled
91X	BIPD/Primary	SUTTER INSURANCE COMPANY	MTP0011468	$750,000	10/07/2010	12/31/2010	Cancelled
91X	BIPD/Primary	A-ONE COMMERCIAL INSURANCE RRG, INC	A-ONE2021-3216	$750,000	09/22/2021	06/04/2022	Cancelled
91X	BIPD/Primary	A-ONE COMMERCIAL INSURANCE RRG, INC	A-ONE2021-3216	$750,000	09/22/2021	09/22/2021	Replaced
91X	BIPD/Primary	A-ONE COMMERCIAL INSURANCE RRG, INC	A-ONE2021-3216	$750,000	09/22/2021	03/16/2022	Cancelled
91X	BIPD/Primary	A-ONE COMMERCIAL INSURANCE RRG, INC	A-ONE2021-3216	$750,000	09/22/2021	08/06/2022	Cancelled
91X	BIPD/Primary	A-ONE COMMERCIAL INSURANCE RRG, INC	A-ONE2021-3216	$750,000	09/22/2021	01/26/2022	Cancelled
91X	BIPD/Primary	A-ONE COMMERCIAL INSURANCE RRG, INC	A-ONE2021-3216	$750,000	09/22/2021	09/22/2021	Replaced
91X	BIPD/Primary	A-ONE COMMERCIAL INSURANCE RRG, INC	A-ONE2021-3216	$750,000	09/22/2021	06/15/2022	Cancelled
91X	BIPD/Primary	A-ONE COMMERCIAL INSURANCE RRG, INC	A-ONE2021-3216	$750,000	09/22/2021	09/22/2021	Replaced
91X	BIPD/Primary	A-ONE COMMERCIAL INSURANCE RRG, INC	A-ONE2021-3216	$750,000	09/22/2021	02/09/2022	Cancelled
91X	BIPD/Primary	A-ONE COMMERCIAL INSURANCE RRG, INC	A-ONE2021-3216	$750,000	09/22/2021	06/24/2022	Cancelled
91X	BIPD/Primary	A-ONE COMMERCIAL INSURANCE RRG, INC	A-ONE2021-3216	$750,000	09/22/2021	09/22/2021	Replaced
91X	BIPD/Primary	A-ONE COMMERCIAL INSURANCE RRG, INC	A-ONE2021-3216	$750,000	09/22/2021	09/22/2021	Replaced
91X	BIPD/Primary	A-ONE COMMERCIAL INSURANCE RRG, INC	A-ONE2021-3216	$750,000	09/22/2021	07/22/2022	Cancelled
91X	BIPD/Primary	A-ONE COMMERCIAL INSURANCE RRG, INC	A-ONE2021-3216	$750,000	09/22/2021	09/22/2021	Replaced
91X	BIPD/Primary	A-ONE COMMERCIAL INSURANCE RRG, INC	A-ONE2020-3216	$750,000	09/18/2020	09/18/2021	Cancelled
91X	BIPD/Primary	A-ONE COMMERCIAL INSURANCE RRG, INC	A-ONE2020-3216	$750,000	09/18/2020	04/18/2021	Cancelled
91X	BIPD/Primary	A-ONE COMMERCIAL INSURANCE RRG, INC	A-ONE2020-3216	$750,000	09/18/2020	09/18/2020	Replaced
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA960918287	$750,000	08/23/2022	02/23/2023	Cancelled
91X	BIPD/Primary	SCOTTSDALE INDEMNITY COMPANY	CTI0036260	$750,000	08/16/2011	11/11/2011	Cancelled
91X	BIPD/Primary	SUTTER INSURANCE COMPANY	MTP0010915	$750,000	08/12/2010	11/05/2010	Cancelled
91X	BIPD/Primary	SUTTER INSURANCE COMPANY	MTP0010915	$750,000	08/12/2010	10/07/2010	Replaced
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA1230222	$750,000	08/10/2020	09/15/2020	Cancelled
91X	BIPD/Primary	SUTTER INSURANCE COMPANY	MTP0010915	$750,000	07/08/2010	08/12/2010	Cancelled
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA968357302	$750,000	06/09/2023	07/05/2023	Cancelled
91X	BIPD/Primary	TOPA INSURANCE COMPANY	COM 110153-00	$750,000	05/21/2012	07/24/2012	Cancelled
91X	BIPD/Primary	SUTTER INSURANCE COMPANY	MTP0010915	$750,000	05/17/2010	07/08/2010	Cancelled
91X	BIPD/Primary	UNITED FINANCIAL CASUALTY COMPANY	CA968357302	$750,000	04/05/2023	06/09/2023	Cancelled
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	PRA9655275	$750,000	03/05/2010	05/17/2010	Replaced
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	PRA9655275	$750,000	03/05/2010	06/10/2010	Cancelled
91X	BIPD/Primary	SUTTER INSURANCE COMPANY	STP23614	$750,000	01/31/2011	07/27/2011	Cancelled
91X	BIPD/Primary	ZURICH AMERICAN INSURANCE COMPANY	PRA9655275	$750,000	01/08/2010	03/05/2010	Cancelled

No active insurance policies.

Docket	Type	Action	Served	Disposition	Disp Date
MC1065105	COMMON	INVOLUNTARY REVOCATION	12/30/2021	DISCONTINUED REVOCATION	01/10/2022
MC701552	CONTRACT	INVOLUNTARY REVOCATION	12/06/2010	DISCONTINUED REVOCATION	12/14/2010
MC1065105	MOTOR PROPERTY COMMON CARRIER	GRANTED	10/22/2019	REVOKED	09/21/2020
MC701552	CONTRACT	INVOLUNTARY REVOCATION	10/17/2011	DISCONTINUED REVOCATION	10/21/2011
MC1065105	MOTOR PROPERTY COMMON CARRIER	REINSTATED	10/01/2020	REVOKED	03/22/2022
MC1065105	MOTOR PROPERTY COMMON CARRIER	REINSTATED	08/25/2022	REVOKED	03/01/2023
MC701552	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	08/25/2011	REVOKED	01/23/2012
MC1065105	COMMON	INVOLUNTARY REVOCATION	08/23/2021	DISCONTINUED REVOCATION	09/23/2021
MC701552	CONTRACT	INVOLUNTARY REVOCATION	07/16/2010	DISCONTINUED REVOCATION	08/09/2010
MC701552	MOTOR PROPERTY CONTRACT CARRIER	REINSTATED	07/03/2012	OUT OF SERVICE	09/16/2012
MC1065105	COMMON	INVOLUNTARY REVOCATION	06/27/2022	DISCONTINUED REVOCATION	06/30/2022
MC1065105	MOTOR PROPERTY COMMON CARRIER	REINSTATED	06/13/2025	-	-
MC701552	CONTRACT	INVOLUNTARY REVOCATION	06/11/2010	DISCONTINUED REVOCATION	06/24/2010
MC1065105	COMMON	INVOLUNTARY REVOCATION	05/31/2022	DISCONTINUED REVOCATION	06/16/2022
MC1065105	COMMON	INVOLUNTARY REVOCATION	05/15/2023	DISCONTINUED REVOCATION	05/19/2023
MC701552	CONTRACT	INVOLUNTARY REVOCATION	05/14/2010	DISCONTINUED REVOCATION	05/20/2010
MC1065105	COMMON	INVOLUNTARY REVOCATION	05/09/2022	DISCONTINUED REVOCATION	05/10/2022
MC1065105	MOTOR PROPERTY COMMON CARRIER	REINSTATED	04/19/2022	REVOKED	08/15/2022
MC1065105	MOTOR PROPERTY COMMON CARRIER	REINSTATED	04/17/2023	REVOKED	07/12/2023
MC701552	MOTOR PROPERTY CONTRACT CARRIER	GRANTED	01/25/2010	REVOKED	08/02/2011
MC1065105	COMMON	INVOLUNTARY REVOCATION	01/13/2022	DISCONTINUED REVOCATION	02/09/2022
MC701552	CONTRACT	INVOLUNTARY REVOCATION	01/03/2011	DISCONTINUED REVOCATION	02/07/2011

No revocation records.

Stay ahead of changes

You are checking RUBEN C BAJO today. We can keep watching them for you.

Authority gets revoked, insurance lapses, and a company that looks clean today can change overnight. Create an account, add this company to your list,
and the moment their authority, insurance, safety or contact details change, you see it on your dashboard, or get it by email with Pro.

Add them to your list

Keep this company and every partner you vet in one place you can come back to.

Get a change alert

The moment authority, insurance or safety status moves, you hear about it first.

See the full history

Trust Score over time and the complete authority and insurance timeline, not just today.

Register Log in

88/100

Excellent

VERIFIED

Every carrier starts at 100. We subtract points for each missing requirement or risk factor below. Verified means all four core requirements pass.

Score breakdown, from 100 to 88

88

−12

Starts at 100−12 totalFinal 88

Conditional safety rating−12

Verification, 4 core requirements

Active operating authority

FMCSA shows the USDOT registration and authority are active.

Authorized for hire

Holds active for-hire (common or contract) authority.

Active insurance on file

Active for-hire authority on file, FMCSA requires insurance to keep it active.

Safety rating not Unsatisfactory

Conditional rating (acceptable, but not Unsatisfactory).

What's lowering this score

-12

Conditional safety rating

FMCSA assigned a Conditional safety rating.

How we calculate the Trust Score

Every company starts at 100

We subtract points for each missing requirement or risk factor. Verified means all the core requirements for that company's type pass. Nothing is added back, the score is a deduction model built only on public FMCSA data. No pay-to-play, no opinions.

Requirements differ by company type

Each company is judged fairly on its own FMCSA obligations. Anything that doesn't apply shows as a grey N/A, not required, never a penalty.

Carrier (for-hire)

Operating authority, authorized-for-hire, insurance on file, safety rating.

Broker

Broker authority + $75k surety bond (BMC-84/85). MCS-150 not required (no fleet).

Freight forwarder

FF authority + $75k bond + BOC-3. MCS-150 not required (no trucks).

Private carrier

Active USDOT + MCS-150 + safety. No operating authority / for-hire / insurance filing required (hauls its own goods).

Crashes are scaled, not flat

Crash history is proportional. We don't apply a flat penalty, we scale it to (a) crashes per vehicle in the fleet and (b) the share of those crashes that were fatal. So a big, safe fleet barely moves; a small fleet with many (and fatal) crashes takes a large hit.

0 pts deductedscaled by rate & severityup to −28 pts

Low end

50,000 vehicles + 1 crash → ~0 pts. A huge fleet with very few crashes per vehicle is almost untouched.

High end

5 vehicles + 3 crashes incl. fatal → large deduction (near the −28 cap). Many crashes per truck, fatal-heavy.

Mechanics: deduction is capped at 28 points, weighted roughly 60% on crashes-per-vehicle and 40% on the fatal ratio. Zero crashes = zero deduction. If fleet size is unknown, only crash severity can move the score (conservative).

Out-of-service rate vs. the national average

Driver and vehicle out-of-service rates are measured against the FMCSA national average, not a flat number. A company only takes the deduction when it sits above the national benchmark, for example “Vehicle OOS 37% vs national avg 20.7%”.

Point reference, the full menu

Every factor and exactly how many points it can remove. Knockout factors (they also fail Verification) are marked.

Factor	Points
USDOT / authority not active with FMCSA knockout	−25
Missing operating authority (when required) knockout	−15
No insurance or surety bond on file (when required) knockout	−25
Unsatisfactory safety rating knockout	−30
Conditional safety rating	−12
MCS-150 biennial update overdue (carriers)	−10
Crashes, rate-adjusted (per-vehicle & fatal share)	0 to −28
Driver OOS rate above national average	−5
Vehicle OOS rate above national average	−5
Very new carrier (under 1 year)	−10
Limited operating history (1-3 years)	−6
Moderate operating history (3-5 years)	−3
Operating history unknown	−3
No public phone number	−3
No public email address	−2

All inputs come from public FMCSA records (operating authority, insurance/bond filings, the SAFER/SMS safety profile, crash & inspection reports). If FMCSA updates a record, the score updates with it. For the full deduction table, see the methodology page.